John Curtin is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. He holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, emphasizing Ameriprise-managed accounts and using algorithmic tools overseen by a dedicated committee.

Lystra Khan is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. She previously worked at Wells Fargo Clearing from 2016 to 2024 and Morgan Stanley from 2009 to 2013. Khan holds a Series 63 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services that include retirement, education, risk management, and niche areas such as business-owner transition and sports & entertainment planning.

Robert Cerniglia is a financial advisor at Thrivent Investment Management with 12 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. He serves on the board of the Southern New Hampshire Chamber of Commerce, supporting local business networking and community activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning that covers a range of topics and may be combined with managed-account programs under a consolidated billing option called “WealthPlan.”

Ian O'Brien is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Richard Perry Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior career includes eighteen years at Commonwealth Financial Network and experience at Banc of America Investment Services and Quick & Reilly. He serves as a Justice of the Peace in Gloucester, MA and is a Notary Public in Danvers, MA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers multiple platform options, including proprietary model strategies under the Founders Gate Capital brand.

Daniel Regan is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes prior roles at NEXT Financial Group, Inc., Enel North America, Banc Of America Investment Services, Inc., Cetera Investment Services Llc, and Merrill. Outside of his advisory duties, he is involved with Regan & Thornton Investment Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Petrella is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at firms such as Merrill and Navy Federal Brokerage Services, with multiple engagements at New England Financial. He also has a background in non-variable insurance related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research tools and a large network of investment adviser representatives.

Adam Kline is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2015, progressing through roles including Planning Consultant, Relationship Manager, Financial Representative, High Opportunity Sales Representative, and Customer Development Representative. Adam partners with individuals and families to create and maintain comprehensive financial plans aimed at long-term success and peace of mind. His practice focuses on building relationships to gain a thorough understanding of each client's personal and financial circumstances, enabling him to provide tailored guidance specific to their situations. Adam holds the designation of Certified Financial Planner ™. Outside of his professional role, Adam's personal interests include football and golf.

Peter Angle is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. His prior work includes roles at UBS Financial Services, Fidelity, and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

Vanessa Sarofeen is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Outside of her advisory role, she is the sole owner of a rental property in Gloucester, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ryan Nelson is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior experience includes roles at Edward Jones and ProEquities, Inc., spanning over 18 years. He is also president of Ryan Nelson Wealth Management, a support company focused on investing and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofits. The firm uses analytical tools and risk profiling to tailor non-discretionary advice and supports a diverse client base through its extensive advisor network.

Timothy Murphy is a financial advisor with LPL Financial in Danvers, MA, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Integrated Wealth Concepts LLC, and Investors Capital Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily by investment adviser representatives using various discretionary and non-discretionary strategies.

Brian Snelson is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He is a First Vice President and a longstanding member of The Leland Group. In his role, Brian works closely with clients to navigate complex financial decisions across life transitions, focusing on long-term planning, wealth preservation, and retirement readiness. Brian's expertise encompasses areas such as college education planning, employee financial health, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and also carries the Personal Investment Advisor (PIA) designation. Brian is a graduate of the University of Massachusetts with a bachelor's degree. He lives in Tewksbury, MA with his wife and enjoys spending time with his three adult children and grandchildren. His personal interests include biking, boating, football, golfing, hiking, running, skiing, and traveling.

Noah Caruso is a financial advisor with Morgan Stanley in Middleton, MA, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a board member for Andover Little League. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Todd Elliott is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. In this role, he helps clients develop plans in pursuit of achieving their financial goals. His professional experience centers on providing financial consulting services to assist clients with their financial planning needs.

Linda Bruce is a financial advisor at Ameriprise with 32 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Painewebber Incorporated. Bruce is based in Lynn, MA. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, utilizing a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm integrates algorithmic automation in its planning process and provides a broad range of advisory, brokerage, and insurance solutions.

Ashley Mcharrie is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, where she is also a partner in the Leland Group. She has been in the financial industry since 2006 and joined Merrill Lynch Wealth Management in 2015. Ashley provides consulting services to various institutions including hospitals, private foundations, nonprofits, and universities, and serves families with complex financial needs through investment management and access to Bank of America lending services. She holds a Bachelor’s degree in Finance from Babson College, where she graduated magna cum laude. Ashley is a CERTIFIED FINANCIAL PLANNER® practitioner, holds the Certified Investment Management Analyst® and Certified Private Wealth Advisor® certifications through the Investments & Wealth Institute™, and has completed the Merrill Lynch Longevity Training Program offered in conjunction with the University of Southern California. Ashley lives in Salem, Massachusetts, with her husband, John, and their daughters, Maggie and Chloe. Her personal interests include biking, singing, spending time with her family, and traveling.

Daniel Wagner is a financial advisor with Ameriprise who holds the Series 66 designation and has 20 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Wagner also manages an independent advisory business through OC&C Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored planning and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

James Rubera is a financial advisor at Edward Jones with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of investment strategies and advisory services supported by a large network of financial advisors and branch offices.

Melissa Tulley is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.