Brenda Brown is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. Her career includes roles at LPL Financial and Desert Financial Wealth Management. She is also employed part-time in retail sales at White House Black Market. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA consulting services.

Paul Wajda is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked with MassMutual Life Insurance Company and its investment services subsidiary since 1996. Wajda also serves as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, ongoing financial planning engagements supported by firm-approved analytical tools.

John Gattulli is a financial advisor at LPL Financial with 40 years of industry experience. He holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. and Capital Education Network. Outside of his advisory role, he is involved with Albany Tax Service, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Dominic Garrant is a financial advisor with Edward Jones in Ballston Spa, NY, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment products supported by a large national network of financial advisors and branch offices.

Matthew Gallant is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in March 2016. Prior to joining Merrill Lynch, he worked in product management at Travelers Insurance Company. Matthew focuses on developing and maintaining goals-based strategies and recommendations for clients, providing measurement and follow-up on progress toward specific client goals. Matthew's areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds a Bachelor's degree from Virginia Polytechnic Institute and State University, with a major in mechanical engineering and a minor in economics. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Outside of his professional work, Matthew's personal interests include basketball, biking, football, golfing, skiing, spending time with his family, and watching movies.

Eric Williams is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over a decade of experience in serving clients and their families, having begun his wealth management career at Ayco Company, L.P., a Goldman Sachs company, in 2005. Eric focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income. He holds a Bachelor of Science degree in Finance from Siena College and is a CERTIFIED FINANCIAL PLANNER (CFP) certificant, a designation awarded by the CERTIFIED FINANCIAL PLANNER Board of Standards, Inc. Eric also holds the Personal Investment Advisor (PIA) designation. Residing in Ballston Lake, New York, Eric lives with his wife, Angela, and their three children, including twins. He is a parishioner at St. Edward the Confessor in Clifton Park. His personal interests include biking, football, golfing, traveling, being a foodie, and following Siena College basketball, New York Giants football, and horse racing.

Nuala Blanchard is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 2011. Prior to Merrill, she worked at Bank of America, N.A. starting in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Rodney Brewer II is a financial advisor with Mass Mutual Investors Services holding CFP® and Series 66 credentials and has 22 years of industry experience. He has worked with Mass Mutual and its subsidiary firm since 2009. Brewer II is also active as an insurance broker with a focus on fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using firm-approved analytical tools and structures planning as an annual, collaborative process.

Clare Mertz is a financial advisor at LPL Financial with 32 years of industry experience. She has previously worked at Wealthone LLC and had multiple tenures at LPL Financial. In addition to her advisory role, she works as a freelance writer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Vincent Coscette is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has worked previously at NBT Bank and PKS Investments. His background includes roles outside finance, such as positions at The Cheesecake Factory and Kohl's, and he was a full-time student at Siena College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Melissa Smolen is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. She previously worked at Ameriprise from 2021 to 2023 and was a homemaker for ten years prior to starting her advisory career. In addition to her advisory work, she is involved with Prive Boutique Salon & Spa in Clifton Park, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kathryn Peterson is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Ameriprise since 2011, currently serving clients from Mechanicville, NY. Outside of her financial advisory role, she coaches a youth soccer team for her daughter's local club on a volunteer basis. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Nicholas Scammacca is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Financial in 2025, he was with Next Financial Group Inc for 11 years. He is also involved in non-investment business activities, including Capital Asset Management and non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

Theodore Wood is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Wells Fargo entities since 2009. Outside of his advisory role, he is involved with the New York Public Library’s Financial Literacy Center and co-owns a media group focused on sports development in China. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Colleen Kavanaugh is a financial advisor at Equitable Advisors with 20 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Equitable Advisors since 2015, following a prior role at AXA Advisors LLC. Outside of advising, she serves as a director on the board of Captain Community Human Services and acts as a trustee for her parents' trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of advisory models and third-party asset managers, focusing on personalized client information and risk assessment to tailor investment solutions.

Morgan Chimento is a financial advisor with Merrill in Latham, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Merrill in 2019, Morgan worked at Bank of America from 2016 to 2019. Outside of advising, Morgan participates in mystery shopping and creates TikTok videos focused on books, motherhood, and volunteering. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Thomas Mcdonald Sr. is a financial advisor with Raymond James & Associates, holding a Series 63 credential and bringing 40 years of industry experience. Prior to joining Raymond James in 2026, he worked at Janney Montgomery Scott for 24 years. He has served on the finance committee of Blessed Sacrament Church in Albany, providing financial support on a volunteer basis. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Lisa Santos is a financial advisor at Merrill with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Ross is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the Series 66 designation and previously worked at Axa Advisors LLC and Manchester Capital Management. Outside his advisory work, he serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm delivers its services through a network of Investment Adviser Representatives using a combination of firm-offered programs and third-party asset managers.

Shilin Yin, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career as a Financial Advisor Associate at Morgan Stanley and joined Merrill Lynch Wealth Management in 2013. Supported by a team of specialists from Merrill and Bank of America in investments, estate planning services, philanthropy, and lending, she focuses on helping clients grow and preserve their wealth through challenging economic and market cycles and major life events. As a qualified Portfolio Manager, Shilin follows a disciplined and sustainable process emphasizing prudent risk management, long-term growth, tax efficiency, and transparency. She offers qualified investors alternative investments such as private equity and real assets to enhance portfolio diversification beyond traditional stocks and bonds. Shilin is a native Mandarin Chinese speaker and holds the CERTIFIED FINANCIAL PLANNER (CFP®), Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), and Chartered Retirement Planning Counselor (CRPC™) designations. She is a graduate of Temple University and holds an MBA in International Business from California State University. Shilin and her husband, Brett, live in Mariaville, NY. She is a member of the Investment & Wealth Institute™ and a member of the Bank of America Upstate New York Diversity & Inclusion Council. Her personal interests include cooking, hiking, and traveling.