Elliott Hillman is a CFA® charterholder affiliated with Wealth Enhancement Advisory Services, LLC. He has prior experience at Cambridge Associates spanning from 2020 to 2026 and worked at St Bonaventure University from 2016 to 2020. Hillman is based in Pittsford, NY. Wealth Enhancement Advisory Services manages over $122 billion in regulatory assets and offers financial planning, asset management, retirement-plan consulting, and referrals to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm’s investment approach includes diversified, risk-class based allocations combining passive and active managers, with portfolio oversight by an internal Investment Committee.

Michael Underwood is a CFP® professional with 49 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc since 2008. In addition to his advisory role, he is president of Coordinated Wealth Planning, a life insurance brokerage firm. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, offering custody, execution, and brokerage alongside investment advice.

Jason Navolio is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Key Investment Services LLC since 2022. His prior experience includes roles at LPL Financial, M&T Securities, TIAA-CREF, Citizens Securities, and Natcity Investments. He serves on the board of the Henrietta Chamber of Commerce, where he assists in promoting membership and coordinating events. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, small businesses, and institutional clients through a multi-provider platform. The firm integrates services with KeyCorp affiliates and emphasizes wrap-fee programs with a notable portion of assets managed on a non-discretionary basis.

John Moose is a financial advisor at Commonwealth Financial Network with 29 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Commonwealth in 2018, he worked at Ameriprise Financial Services, Inc. from 2005 to 2018. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and their individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Derek Hayner is a financial advisor at Citizens Securities, Inc. in Rochester, NY, holding a Series 66 designation. He has been with Citizens Securities since 2026 and has prior work experience at BMW of Rochester and Delta Sonic. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital program with ETF-based portfolios managed via proprietary algorithms, alongside commission-based brokerage and non-discretionary services.

Peter Knittle is a financial advisor with Commonwealth Financial Network in Rochester, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at American Portfolios Financial Services Inc. and OSAIC. He is also involved in fixed insurance sales as a secondary business activity. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to model portfolios managed by its Investment Management and Research team.

Paul Viel Jr. is a financial advisor with \u0026Partners, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. His prior work includes eight years at Wells Fargo Clearing before joining \u0026Partners in 2024. \u0026Partners serves a broad mix of individual and institutional clients, offering investment management, financial and tax planning, and retirement-plan consulting through a dual registration as a registered investment adviser and broker-dealer. The firm employs a variety of analytical approaches and combines proprietary and third-party strategies, managing accounts on both discretionary and non-discretionary bases.

Kasy Pechler is a financial advisor at J. W. Cole Advisors, Inc. with three years of industry experience. They hold Series 65 and Series 63 registrations and have held prior roles at Tom's Pro Bike and FedEx. Pechler is a board member of the Farmington Environmental Conservation Board, advising on the management and protection of local natural resources. J.W. Cole Advisors operates a large network of independent representatives and offers fee-based portfolio management, financial planning, retirement services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and custodial platforms, with both discretionary and non-discretionary account management options.

William Tortorice is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at LPL Financial, American Portfolios Advisors Inc., and Wealth Management Group, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm’s fiduciary-based model incorporates a range of investment strategies and technology platforms, often implementing advice through third-party managers and turnkey asset management programs.

Robert Damico is a financial advisor with J.W. Cole Advisors, Inc. based in Webster, NY, holding the ChFC® designation and Series 66 license, with 18 years of industry experience. He previously worked at Massmutual and MML Investors Services Inc. Damico also owns a CPA and tax practice focused on small business consulting and operates a scrap metal brokerage business. J.W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent adviser representatives. The firm provides portfolio management, financial planning, access to third-party managers, and multiple managed account solutions, implementing investment decisions through discretionary or non-discretionary approaches.

Lawrence Leon is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 65 and Series 63 designations and 29 years of industry experience. He worked at Manning & Napier Advisors and its affiliated firms for 30 years before joining Wealth Enhancement Advisory Services and its predecessor in 2022. Wealth Enhancement Advisory Services manages over $122 billion in regulatory assets under management and offers financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm uses a diversified, risk-class based investment approach that blends passive and active strategies and is supported by an internal Investment Committee.

Christopher Kurowski is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Key Investment Services, he worked at KeyBank and has experience in educational roles at St John Fisher University and Canandaigua High School. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider model and integrates services with KeyCorp affiliates to offer a range of investment and advisory capabilities.

Michael Roorda is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has worked at TIAA-CREF since 2018 and previously spent three years with M&T Securities, Inc. Roorda serves on the board of the Colin F. Kennedy Foundation, a local nonprofit focused on aiding underserved youth and families. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients who have existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Bradley Dufrane is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 66 credentials and has 30 years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, and MassMutual. Outside of his advisory work, he is an author of children's books and has volunteered as an unpaid film extra. Eagle Strategies serves a wide range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers various program types and emphasizes tailoring recommendations to client objectives, with the majority of its assets managed on a non-discretionary basis.

Kristin Holbrook is a financial advisor at Citizens Securities, Inc. in Rochester, NY, with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers both advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Brian Mack is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior work includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Wells Fargo Clearing Services. Outside of finance, he manages Lycaon, LLC, a clothing and apparel design business. Citigroup Global Markets serves individual and institutional clients across various wealth segments with a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research capabilities alongside specialized market roles, offering bespoke solutions for large relationships.

Timothy Eddy is a financial advisor with Key Investment Services LLC in Rochester, NY, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has worked with Key Bank NA since 2012 and has been with Key Investment Services LLC during two periods, from 2012 to 2018 and from 2020 to the present. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that delivers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider model for portfolio management and integrates services from affiliated KeyCorp entities, offering a range of wrap programs with custodial and trade execution services.

William Schiefer is a financial advisor at Empower Advisory Group in Rochester, NY, with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Paychex, Inc., Five Star Bank, and JPMorgan Chase. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated service model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and tailored savings strategies within plan lineups selected by plan sponsors.

Terry Majeski is a financial advisor at &Partners with 28 years of industry experience. He holds a Series 63 designation and has held roles at Wells Fargo Clearing and independently at Wegmans Grocery Store for over three decades. Outside of his advisory work, he is a notary public in Rochester, NY. &Partners serves a diverse range of clients, including individuals, institutions, and organizations, offering investment management, financial and tax planning, and retirement plan consulting. The firm utilizes a combination of fundamental, technical, and quantitative analysis through both proprietary and third-party strategies.

Colby Feane is a CFA® charterholder with 16 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at QCI Asset Management, Armbruster Capital Management, and Manning & Napier. He is a board member and investment committee member for both the Monroe Community College Foundation and the YMCA of Greater Rochester, and also serves on the board of the Statesman Athletic Association of Hobart College. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and retirement consulting services.