Brandon Moulton is a Financial Advisor at Merrill Lynch Wealth Management, where he specializes in helping individuals, families, and business owners build financial confidence through personalized service and disciplined investment decisions. He focuses on delivering tailored financial strategies in areas such as retirement planning, investment management, tax-efficient strategies, estate planning, philanthropic planning, and values-based investing. Brandon serves a diverse client base including high net worth individuals and families, pre-retirees and retirees, business owners, entrepreneurs, and young professionals. He provides holistic guidance backed by the resources of Bank of America and Merrill to support clients through every stage of life. He holds a Bachelor's Degree from Michigan State University's Eli Broad College of Business, where he was a member of the Wealth Management Program, and holds the Personal Investment Advisor (PIA) designation. Outside of work, Brandon enjoys adventure sports, boating, fishing, hunting, golfing, basketball, football, traveling, and spending time with his wife, daughter, and their two dogs.

Joanne Sweetman is a financial advisor at LPL Financial with one year of industry experience. She holds the CFP® and Series 63 designations. Joanne has operated Sweetman Advisory Services LLC since 2013, where she serves as President and focuses on tax, accounting, and international tax advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and participant-level retirement advice.

William Randall is a financial advisor with J.P. Morgan Securities in East Grand Rapids, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also serves as a general partner at Orcadian Ventures, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Carol Dehen is a financial advisor at LPL Financial with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has been with LPL Financial and its predecessor LINSCO/PRIVATE LEDGER CORP. since 2007. Prior to that, she worked at Morgan Stanley from 2006 to 2007. Outside of her advisory role, she is involved with Mosaic Wealth Management and Mosaic Referral Partners, which operate as DBAs for her LPL business, and she also has a business entity called Cat Eyes LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and managing over $819 billion in discretionary assets.

Andrew Herlein is a financial advisor at Merrill with Series 63 and Series 66 designations and two years of industry experience. Prior to joining Merrill, he worked at Huntington National Bank for six years and held positions at JP Morgan Chase Bank, JP Morgan Securities LLC, and Raymond James & Associates. Outside of his advisory role, he serves as treasurer and board member for the nonprofit Ready for School in Holland, Michigan, where he reviews financial reports and advises on financial decisions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Laplante is a financial advisor at Robert Baird & Co. with 30 years of industry experience. He has been with Robert Baird & Co. since 1996 and holds Series 63 and Series 65 designations. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services supported by internal research and includes several distinctive features such as municipal advisory services and strategic minority investments.

Daniel Mushlock is a financial professional with Cetera and holds a Series 66 credential, bringing three years of industry experience. He is also the managing partner of Mushlock & Associates LLC, where he provides tax and accounting services as an enrolled agent. Outside of his advisory role, he is a partner at Mushlock Vacation Properties LLC, coordinating short-term rental bookings. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

David Smits is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in the wealth management industry. He has been with Merrill Lynch Wealth Management since 1989. His role involves providing personalized wealth management strategies that adapt to changing market conditions, focusing on client-specific financial goals. His expertise covers financial strategies, retirement and estate planning services, and he serves individual, family, and corporate clients. He actively utilizes Merrill's resources, including specialists in advanced estate planning and retirement plans for business owners. David holds a Bachelor's Degree from Calvin College and has attained several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation. He also holds the Personal Investment Advisor (PIA) designation. His approach combines extensive industry experience with practical judgment developed through client relationships and training. Beyond his professional work, David engages in community service aligned with the Merrill tradition of supporting local organizations. His personal interests include cooking, gardening, spending time with his family, and traveling.

Mark Tangen is a financial advisor at Primerica Advisors with 26 years of industry experience. He has been with Primerica Advisors since 1999 and Primerica Financial Services since 1998. Outside of his advisory role, he is involved as a member of Horizontal Venture, LLC, a non-investment related business based in Grand Rapids, Michigan. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of strategic, tactical, tax-aware, and income distribution investment models.

Nancy Hughes is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 63 designation and 38 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 1993. Outside of advising, she is involved with Micali Distributing LLC, a wholesale distribution business she organizes jointly with her husband. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment resources.

Kevin Gardenier is a CFP® professional affiliated with LPL Financial, based in Grand Rapids, MI, with 26 years of industry experience. His work history includes roles at Waddell & Reed, Inc., and running his own firm, Gardenier & Co., as well as involvement with organizations such as Autism Support of Kent County and Operation Green Star. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions, with a focus on comprehensive financial planning and model portfolio programs.

Michael Braun is a financial advisor with Robert Baird & Co. in Grand Rapids, MI, holding Series 63, 65, and 66 licenses and 37 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, he serves as treasurer for the Immaculate Heart of Mary Church Golf League. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary management and separately managed accounts, with a range of investment strategies and overlay services.

April Armstrong is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 25 years of experience in the financial services industry, she focuses on helping clients develop personalized financial strategies to address their long-term goals. Her expertise spans areas such as college education planning, executive compensation, LGBT wealth planning, retirement income, and socially responsible investing. April holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's degree from the University of Michigan System. Outside of her professional work, April is a married mother of four and participates in activities such as boating, cooking, dancing, hiking, reading, and traveling. She is also involved in her community and is a member of organizations including the Ada Business Association and the University of Michigan Alumni Association.

Clay Purvis is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. His work history includes roles at several firms and organizations, such as KCT Credit Union/Ministry Partners Securities, Sigma Financial Corporation, and Vail Resorts. He has also been involved with Hope College and operated businesses including Grow Bistro & Cafe and Charlie's Still on Main. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports and entertainment planning, using Wells Fargo research and tools to develop tailored recommendations.

Megan Crofoot is a financial advisor with LPL Financial in Ada, MI, holding a Series 66 license and nine years of industry experience. Her prior roles include positions at Comerica Securities and Beachbody. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

James Stotenbur is a financial advisor with Ameriprise in Grand Rapids, MI, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1998. Outside of his advisory role, he is involved in managing real estate properties through Beulah Properties LLC. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Osbourne is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James since 1999 and previously worked at Roney & Co. since 1998. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Justin Smith is a Series 66-licensed financial advisor with LPL Financial in Ada, Michigan. He has one year of industry experience, having previously worked for Gordon Water Systems for 15 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management options through a large network of advisors and utilizes various platforms and tools to support operational and research functions.

Amy Fowler is a financial advisor with Edward Jones and holds a Series 66 designation. She has 2 years of industry experience and has been with Edward Jones since 2025, following an 18-year prior tenure with the same firm. Outside of her advisory role, she teaches crochet and knit classes and works as a store clerk at Threadbender Yarn Shop in Grandville, MI, and also designs crochet patterns sold on a web-based crafting platform. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Brian Stearns is a CFP® and ChFC® credentialed financial advisor with eight years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Cambridge Investment Research Advisors, Inc. and Tri-Star Trust Bank. Stearns also serves as an agent for several insurance providers, managing existing policies while transitioning broker-dealer records to Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and supports a wide advisor network with specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory program.