Nicholas Miceli is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 12 years of experience in the financial services industry. Since beginning his career in 2011 with Merrill Lynch, he has developed expertise in wealth management, employee benefits planning, portfolio management, and retirement income strategies. Nicholas and his team leverage Merrill’s global resources to provide comprehensive wealth management services tailored to corporate executives and their families. Nicholas holds a Bachelor of Science in Business Administration with a concentration in finance from Seton Hall University. He has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His experience spans advising on corporate benefit programs such as equity compensation, defined benefit, and defined contribution plans, as well as helping clients manage concentrated stock positions and transition events like retirement or business sales. Outside of his professional role, Nicholas enjoys spending time with his family and pursuing personal interests such as golf, chess, fishing, football, reading, and watching movies.

Thomas Fruin Jr. is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley since 2011 and has worked specifically with the Morgan Stanley Private Bank since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured discovery process and firm-approved planning tools to develop client plans, managing approximately $2.74 trillion in client assets.

Matthew Koziol is a financial advisor with LPL Financial in New Britain, CT, holding a Series 66 credential and six years of industry experience. His career includes roles at Merrill Lynch, Tumolo Wealth Management, and Webster Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options through a large network of investment adviser representatives and incorporates advanced operational tools alongside a broad suite of non-advisory financial services.

Margaret Guzman is a financial advisor with LPL Financial in Waterbury, CT, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. Her career includes roles at Wells Fargo Bank, Wells Fargo Clearing Services, and Wells Fargo Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Centopani is a financial advisor at Charles Schwab with one year of industry experience and holds a Series 66 designation. Prior to joining Schwab, he worked in automotive parts manufacturing as a repair technician at Bridgeport Milling Head Repair, Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios and alternative investment due diligence.

William McCarthy is a Planning Consultant at Fidelity Investments, where he collaborates with a team of advisors and specialists to assist clients in developing and maintaining personalized financial plans. He provides support throughout the financial planning process to help clients meet their goals. He has held several roles at Fidelity Investments, starting as a Customer Relationship Advocate from 2021 to 2022, advancing to High Net Worth Service Associate from 2022 to 2023, then Financial Representative from 2023 to 2024, before his current position beginning in 2025. This progression reflects his experience within various aspects of financial services. Outside of his professional work, William enjoys attending concerts, social events with friends, playing golf, watching movies, listening to music, and skiing.

Christian Rausch is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms, including Voya Financial Advisors, Inc. and Scottrade. He is currently based in Berlin, CT. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors, utilizing multiple program structures and third-party managers.

Edward Graham Handley is a financial advisor with Edward Jones in Southington, CT. He holds a Series 66 designation and has 10 years of industry experience, including 11 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Brandon Marinelli is a CFP® professional with 24 years of industry experience, currently affiliated with Morgan Stanley Wealth Management in West Hartford, CT. His prior roles include positions at Raymond James Financial Services and operating his own wealth management practice. Outside of his advisory work, he is listed as an owner of an LLC related to his ski home for estate planning purposes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs with a focus on tailored financial planning and employs structured planning tools and market scenario modeling in its approach.

Bruce Daigle is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, he is a founding member and serves on the Investment Committee of the Main Street Community Foundation, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, and offers financial planning, investment consulting, and municipal advisory services.

Thomas Aldrich is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 credential and 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Kevin Prell is a financial advisor with RBC Capital Markets in Farmington, CT, holding Series 63 and Series 66 registrations and 26 years of industry experience. Prior to joining RBC in 2022, he worked for Ameriprise Financial Services for 12 years. Outside of his advisory role, he serves on the Board of Finance for the Town of Simsbury, is a member of the Simsbury Republican Town Committee, owns a small business in West Simsbury, and acts as treasurer for a local social club. RBC Wealth Management provides services to a broad range of clients, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Adam Tucker is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. He focuses on building relationships based on trust and developing personalized financial plans tailored to the evolving needs and goals of his clients and their families. Adam emphasizes educating clients to simplify complex financial topics and enhance their understanding. Prior to his current role, Adam worked as an Investment Consultant at Fidelity Investments from 2020 to 2023. He has also held positions as a Regional Annuity Internal Wholesaler at MassMutual from 2018 to 2020 and as a Financial Services Representative at TD Bank from 2015 to 2018. Outside of his professional work, Adam enjoys camping, fitness, food, outdoor adventures, and traveling.

Alexander Fredericks is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services Inc. since 2014. Ameriprise provides a retirement-income planning service for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies and uses algorithmic automation overseen by specialist committees to support its retirement planning services.

David Dufour is a financial advisor with LPL Financial in New Britain, CT, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. His prior firms include Fidelity, Santander Securities, and CUNA Brokerage Services. Outside of finance, he teaches at Powder Ridge Ski Resort. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and advisory services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Adam Jensen is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 1998, bringing over 27 years of experience in working with clients and families on financial matters. Adam specializes in wealth planning and is dedicated to assisting clients with their financial goals. His role at Fidelity involves providing guidance and support tailored to various investing styles. Outside of his professional work, Adam's personal interests include golf and music.

Andrea Hammerling is a financial advisor with Charles Schwab in West Hartford, CT, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has worked at Charles Schwab Bank and Charles Schwab since 2020 and previously at TD Ameritrade from 2015 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios and a centralized operational structure.

Stuart Hawkins is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 33 years of industry experience. He has worked with firms including Parkland Securities and Futures Planned Benefit Consulting. Hawkins serves as board chair of a nonprofit special needs trust and consults on government benefits for special needs children. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individual investors, retirement plans, and institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform, leveraging both affiliated and third-party managers.

Stacy Cortez is a financial advisor with Morgan Stanley in West Hartford, CT, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Morgan Stanley in 2025, she worked for nine years at Wells Fargo Clearing. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

James Pazareskis is a financial advisor with Equitable Advisors in Wallingford, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Equitable Advisors and its affiliated entities since 2007 and previously held positions at Uvest Financial Services Group, Webster Investment Services, and American Skandia Advisory Services. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of investment models and third-party managers and offers services through a network of Investment Adviser Representatives.