Hui Liang Lee is a financial advisor at Guardian Life with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked extensively at Guardian Life and Park Avenue Securities since 2011. Outside of her advisory role, she consults on and sells Bank Owned Life Insurance (BOLI) in partnership with Protective Financial and Insurance Services. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its established connection with Guardian Life.

Lori Koval is a financial advisor at Oppenheimer with 32 years of industry experience. She has held her position at Oppenheimer since 2003 and previously worked at CIBC World Markets Corp. from 2002 to 2003. She holds Series 63 and Series 65 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, retirement plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of programs with discretionary and non-discretionary investment services across equity, balanced, and fixed-income portfolios, and it maintains custody of client assets as a qualified custodian.

Nazma Begum is a Series 66-licensed financial advisor with Valic Financial Advisors, based in Berkeley Heights, NJ, and has seven years of industry experience. She previously worked at TD Ameritrade and TD Bank. Outside of her advisory role, she is also an agent for non-securities insurance products. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

David Cevallos is a financial advisor at TD Private Client Wealth LLC with a Series 66 designation. He has experience at several firms, including Wells Fargo Bank, UBER, and TD Bank. Cevallos has been with TD Private Client Wealth LLC since 2026. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional, high-net-worth private clients, and retail clients. The firm offers portfolio management, financial planning support, and uses a combination of affiliated and third-party sub-managers in its investment approach.

Charles Porter III is a financial advisor at Benjamin F. Edwards & Company, Inc. with 18 years of industry experience. He has been with Benjamin F. Edwards since 2015 and previously worked at Wells Fargo Clearing from 2008 to 2015. Porter holds the Series 66 designation. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of investment and advisory services, including wrap-fee programs, financial planning, retirement consulting, and M&A advisory, utilizing both proprietary and third-party investment strategies.

Shayla Cloutier is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior roles include positions at Edward Jones and Wells Fargo, where she accumulated extensive experience. Outside of her advisory work, she serves as Treasurer for the Foskett Ranch Elementary School Parent Teacher Organization in Lincoln, CA. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model that integrates technology platforms and a range of investment strategies, often utilizing third-party managers and TAMPs.

John Montgomery is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones, International House Associates, and Valley National Bank. Outside of advising, he manages and handles bookkeeping duties for International House Associates, a real estate holding business. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors. The firm employs a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Donald Pfarr is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has 19 years of industry experience, including prior roles at LPL Financial, LLC and Citigroup Global Markets. Pfarr provides investment advisory services through Private Advisor Group, an independent registered investment advisor. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm’s fiduciary-based approach includes discretionary and non-discretionary services, utilizing proprietary and third-party investment platforms and strategies.

Andrew Booth is a financial advisor at GWN Securities Inc. with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Citizens Securities, Cetera, Invest Financial Corp., and Investors Bank. Outside of his advisory role, he is also a financial representative involved in life insurance sales and financial services under the DBA ABMM Financial. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of managed-account programs, including legacy market-timing and momentum-based strategies.

Jude Digidio is a CFP® professional with 40 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked at LPL Financial and Cadaret, Grant & Co., Inc. He is also involved with B & D Group, Inc., a business related to his LPL activities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that combines technology platforms and access to a range of third-party managers and proprietary managed account solutions.

Thomas Caiazzo is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and six years of industry experience. His career includes roles at Goldman Sachs & Co. LLC since 2021, as well as prior positions at The Ayco Company, L.P. and Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, institutional clients, and plan sponsors. The firm integrates strategic and tactical investment models with a range of service offerings and operational tools, leveraging resources across the Goldman Sachs ecosystem.

Anthonny Garcia is a Series 65 licensed advisor at Mariner with two years of industry experience. His background includes roles at Mariner Wealth Advisors and prior employment in various service and educational positions. He is also involved in the restaurant industry as part of Goodfellas Ristorante. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers customized investment management, financial planning, retirement consulting, tax services, family office capabilities, and employer financial wellness tools, with strategies supported by both internal research and third-party managers.

Matthew Jerkovich is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He previously worked at UBS Financial Services Inc. for 11 years before joining Janney in 2022. He holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, and advisory programs.

Ryan Goldschmitt is a financial advisor at NewEdge Advisors with 19 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at JP Morgan Chase Bank, N.A. and J.P. Morgan Securities. In addition to his advisory role, he is involved in insurance planning as a referrer for First Element Planners. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through independent adviser representatives. The firm offers diversified portfolio management, financial planning, retirement consulting, and access to various advisory programs, utilizing technology and centralized due diligence to support clients and advisors.

Maria De Los Reyes is a Series 66-licensed financial advisor with 19 years of industry experience. She currently works at TD Private Client Wealth LLC and TD Bank N.A., having previously held positions at Wells Fargo Advisors, UBS Financial Services, LPL Financial, Morgan Stanley, and Citigroup Global Markets. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, utilizing strategic and tactical asset allocation through portfolios that include both affiliated and third-party sub-managers.

Richard Rosa is a financial advisor at Private Advisor Group, LLC with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, AXA Advisors, and Montclair State University. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement consulting, and managed account solutions. The firm employs a fiduciary-based advisory model utilizing various investment strategies and third-party managers.

James Graham IV is a Series 66 credentialed financial advisor with 23 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked at Lincoln Financial Advisors Corp and LPL Financial LLC. Outside of his advisory work, he is involved in selling non-variable insurance products including term life and universal life insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based approach combines client goal assessment with portfolio management and model portfolio selection from leading strategists, utilizing multiple investment strategies and technology platforms.

Joseph Iovino is a financial advisor with Oppenheimer in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Oppenheimer since 2002. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a wide range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Michelle Nocito is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 20 years of industry experience. Her career includes roles at LPL Financial, Ameriprise, PNC Wealth Management, Cetera Investment Services, and Ryan Beck & Co. She serves as an elected member of the Voorhees Township Committee and works as an adjunct professor at Camden County College. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm offers a fiduciary-based advisory model that includes discretionary and non-discretionary services, managed account solutions, and access to third-party strategists and technology platforms.

Susan Portnoi is a financial advisor at Mercer Global Advisors Inc. with 14 years of industry experience. She holds the PFS™ designation and Series 65 license. Her prior experience includes eight years at Traust Sollus Wealth Management, LLC before joining Mercer Global Advisors. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, and offers a range of portfolio management and planning services.