Marybeth Hofmeister is a CFP®-certified financial advisor with 29 years of industry experience. She currently works at LPL Financial and previously spent nine years at Cadaret, Grant & Co., Inc., along with over two decades at Shipp Financial Services. Outside of her advisory roles, she is a business owner of The Hofmeister Corporation. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services supported by model portfolios and research from multiple sources.

Cory Bonanno is a financial advisor at Cetera with 15 years of industry experience. He holds the CFP® and Series 66 designations and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, he is involved with Bonanno Financial Advisors, LLC, a financial services business where he supports sales activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform, featuring a variety of program options and affiliations that support comprehensive investment solutions.

Craig Wilson is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Waddell & Reed and various insurance carriers associated with W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

Valerie Cassick currently serves as Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2026. She has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant and Investment Consultant. Prior to joining Fidelity, Valerie worked in wealth management and financial analysis roles at Northwestern Mutual and Ayco, a Goldman Sachs company. In her work, Valerie collaborates with clients and their families to understand their financial needs and goals. She develops comprehensive strategies related to investments, savings, and income, aiming to help clients establish plans focused on financial freedom and flexibility. Her professional background encompasses financial consulting, relationship management, and project management. Outside of her professional work, Valerie enjoys activities such as camping, cooking and baking, spending time with family, fitness, social events, and traveling.

Casey Mcpartlon is a Series 66 licensed financial advisor with Fidelity Investments in Albany, NY. He has over a decade of experience in the financial industry, including an 11-year tenure at Citizens Bank before joining Fidelity in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator and its use of systematic methodologies and AI-driven research in managing model portfolios.

Richard Anthony is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 30 years of industry experience. He has worked at LPL Financial and its predecessor firms since 2005 and is currently associated with Community Resource Federal Credit Union. Outside of his advisory role, he is a New York State Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Paula Heighton is a Series 66-registered financial advisor with Thrivent Investment Management, based in Albany, NY. She has 15 years of industry experience and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Outside of her advisory role, she serves as a mentor in the Education for Ministry program, leading weekly theological discussion groups through the University of the South. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial analyses without discretionary trading authority. The firm emphasizes comprehensive written recommendations across various planning areas and allows clients to combine planning with managed-account programs under a consolidated billing option.

Jeffrey Saran is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 66 credentials and possessing 10 years of industry experience. His prior roles include positions at CUNA Brokerage Services, CUNA Mutual Group, Northwestern Mutual, and New York Life. He is involved with Sunmark Wealth Management through a business affiliated with LPL Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

David Bushman is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and employer-based financial planning arrangements.

Cory Teleisha is a financial advisor at Merrill with 36 years of industry experience and holds Series 63 and Series 66 designations. He has been with Merrill since 1988. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Koegl is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Primerica Advisors since 2007 and has worked with Primerica Financial Services since 1999. Outside of advisory services, she is involved in sales of loan products and home security and automation referrals through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm employs a tiered wrap fee structure and curates third-party asset managers, delegating trading duties to BNY Mellon Advisors.

Christopher Ingemie is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in financial services in 2003 while still in college, he has specialized in comprehensive wealth management strategies. His approach involves understanding clients' financial situations and priorities to develop customized plans addressing investments, income, legacy planning, and retirement income. Chris holds the Chartered Retirement Planning Counselor (CRPC) designation, Personal Investment Advisor (PIA) credential, Series 7 and 63 licenses, and Life and Health Insurance licenses. He earned a Bachelor of Science degree in Business Administration from The Sage Colleges. Raised in Albany, New York, Chris is actively involved in his community as a basketball coach with the Niskayuna Youth Basketball Association. He resides in Niskayuna, NY, with his wife Tracey and their three children. Outside of work, he enjoys basketball, chess, and spending time with his family.

Thomas Kelly is a financial advisor at LPL Financial with a Series 66 designation and no prior industry experience. His work history includes positions at Citibank N.A. and Hudson Valley Credit Union before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Powers is a CFP® professional with 31 years of industry experience, currently serving at LPL Financial since 2006. He holds Series 63 and Series 65 licenses. Outside of his advisory work, Powers has worked as a rideshare driver in upstate New York. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Heather Gregg is a financial advisor with Merrill based in Latham, NY, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Christopher Shaver is a CFP® with 13 years of industry experience, currently affiliated with Raymond James Financial. He has worked with The Kelton Financial Group and Northwestern Mutual in prior roles. Shaver holds a Series 63 license and is based in Latham, NY. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal finance and retirement plan consulting.

Jonathan Mulligan is a CFP®-certified financial advisor with four years of industry experience, currently with Cetera. He has worked previously at Raymond James Financial Services and Ameriprise, among other firms. Outside of his role at Cetera, he manages Legacy Wealth Planning Group, where he oversees financial planning and portfolio management. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified investment programs and financial planning services through a nationwide network of independent advisors.

Jacob Coughlin is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. His prior work includes roles at Commonwealth Financial Network and CG Capital, as well as positions outside the financial industry at Dick's Sporting Goods and Edgewood Country Club. He has also been involved in educational roles at Duquesne University and local schools. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to deliver tailored non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kevin Reich is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds Series 65 and Series 63 registrations and has previously worked at Merrill and Bank of America. Reich has been with Mass Mutual and its subsidiary since 2023. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved tools and also provides specialized programs such as divorce planning and employer-sponsored planning.

Mitchell Hansen is a financial advisor at Cetera with seven years of industry experience. He holds the Series 63 designation and has worked at Cetera and Cetera Investment Services LLC since 2019. Prior to his advisory roles, he held positions at Foresters Financial Services, the Commission on Independent Colleges and Universities, and had experience in home improvements and food service. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program options and affiliations.