Pasquale Caione is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with The Vanguard Group since 2000. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach focused on personalized asset allocation and portfolio construction primarily with Vanguard funds and ETFs.

Isaac Morrison is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard Advisers since 2025 and has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2021. Outside of his advisory work, he has experience in various business activities including a brief tenure with multiple companies across different sectors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations and constructs portfolios mainly from Vanguard funds and ETFs, combining scale and digital delivery with a large advisory team.

Michael Lynch Jr. is a financial advisor with Mass Mutual Investors Services in Exton, PA, holding CFP® and ChFC® designations and bringing 32 years of industry experience. He has worked with MML Investors Services, Inc. and MassMutual since 1994. In addition to his advisory role, Lynch also works as a licensed agent in life and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning and a range of event-driven services.

Michael Bacchini is a financial advisor with Ameriprise in Glenmoore, PA, holding a Series 66 designation and bringing 25 years of industry experience. He previously worked at AXA Advisors from 2006 to 2017 before joining Ameriprise Financial Services and then Ameriprise. Outside of his advisory role, he owns OBH Enterprises LLC, a manufacturing and distribution business, and serves on the board of Fiorenza's Food For Friends, a community organization. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Arlene Metricarti is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Vanguard since 2017. Outside of her advisory role, she has been involved with Brick Lane Community Church in a staff position. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and portfolios composed largely of Vanguard funds and ETFs.

Matthew Maginnis is a Series 66-licensed financial advisor at Fidelity with one year of industry experience. His prior roles include positions at OneMain Financial and Bergeys Inc, where he also performed manual labor on weekends. He served six years with the Pennsylvania Army National Guard. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Stephanie Galindo is a financial advisor at Vanguard Advisers with six years of industry experience. She holds the Series 66 designation and has been with The Vanguard Group since 2020. Prior to joining Vanguard, she worked at William Paterson University and TJX Companies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Joanne Weidner is a financial advisor at OSAIC with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors and Mutual of Omaha Investor Services. She is also the owner and president of Weidner Financial Group and conducts Medicare workshops to assist seniors with enrollment options. OSAIC serves a diverse client base ranging from individual investors to large institutions, providing integrated brokerage and advisory services through a wide network of affiliated advisers. The firm uses various portfolio construction tools and offers access to multiple investment platforms, including third-party managed accounts and wrap programs.

Brandon Malone is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Apple and as a self-employed freelance photographer specializing in photoshoots and videography. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs.

Amanda Peabody is a financial advisor at OSAIC with 11 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Advisors Corporation and Citadel Federal Credit Union. In addition to her advisory work, Peabody serves as a notary public. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Jeffrey Freeman is a CFP® and CFA® with 22 years of industry experience. He is currently an advisor at Vanguard Advisers and has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2003. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Carolyn Porter is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Needles is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. He has worked with Vanguard Marketing Corporation and The Vanguard Group since 2022 and has prior experience including City Line Capital and Pennsylvania State University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm serves a large client base through its digital platform and team servicing model.

Alevtina Schlanger is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. She has worked primarily at The Vanguard Group since 2022, with prior roles including work at Randstad US and involvement in a non-profit environmental organization. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs. The firm serves a large client base through digital delivery and a team servicing model.

Carl Ozeck is a CFP®-designated financial advisor with Vanguard Advisers, based in Malvern, PA. He has 12 years of industry experience and has been with The Vanguard Group since 2013, including a brief period as self-employed. He is a limited agent for a spouse's investment activities. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Lynda Blessing is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. She holds the ChFC® and Series 63 designations and has worked previously at American Express Financial Advisors Inc. She serves as an elder at Mechanicsburg Presbyterian Church and is a certified Divorce Financial Analyst. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent financial professionals using a variety of portfolio management strategies and platform arrangements.

Thomas Gale is a financial advisor with Cetera, holding a Series 63 designation and bringing 37 years of industry experience. He has worked at Cetera and its affiliates since 2015 and also operates his own business providing insurance solutions. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and consulting services, employing a multi-manager platform with discretionary and non-discretionary program options.

Zachary Donahue is a CFP® with 10 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various customization options.

Carolyn Cross is a CFA® charterholder with 11 years of industry experience. She has worked at Vanguard Advisers since 2020 and has been with The Vanguard Group and Vanguard Marketing Corporation since 2012. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Zachary Azar is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial and Financial Strategies & Designs, Inc. Outside of his advisory roles, he has held various positions at DeSales University and other organizations. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.