Lynne Rowan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at A. G. Edwards & Sons, Inc. from 2006 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of over 14,000 advisors and provides both brokerage and advisory solutions.

Rohan James is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Primerica Advisors since 1998 and Primerica Financial Services since 1995. Outside of his advisory role, he is involved in sales of home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure to manage its investment solutions.

Thomas Cooney is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include two decades at PNC Investments and two years at J.J.B. Hilliard, W.L. Lyons, LLC. Outside his advisory work, he is involved with Momentum Insurance Services, providing non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and third-party asset management, with a platform supporting strategic, tactical, and customized investment approaches.

Kathy Bauers is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Bauers is a co-owner of P Two P, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Stephanie Smith Christiano is a Senior Resident Director at Merrill with over 28 years of experience in the financial services industry. She began her career with the firm following a college internship and has held various roles since 1998. Stephanie works with families to help define and achieve their financial goals, regularly meeting with clients to assess progress and make necessary adjustments. She focuses on building strong relationships with clients and professional partners and aims to simplify the financial decision-making process for her clients. Her practice areas include college education planning, employee financial health, personal retirement planning, women and wealth, tax minimization, and retirement income. Stephanie holds a Master's Degree from Wilmington College and a Bachelor's Degree from Wesley College. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She serves on the board of First State Ballet and is a trustee of Delaware Hospice. Stephanie volunteers with Buckets of Love and the Ronald McDonald House of Delaware. Originally from northern Calvert County, Maryland, Stephanie moved to Delaware for college. She lives in Clayton with her husband, a public school teacher, and their daughter, who is a sophomore at Lock Haven University. Outside of work, Stephanie enjoys cooking, spending time with her family, and traveling.

Paul Miller is a financial advisor with Equitable Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at a number of firms including Penn Investment Advisors Inc. and VOYA Financial Advisors, Inc. He serves as Vice Chairman of the Delaware District for the US Tennis Association, promoting the game of tennis. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm delivers services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party asset management programs.

Paul Morrison is a financial professional at Cetera with five years of industry experience and holds the Series 66 designation. He has worked at Diamond State Financial Group and Minnesota Life Insurance Co, and serves on the Alumni Advisory Board for the Sigma Chi Fraternity at the University of Delaware. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers through multiple program structures and custodial relationships.

Daniel Stroud is a CFP® with 23 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at METLIFE Securities Inc for 14 years. Outside of his advisory role, he is involved in coaching basketball. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering programs that include ongoing planning, educational seminars, and specialized event-driven services.

Sarah Dell is a financial advisor with Ameriprise in Elkton, MD, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, she worked at Keller Williams Wilmington and has experience in educational settings including Johns Hopkins Center for Talented Youth and Oldfields School. She also supports a financial advisor administratively through her outside employment with Kimberlee M. O. LLC. Ameriprise offers retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Charles McDonald is a financial advisor with Mass Mutual Investors Services in Newark, Delaware, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, including 38 years with Metlife Securities Inc. and over a decade with MassMutual and its affiliates. He serves as president of the NAIFA-Delaware chapter and participates as a member of a horse racing investment stable. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, and charitable organizations. The firm employs a collaborative planning approach using firm-approved analytical tools and provides event-driven services such as estate settlement and employer-sponsored planning programs.

Mark Freed is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments and Investment Centers of America, Inc. Outside of his advisory role, Freed is involved with business entities related to tax and investment purposes as well as a non-variable insurance service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of financial products and partnerships.

Emmett De Rome is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the financial industry, including roles at MML Investors Services, MassMutual Life Insurance Company, LPL Enterprise, and The Prudential Insurance Company of America. Prior to his financial career, he worked in the climbing gym industry for several years. Mass Mutual Investors Services provides financial planning and asset management to individuals, business owners, and various organizations. The firm offers collaborative, goal-oriented planning supported by firm-approved software and educational seminars, serving a broad client base including high-net-worth individuals.

Brent Fuchs is a financial advisor at Osaic Wealth with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Osaic in 2025, he spent 25 years at Lincoln Financial Advisors Corp. Outside of his advisory role, Fuchs is involved in insurance activities, offering various types of insurance products including group health, disability, life insurance, and annuities through affiliated entities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides both brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization with a range of customized investment programs.

Richard Costello is a financial advisor at Ameriprise with 35 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His previous professional experience includes long-term roles at Securities Service Network, Securities America, and ownership of Group Insurance Solutions, an agency providing health insurance sales and services to individuals and small businesses. Ameriprise Financial Services serves individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates investment research and algorithmic tools to deliver customized income planning recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Jacob Yates is a financial advisor with Cetera, holding CFP® and Series 66 credentials and 12 years of industry experience. He has worked at Diamond State Financial since 2014 and has held roles at Minnesota Life Insurance Co and Securian Financial Services. Outside of advisory services, he is involved as an agent and broker in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Seth Immediato is a Series 66 credentialed advisor with Ameriprise in Wilmington, DE, with three years of industry experience. Prior to joining Ameriprise, he worked at the University of Delaware and Delaware Military Academy. He also supports a registered financial advisor through Kimberlee M. O. LLC, assisting with meeting preparation, follow-up, and client services. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual advice focused on dependable income and tax-aware withdrawal strategies.

Jeanne Griffith is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Kerri Matthews is a financial advisor at UBS Financial Services with nine years of industry experience. She holds the Series 63 and Series 66 designations and has worked at UBS since 2018, following four years at Capital One Investing LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ketul Mody is a financial professional with 18 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 registrations and has been associated with Cetera and Cetera Wealth Services since 2023. Prior to this, he worked at Diamond State Financial Group and Minnesota Life Insurance Company, among others. Outside of his advisory role, Mody serves as co-secretary and volunteer for the Gujarati Samaj of Delaware, a local Indian community group. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering a range of investment and advisory services through discretionary and non-discretionary portfolio management and access to third-party managers.

Gregory Cella is a CFP® with 10 years of industry experience, currently serving as a financial professional at Cetera since 2023. He has held roles at Diamond State Financial Group since 2016 and worked with Minnesota Life Insurance Company and Securian Financial Services from 2016 to 2023. In addition to advisory services, he has engaged in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC is an SEC-registered adviser supporting over 10,000 independent advisors nationwide, offering a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm utilizes a multi-manager platform with various program structures and custodial relationships, managing over $256 billion in assets.