William Moss is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Bank of America, N.A. and Merrill. Outside of his advisory role, Moss serves on the boards of The Heights School and DC Accelerator, and is a professor at Catholic University of America. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process employs structured tools and modeling techniques, serving clients through a combination of advisory and brokerage services.

Chidozie Obidegwu is a CFP® professional at Fidelity with 16 years of industry experience. He has worked at various Fidelity entities since 2011, including Fidelity Brokerage Service LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs.

Crystal Davis is a CFP® professional with 15 years of industry experience, currently with Cetera. She has held roles at Avantax and operates Davis Financial Services LLC, where she prepares tax returns for individuals, businesses, and estates. She also serves as a director at Davis & Ritter CPA's LLC and is involved in editorial work for various publications. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform, combining affiliated and third-party managers across discretionary and non-discretionary programs.

Timothy Ernst is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors for 25 years. Outside of his advisory role, he coaches middle school soccer in an after-school program. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and access to multiple investment programs through an extensive multi-advisor platform.

Kennan Low is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining J.P. Morgan, he worked at UBS Financial Services from 2013 to 2019. Outside of his advisory role, he is involved with USA Hockey as a Level 1 hockey referee alongside his son. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

Isabella Ganthier is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2019. Ganthier's background includes academic involvement at Harvard University and Harvard Business School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research, with an emphasis on model asset allocations and ESG considerations.

David Deporter is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to joining Morgan Stanley, he spent 15 years at Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients in developing their financial plans.

Robert Huber is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads the Corporate Advisory Services Team, which services corporate stock option plans, 401(k) plans, and employee stock purchase plans (ESPP). His role focuses on supporting corporations in developing benefits plans. With over 28 years of experience, Robert specializes in corporate benefits, executive compensation, equity compensation services, and institutional and corporate benefit services. He holds professional designations as an Equity Plan Consultant (EPC) and Personal Investment Advisor (PIA). Robert earned a bachelor's degree in finance from Richard Stockton College of New Jersey. Outside of work, he enjoys playing golf, reading, and coaching basketball, softball, and baseball for youth leagues in his community.

Spencer Neal is a financial advisor with Cambridge Investment Research Advisors in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and previously worked at Mass Mutual Investors Services. Outside of advisory work, Neal serves as a board member and chairman of the Baltimore Washington Medical Center Foundation and is involved with charitable boards and his own golf membership travel club. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement plan advisory, and wrap-fee programs through thousands of financial professionals. The firm supports both discretionary and non-discretionary management with access to multiple platforms, third-party advisers, and proprietary model strategies.

Kwame Smith is a financial advisor with LPL Financial in Laurel, MD, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, AXA Advisors, Navy Federal Financial Group, and Synovus Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and portfolio management services, utilizing various investment strategies and technology tools, alongside a broad suite of non-advisory financial products.

Jordan Stewart is a Series 66-licensed financial advisor with Merrill in Washington, DC, and has 11 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Veth is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Charles Schwab in Washington, DC. His prior work includes roles at Fidelity Personal and Workplace Advisors and Fidelity Investments, where he spent over a decade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a formal due diligence process for alternative investments.

Peter Snyder is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Prudential Equity Group, LLC from 2001 to 2003. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Tuananh Vu is a financial advisor at Stifel with eight years of industry experience. He has held positions at Wells Fargo Clearing and Bank of America prior to joining Stifel in 2022. Outside of his advisory work, Vu is active as a musician, serves as a treasurer for a nonprofit focused on Vietnamese leadership, participates in an Asian culture podcast, and acts as a brand ambassador for a hard seltzer company. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Philip Verley is a financial advisor with Primerica Advisors in Lanham, MD, holding Series 65 and Series 63 credentials and having nine years of industry experience. He has worked with Primerica Advisors since 2017 and with Primerica Financial Services since 2015. Outside of finance, Verley operates as a photographer through Verley Photography in Waldorf, MD. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-based investment strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

William Cofer Jr. is a financial advisor at Primerica Advisors with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Primerica since 1985. In addition to his advisory role, he is involved in activities related to sales of investment and loan products, as well as referrals for home security and automation services through affiliated companies. Primerica Advisors is a large-scale advisory firm serving individual investors, corporate, and charitable clients through a wrap-fee asset management program. The firm utilizes model-delivery strategies from unaffiliated asset managers and offers discretionary separately managed accounts, with custody and trade execution supported by Pershing and BNY Mellon Advisors.

Joseph Accurso is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves as a Senior Portfolio Manager on an international advisory team, advising high-net-worth individuals, families, and institutions on complex investment and planning needs across global markets. His role involves managing personalized strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. With nearly two decades as a CERTIFIED FINANCIAL PLANNER® professional and over a decade of prior experience as a proprietary trader, Joseph combines institutional trading experience with holistic wealth planning. His expertise spans risk-managed, data-driven portfolio construction, asset allocation, and downside protection, especially in volatile markets. He focuses on wealth accumulation, preservation, multi-generational transfer, integrating investment management with tax-aware planning, estate strategies, and cross-border considerations. Joseph holds a Bachelor's degree from Rutgers University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA). He is fluent in English and Italian. Outside of his professional work, his personal interests include adventure sports, billiards, boxing, chess, football, horseback riding, music, skiing, spending time with his family, and watching movies.

Brian Northern is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Heritage Financial Consultants and has held various roles outside of finance, including positions at Domino's and Brookeville Beer Farm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dino Anders is a financial advisor with Merrill in Washington, DC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with Merrill since 1998 and also works with Bank of America, N.A. since 2018. Outside of his advisory work, he is involved as an owner of nonprofit organizations related to property management, including Waterford Condominium and Mary House. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Cynthia Pierce is a Senior Financial Advisor at Merrill Lynch Wealth Management with over thirty years of industry experience. She provides goals-based wealth management services to affluent families, accomplished professionals, successful business owners, and philanthropic organizations. Alongside a team of firm specialists, she focuses on delivering customized advice, exceptional service, and a disciplined approach to investing. Her areas of expertise include divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Cynthia holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned her bachelor's degree from Sweet Briar College. Cynthia follows the Merrill tradition of community participation, dedicating time to volunteer with local organizations. Her personal interests include boating, horseback riding, photography, and traveling. She was named to the Forbes "America's Top Women Wealth Advisors" list in 2024 and also recognized in the Forbes "Best in State Wealth Advisors" list the same year.