Kristin Dubinski is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Dubinski serves on the Board of Directors and acts as Treasurer for the Naval Academy Women's Golf Association in Annapolis, MD. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a range of advisory, brokerage, and insurance solutions typical of large institutional firms.

John Sigler is a financial advisor with Morgan Stanley in Annapolis, MD, holding a Series 63 designation and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as president of St. John Vianney Catholic Church, where he is involved in budgeting and capital improvement planning. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning using firm-approved tools and serves clients through tailored financial strategies and planning services.

Caitlin Johnston is a Series 66-credentialed financial advisor at Morgan Stanley with 13 years of industry experience. She has been with Morgan Stanley since 2012, working out of Annapolis, MD. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Evan Eidelberg is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America and Merrill since 2017. Previously, he was involved with Solar Covered Parking LLC from 2016 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Spilman is a financial advisor at Wells Fargo Clearing with a Series 66 designation and experience beginning in 2022. Prior to his advisory roles, he worked at CVS Pharmacy and Mosquito Squad. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Lindsay Foelber is a Series 66-registered financial advisor with RBC Capital Markets in Baltimore, MD, where she has worked since 2017. She has eight years of industry experience, including five years at Donald Mettee Insurance Agency prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions, offering a wide range of advisory programs and investment management solutions tailored to clients' risk profiles. The firm integrates in-house and third-party managers and provides various portfolio structures and services, supported by RBC’s extensive capital markets capabilities.

Nicolas Pasta is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. He previously worked at Trident Wealth and has academic background from the University of Maryland and St. Mary's. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and various financial products.

Cheryl Freeman is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2019, with prior experience at UBS Financial Services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joanna St. Clair is a financial advisor at LPL Financial with 29 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at RBC Capital Markets Corporation for 17 years. She is also commissioned as a Notary Public in Annapolis, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Gabbi McLean is a Planning Consultant at Fidelity Investments, currently based in the Annapolis branch. In this role, she partners with advisers and works closely with clients to support ongoing personalized planning and strategy implementation. Her approach focuses on understanding clients' priorities, reviewing their current financial situations, and collaborating on strategies designed to support their long-term goals as they evolve. Gabbi has been with Fidelity Investments since 2024, progressing through roles including Financial Services Representative and Relationship Manager before becoming a Planning Consultant in 2026. This experience has provided her with a comprehensive understanding of client relationship management and financial planning processes. Outside of her professional work, Gabbi enjoys cooking and baking, football, traveling, and volunteering.

Danielle Brooks is a Series 66-registered financial advisor with Ameriprise in Annapolis, MD, bringing 26 years of industry experience. She has been with Ameriprise and its predecessor entity since 2005. Outside of her advisory role, she is involved in real estate ownership. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice focused on income reliability and tax-aware strategies.

Bonita Rodriguez is a financial advisor at UBS Financial Services in Baltimore, MD, holding a Series 66 designation with 26 years of industry experience. She previously worked at Merrill Lynch for 23 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad range of capital markets activities.

Lauren Leventry is a Wealth Management Advisor at Merrill Lynch Wealth Management. She advises families and business owners, primarily clients in the top tier of wealth, on navigating complex financial decisions with clarity and discipline. Lauren's work focuses on helping clients preserve and maximize significant wealth across generations through advanced tax strategies, liquidity events, and legacy planning. Lauren earned the CERTIFIED FINANCIAL PLANNER™ certification in 2006 and holds the Personal Investment Advisor (PIA) designation. She graduated from Gettysburg College and joined Merrill Lynch Wealth Management in 2003. Lauren creates customized investment strategies designed to meet client expectations and long-term goals and currently oversees the Investment Advisory Program for her group. She is involved in her community through volunteering at the Severna Park Community Center and Severna Park High School, and she serves on the board of the Bay Area Volleyball Academy.

Bryan Gately is a financial advisor with J.P. Morgan Securities in Baltimore, MD, holding a Series 66 designation and 28 years of industry experience. He previously worked at Morgan Stanley and led The Gately Group for two decades. Outside of finance, he works as a voice over talent providing narration for commercials and documentaries. J.P. Morgan Securities offers institutional consulting to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary framework. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital market outlook and incorporates ESG criteria in its recommendations.

Kyle Ogden is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on guiding clients through the wealth management process and helping families, including younger generations, understand how markets operate and the importance of creating a financial strategy aimed at preserving and growing wealth. He leverages the investment insights of Merrill, along with banking and lending solutions from Bank of America, and accesses a global network of specialists to support clients' financial goals. Kyle's expertise includes retirement and educational funding, managing portfolio risks, and developing financial strategies that address clients' goals-based challenges. He works with clients on areas such as college education planning, family wealth management, legacy planning, liquidity management, and socially responsible investing. His approach prioritizes connecting clients to personalized plans that align with their unique ambitions, simplifying the complexities of investing. He holds a Bachelor's Degree from Washington College and completed high school at The Gilman School. Kyle holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional role, Kyle enjoys cooking, football, golfing, ice hockey, soccer, surfing, and spending time with his family.

Holden Marshall is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works with individuals, families, and businesses to help achieve their financial goals by developing strategies aligned with their short-, mid-, and long-term objectives. He provides guidance on general investing, retirement planning, and preparing for unforeseen expenses, while also offering access to Bank of America specialists in banking, credit, home financing, and small business solutions. Marshall's expertise includes family wealth management strategies, legacy planning, personal retirement planning, and portfolio management services. He holds multiple professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from Saint Mary's College of Maryland. Outside of his professional work, Marshall serves on the Friends School Alumni Board. His personal interests include baseball, drawing and sketching, golfing, hiking, rock climbing, skiing, spending time with his family, and traveling.

David Hawkins Jr. is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms, including MML Investors Services, MassMutual Life Insurance Co., HSBC, Wells Fargo, and Citizens Bank. Outside of his advisory role, he is involved in health insurance, property casualty insurance, and structured settlements through Ash Brokerage. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through various program platforms, supporting both discretionary and non-discretionary strategies with access to affiliated and third-party managers.

Kristin Carter is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services from 2016 to 2020. Outside of her advisory role, she serves on the Board of Directors for Meals on Wheels in Baltimore, contributing to operating decisions, event planning, and marketing. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual engagements and corporate financial planning agreements.

Seth Gusman is a financial advisor at Edelman Financial Engines with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Financial Engines Advisors L.L.C. since 2019, following 15 years at T. Rowe Price Investment Services. He is also involved with Business First Funding, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment options while managing approximately $326 billion for about 477,000 clients.

Tawanna Browne Smith is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Outside of her advisory role, she owns and operates Mom's Guide To Travel, a website focused on travel planning and digital content. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through its various regulatory registrations.