Edward Ramsey III is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley since 2017 and previously worked at Agecroft Partners, LLC for eight years. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Amy Rice is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 designations and 21 years of industry experience. She has worked at Wells Fargo Advisors since 2016, preceded by roles at Morgan Stanley Private Bank and Morgan Stanley. Outside of her advisory role, she is involved in managing investment-related rental properties alongside her spouse. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, serving clients through both brokerage and advisory solutions, with an investment approach grounded in research, analytics, and diversification principles.

James Powell is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials. He has 28 years of industry experience, including prior roles at LPL Financial LLC, Citizens and Farmers Bank, and Mass Mutual Investors Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sheila Denzler is a Series 66-licensed financial advisor with Morgan Stanley in Richmond, VA, where she has worked since 2016. She has 23 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Brian Ford is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He previously worked at City National Bank from 2020 to 2025. Outside of his advisory role, Ford serves on the boards of several organizations, including the Mt. Calvary Cemetery Association and the University of Richmond Estate Planning Advisory Council, and he is president of the board for the Trinity UMC Foundation. RBC Wealth Management serves individual and institutional clients with tailored portfolio management, financial planning, custody, and brokerage services. The firm offers a range of wrap fee advisory programs and integrates in-house and third-party investment managers, providing clients with customizable investment solutions.

Amber Benkert is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors in 2022, she worked at Kohl's from 2020 to 2022 and at Manchester High School from 2016 to 2020. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized areas such as business-owner transition planning and special-needs analysis.

Dennis Throckmorton is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at OSAIC since 2024. His prior experience includes seven years with Securities America Advisors and Securities America Inc., as well as a long tenure with Next Financial Group Inc. outside of his advisory role, he is involved in the sales and servicing of insurance contracts. OSAIC Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services along with various portfolio management tools and third-party platforms, supporting both discretionary and non-discretionary investment accounts.

Lindsay Burnette is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and worked previously at Insurance Consultants of Virginia and Michael's Arts & Crafts. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Hugh Carter is a financial advisor with OSAIC in Richmond, VA, holding Series 63 and Series 66 licenses. He has 23 years of industry experience, including ten years at Securities America Advisors, Inc. Carter also engages in life insurance sales and consulting, working with individuals and businesses on executive benefit plans. Osaic Wealth, Inc. serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services with a variety of investment options and third-party solutions.

Michelle Mast is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and having 39 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of her advisory role, she is president of Michelle Mast & Associates, a business providing group health enrollment and service. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to appropriate investment models or managers, utilizing both proprietary and third-party programs.

Michael Oney is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has worked at Merrill for 21 years, Bank of America, N.A. for 8 years, and has been with Raymond James & Associates since 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

William Rice is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo, he held roles at Lowe’s, Salt Box Oyster, O'Reilly Auto Parts, and Pickel Barrel. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kevin Doyle is a financial advisor with LPL Financial in Ashland, VA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Primis Bank, Virginia Asset Group, Infinex Investments, Inc., Capitol Securities Management, and SunTrust advisory entities. He is also involved with Virginia Insurance Agency Solutions, a non-variable insurance business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources, including LPL Research and third-party subadvisors.

Theodore Walkley is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over sixteen years of industry experience, he specializes in personalized wealth management strategies, focusing on areas such as college education planning, divorce transition planning, family wealth management, legacy planning, and retirement income. He works closely with clients to develop flexible financial strategies tailored to their long-term goals and changing market conditions. Theodore holds a Bachelor's Degree from Long Island University and carries the Personal Investment Advisor (PIA) designation. Committed to community involvement, he participates in local volunteer activities aligned with Merrill’s tradition of service. Outside of his professional responsibilities, Theodore enjoys cooking, football, golfing, hiking, ice hockey, music, traveling, watching movies, and spending time with his family.

Zachary Blaisdell is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 65 designations and has worked across multiple Wells Fargo entities as well as at First Citizens and Virginia Credit Union. Wells Fargo Advisors is a national securities firm that provides investment advisory and financial planning services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, including retirement plan consulting and investment management based on research and diversification principles.

Alfred Stratford III is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James for 13 years. Stratford serves as an unpaid volunteer committee member on the investment committee for Collegiate School in Richmond, VA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Edward Stone III is a financial advisor at Edward Jones in Richmond, VA, holding a Series 66 designation with three years of industry experience. His prior work includes positions at Bank of America and Merrill, as well as service in the Virginia Army National Guard where he currently serves as a logistics officer. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options through a large national network of financial advisors.

Mark Goodstein is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and having 45 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of advisory work, he has ownership interests in a rental property. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of advisors and applies research and analytics to its investment approach, providing both brokerage and advisory solutions.

Bradley Jones is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His prior work includes roles at Virginia Commonwealth University and entrepreneurial ventures such as Sticky Rice and Peach Beach Shaved Ice. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds strategies, with oversight of sub-advisers and systematic methodologies.

Adam Kozuch is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds a Series 66 designation and has prior work experience at Compass Group USA and Apple Inc. He has been with Wells Fargo Clearing since 2025. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.