Frederick Saavedra is a financial advisor with LPL Financial in Dallas, GA, holding Series 63 and Series 66 credentials and possessing 32 years of industry experience. He previously worked at Cornerstone Wealth Management, LLC from 2014 to 2018. Outside of his advisory role, he operates a separate business entity, Fred Saavedra LLC, which is not related to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, incorporating both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Grace Harris is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at JP Morgan Chase Bank, N.A., JP Morgan Securities, LLC, and Bank of America, N.A. Her career at Merrill spans two periods, from 2013 to 2018 and from 2022 to the present. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jackson Heinlen is a financial advisor at Edward Jones in Marietta, GA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Equitable Advisors and has held various roles at credit unions and universities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Rod Bazarsky is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked at Tradebe Environmental Services from 2010 to 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

David Cauble IV is a financial advisor with Thrivent Investment Management in Atlanta, GA, holding the Series 66 designation and two years of industry experience. Prior to joining Thrivent, he worked with Ferst Readers and Kennesaw State, and he has been involved with Stadia Church Planting. Cauble serves in several nonprofit roles, including as a board member and trustee for multiple foundations and colleges, providing strategic planning and governance support. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm combines client planning with managed-account options under a consolidated billing approach while maintaining separate service components.

Kathryn Montcalm is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Ridley International Inc. and ongoing work with PFS Investments Inc. She is also involved with Post Oak Baptist Church. In addition to advisory services, she receives compensation for referrals related to home security, automation products, and loan services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure while delegating trading responsibilities to BNY Mellon Advisors.

Kenneth Whitley is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. He has been with Raymond James & Associates since 2004. Outside of advising, he is an owner of WVP Ventures LLC, an entity involved in leasing office space to his firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Samuel Vogelbacher is a financial advisor with LPL Financial in Marietta, GA, holding a Series 66 designation and having three years of industry experience. His prior work includes roles at Fidelity Investments and Wells Fargo. Outside of advising, he has ongoing involvement with Uber in a non-investment employment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, research, and various management strategies.

David Nunez is a financial advisor with Merrill in Marietta, GA, holding a Series 66 designation. He has been with Merrill since 2021 and previously worked at Bank of America, N.A. since 2026. His background includes roles in both academic and staffing organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Stephen Albritton is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. He has worked at Cetera since 2020 and previously spent three years with Wells Fargo Clearing Services LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Michael Pefferly is a financial advisor at Charles Schwab in Kennesaw, GA, holding Series 63 and Series 66 designations with 25 years of industry experience. He worked at Scottrade, Inc. for 12 years before joining Charles Schwab in 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Zachary Concha is a financial advisor with Thrivent Investment Management in Atlanta, GA, holding a Series 66 credential and two years of industry experience. His prior roles include positions at Thrivent Financial and work experience at Georgia State University, Cold Stone Creamery, and North Cobb High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses across various financial planning areas. The firm’s approach separates planning from managed-account services and does not provide portfolio management or institutional adviser selection.

Fanny Rivera Flores is a financial advisor with LPL Financial in Atlanta, GA, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining LPL Financial, she worked at Delta Community Credit Union and the Rosen, Sokol & Clements Immigration Law Group. She is also the owner of The Solid Floor LLC, a business she founded in 2021. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by institutional research and model portfolios.

Carey Green is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 23 years of industry experience. His prior roles include positions at Avantax Advisory Services and Cumberland Financial Group, where he also serves as a CPA, enrolled agent, and treasurer. He is involved in community activities as a treasurer and board member of the Eagle Backers Athletic Booster Club in Kennesaw, GA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent professionals, utilizing a range of portfolio strategies across multiple platform arrangements.

Gregory Sinatra is a financial advisor with Thrivent Investment Management in Marietta, GA, holding a Series 66 designation and 22 years of industry experience. He has been with Thrivent and its predecessor entities since 2003. In addition to his advisory role, he serves as the Board of Stewardship Chair at Faith Lutheran Church & School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based planning across topics such as retirement, tax, estate, and special needs planning. The firm offers these services without discretionary trading authority and allows clients to integrate planning with managed-account programs through its WealthPlan option.

Joshua Arrowood is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 credential and previously worked at Heidelberg USA for seven years. Joshua is also associated with Main Street Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

William Murphy is a financial advisor at OSAIC with three years of industry experience. He holds a Series 66 designation and has worked in various roles including as an independent life and health insurance producer and as a junior advisor supporting client services and practice management at Waterstone Wealth Strategies. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services supported by asset-allocation tools and third-party investment platforms.

Alexander Freeland is a Senior Financial Advisor with Merrill Lynch Wealth Management and a partner with The RNF Group since 2024. He specializes in providing customized wealth strategies and integrated financial advice to individuals, families, founders, corporate executives, and business owners. Throughout his career, Alexander has focused on areas including succession planning, wealth transfer, corporate financing, philanthropy, investment management, college education planning, executive compensation, services for endowments, foundations and non-profits, defined benefit plans, legacy planning, retirement planning, philanthropic planning, small business strategies, tax minimization, and retirement income. He employs advanced planning and proprietary modeling to help clients reduce risk, minimize taxes, and maximize results aligned with their priorities. Alexander holds a Bachelor's Degree from Auburn University at Montgomery and has earned the Personal Investment Advisor (PIA) designation. He is a member of the Atlanta Business Alliance and XPX Atlanta - Business Exit Planning Exchange. Alexander lives in Atlanta, Georgia with his wife, Lauren, and is involved in community support through volunteering with St. Jude Children's Research Hospital.

Derrick Hayes is a financial advisor at J.P. Morgan Securities LLC with 10 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2016. Prior to his current role, he was involved with Therapy Lounge from 2010 to 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm’s services are delivered on a non-discretionary basis, with clients retaining final decision-making authority.

Daniel Nelson is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he held various roles outside the financial industry, including positions at Walt Disney World and The Springmont School. He also works as an independent contractor in acting, performing in visual media. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm also serves as an advisor to several registered investment companies and utilizes algorithmic methods, including AI, in its investment process.