Madison Gay is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop financial plans tailored to their individual goals and priorities. She focuses on helping clients navigate various life changes and opportunities through personalized financial strategies. Madison's career at Fidelity Investments includes roles as a Workplace Planning Consultant at multiple levels between 2023 and 2025, as well as experience as a Customer Relationship Advocate from 2022 to 2023. Her experience encompasses client relationship management and financial planning within the workplace segment. Outside of her professional work, Madison enjoys board games, scuba diving, and swimming.

Shantel Evans is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and having 10 years of industry experience. She worked at Merrill from 2014 to 2018 before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary investment guidance and access to affiliated discretionary separately managed accounts.

Charles Sharman is a CFP® professional with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He has been associated with Wells Fargo Bank NA since 2008. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lauren Romaguera is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2012, including a one-year role at Charles Schwab Bank. Based in Orlando, FL, she serves clients through Schwab’s wealth advisory programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Joshua Hylton is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His previous roles include positions at TD Ameritrade and Schwab Private Client Investment Advisory, Inc. among others within the Charles Schwab family of companies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Kaylene Mckoy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 14 years of industry experience. She has been with Wells Fargo Advisors LLC since 2011 and concurrently affiliated with Wells Fargo Bank NA since 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options grounded in modern portfolio theory and driven by investment policy statements. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Diane Thomas is a ChFC® credentialed financial advisor with Edward Jones in Eustis, FL, with nine years of industry experience, all at Edward Jones since 2016. Outside of her advisory role, she co-owns a hobby craft business creating wooden and painted dinosaur art and manages the self-publication of a Bible-study book in collaboration with her father, a retired minister. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Anne L'Heureux is a Financial Consultant with Fidelity Investments. She partners with clients to understand their short and long term financial goals and needs, working to develop customized financial plans and investment strategies tailored to their priorities. She focuses on building trust through effective communication and maintaining strong client relationships. Anne's experience includes roles as Investment Consultant at Fidelity Investments from 2025 to 2026, Planning Consultant from 2023 to 2025, Relationship Manager from 2021 to 2023, and Financial Representative from 2020 to 2021. Prior to joining Fidelity, she was an Associate Financial Consultant at Charles Schwab from 2019 to 2020. Outside of her professional work, Anne has interests in fitness, food, horseback riding, photography, tennis, and traveling.

Ting Gray is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Charles Schwab, Ting worked for ten years at Jeunesse Global. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment program.

Peter Hankes is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2022. In this capacity, he works with affluent families to develop investment strategies and plans tailored to their financial goals. His approach focuses on providing clients with knowledge and resources to help them make informed investment decisions. Prior to joining Fidelity, Peter served as a Senior Financial Consultant at TD Ameritrade from 2012 to 2022, and before that, he was an Independent Financial Advisor at Empire Financial Group from 2001 to 2012. This extensive experience in financial consulting has equipped him with a broad understanding of wealth management and client relationship cultivation. Outside of his professional work, Peter enjoys family activities, fishing, fitness, golf, and outdoor adventures.

Alan Nagase is a Series 66-registered financial advisor with Charles Schwab in Orlando, FL. He has 16 years of industry experience, including 10 years with Charles Schwab. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic asset allocation models and centralized operational infrastructure.

Antonio Palenzuela is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 63 designation and having 33 years of industry experience. He has worked at Charles Schwab since 1993 and was previously employed at Optionsxpress, Inc. from 2011 to 2017. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing.

Anthony Kowalczyk is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL. He holds a Series 66 designation and has four years of industry experience, including prior roles at Parks Lincoln of Longwood and CFE Federal Credit Union. Outside of finance, he is involved in a travel-related business coordinating travel bookings online. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal process for alternative investments.

Rylee King is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James & Associates, Inc. and Bank of America. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Aman Aneja is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 28 years of industry experience. He previously worked for A. G. Edwards & Sons, Inc. for 10 years before joining Wells Fargo in 2016. Outside of his advisory role, Aneja serves on multiple homeowners association boards in Lake Mary, Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, offering both brokerage and advisory solutions supported by extensive research and analytics.

Patricia Conrad is a CFP® with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2022. She previously worked at Raymond James & Associates for nine years. Conrad is a member of the Investment Committee for the Central Florida College Foundation and participates in the Ocala Business Leaders membership committee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Daniel Marino is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work experience includes roles outside the financial industry, such as at Baptist Bible College and Granbury Baptist Church. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, integrating multiple services under a centralized operational platform.

William Joyce is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates, Bank of America, and Merrill in earlier roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Robert Vereen is a financial advisor at Fidelity with five years of industry experience. He has previously worked at Pinnacle Financial Partners and The Vanguard Group. Outside of his advisory role, he provides notary services for South Carolina residents and offers informal business advice related to graphic design. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, serving a broad client base including registered investment companies and charitable funds.

Sajeda Kermali is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her career at Charles Schwab spans from 2006 to the present, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a centralized client service structure.