Randy Seymour is a CFP® with 33 years of experience in the financial industry. He has worked at Stifel Nicolaus & Co. Inc. since 2020 and previously was with Wells Fargo Clearing from 2016 to 2020. Outside of his advisory work, he serves on the board of the Ebensburg Country Club and is secretary of a nonprofit organization that raises funds for community recreation. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Danielle Walls is a financial advisor with Raymond James & Associates in Lakewood Ranch, FL. She holds a Series 66 designation and has four years of industry experience. Prior to joining Raymond James in 2025, she worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2021 to 2025, and spent eleven years at The Ritz-Carlton, Sarasota. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients, offering financial planning, investment consulting, and institutional advisory services with a range of portfolio management styles and affiliated research.

David Haile is a financial advisor at RBC Capital Markets with four years of industry experience. He holds the Series 66 designation and has worked at RBC Capital Markets since 2021. Prior to his current role, he held positions at Whole Foods Market and Hawthorne Healthcare & Rehabilitation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Todd Sacks is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs structured planning tools and market modeling techniques to support client outcomes and manages approximately $2.74 trillion in client assets.

Ryan Gardner is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and began his career with Ameriprise in 2020. Prior to advising, he worked in education and mediation from 2016 to 2019. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Jay Hesdorffer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, Hesdorffer serves on the board of the Goldring Woldenberg Institute of Southern Jewish Life, a religious nonprofit organization. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, with a financial planning process that incorporates firm-approved tools and models to support tailored client solutions.

Miguel Ortigao is a CFP® with 15 years of experience in financial advising. He is currently with Cetera and has previously worked at Avantax Investment Services, Avantax Advisory Services, Aksala Wealth Advisors, Capital Investment Advisors, and Gratus Capital. He serves as a director for Tampa Club Epicurean, a nonprofit focused on vocational culinary training for youth. Cetera is an SEC-registered firm that supports more than 10,000 independent advisors and serves a diverse client base, including individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment strategies.

Meghan Corcoran is a financial advisor with Edward Jones in Lakewood Ranch, FL, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Bank of America, N.A. and Merrill. She was also involved with the Jay Corcoran Memorial Scholarship Foundation for 16 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Cynthiea Locala is a financial advisor at Raymond James Financial with 33 years of industry experience. She holds the CFP® designation and multiple securities licenses, including Series 63, 65, and 66. Prior to joining Raymond James, she worked for UBS Financial Services for 10 years. She is also involved in two support companies, Just Cindy LLC and Momentum Wealth Partners LLC, where she serves in advisory and executive roles. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, and institutions. The firm employs non-discretionary planning and consultative approaches tailored to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Daniel Molineaux is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill Lynch, Wells Fargo Clearing, and Scottrade. In addition to his advisory work, he serves as a Staff Sergeant in the U.S. Army National Guard. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including funds of funds and model portfolios.

Robert Armstrong Jr. is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with Ameriprise Financial Services, where he has worked since 2019, following prior roles at Wells Fargo Clearing and UBS Financial Services. Outside of finance, he owns a retail beauty business and co-owns salon suite properties in Florida. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning using a structured Recommendation Report and ongoing advice.

Jeffrey Moll is a financial advisor with Mass Mutual Investors Services in Lakewood Ranch, FL, holding Series 63 and Series 65 designations and 40 years of industry experience. He worked at Metlife Securities Inc. for 32 years before joining Mass Mutual Life Insurance Company in 2016 and Mass Mutual Investors Services in 2017. He is also an independent insurance agent specializing in dental and group disability income, disability, life/accident/health, LTC, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations and structured, ongoing collaborative planning relationships.

Chadd Brown is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. He has one year of industry experience and has also worked with Lexington Cutter, Inc. for 15 years. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm offers both discretionary and non-discretionary management across multiple platforms and custodians and features proprietary model strategies under the Founders Gate Capital brand.

Brian Maddox is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Stifel since 2015. Maddox serves as a board member of the Rotary Club of Sarasota Bay, where he works to promote the club, grow membership, and support fundraising efforts. Stifel provides brokerage and investment advisory services to a diverse client base including individuals, institutional clients, and charitable organizations. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, offering asset allocation and planning analyses intended to support client decision-making.

Andrea Merritt is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 65 and Series 63 licenses and 11 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and proprietary planning tools.

Ieva Navarro is a financial advisor with LPL Financial in Sarasota, FL, holding Series 63 and Series 65 designations and nine years of industry experience. She previously worked at PFS Investments Inc and Primerica Financial Services for seven years. Outside of advising, Navarro is involved in mortgage and real estate loan origination. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions through a large network of advisors. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining extensive advisory capabilities with a range of non-advisory financial services.

Matthew Berka is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 designation and eight years of industry experience. His work history includes positions at Merrill and Progressive Employer Management Company prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach incorporates structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

James Hardy is a ChFC® credentialed financial advisor with 46 years of industry experience. He currently works at OSAIC, joining the firm in 2023 after spending over three decades at FSC Securities Corporation and Group H Advisory Corporation. Outside of his advisory role, Hardy is an owner of Group H Capital Corporation, an insurance agency. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization tools and offers a range of brokerage and advisory services through a multi-advisor platform.

Douglas Machado is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and previously worked at Independent Financial Group Branch 1928. Outside of finance, he was involved with CrossFit Lena and CrossFit Lakewood Ranch for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Daniel Hoffe is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He holds the Series 66 designation and is based in Sarasota, Florida. Outside of his advisory role, he is involved in two investment-related business activities, including ownership of A VERY GOOD DAY !, LLC and acting as an agent for Capstan Insurance Consulting LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and planning tools to tailor recommendations.