Justin Mackay is a financial advisor with Wells Fargo Clearing in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Edward Jones for 10 years before joining Wells Fargo. Outside of his advisory role, Mackay serves as a public address announcer for the University of Tennessee Women's Soccer and the Knoxville Ice Bears and teaches introductory finance to eighth graders at the Tates School of Discovery. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kristi Hill is a financial advisor with Ameriprise in Maryville, TN, holding a Series 66 designation and 17 years of industry experience. Her prior experience includes roles at U.S. Bancorp Investments, LPL Financial, Tennessee Valley Asset Management Partners, and Quality Financial Concepts. Outside of her advisory work, she authored a faith-based book titled *Miles with the Master, 30 Devotionals for the Road of Faith*, published in 2025. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement income recommendations through a centralized consulting team.

Jon Tubbs is a financial advisor at Osaic with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America Advisors, Inc. and Securities America, Inc. for eight years. Outside of his advisory role, he serves on the missions committee of Christ Covenant Church, which oversees the financial support of missionaries both in the U.S. and abroad. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct customized portfolios across various asset classes.

Michael Ousley is a financial advisor at Edward Jones with 14 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Dickerson is a Certified Financial Planner (CFP®) with 20 years of industry experience, currently serving as a financial advisor at Edward Jones since 2005. He holds Series 63 and Series 66 licenses. Outside of his advisory work, he serves as the Finance Chair for the YMCA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment solutions, operating a large network of advisors and offering services under a fiduciary standard.

Jeffrey Painter is a CFP® professional with 21 years of industry experience, currently affiliated with Raymond James & Associates since 2016. Prior to this, he worked at J.J.B. Hilliard, W.L. Lyons LLC for seven years. He serves as a future executor for relatives in a non-investment capacity. Raymond James & Associates is a large firm serving individuals, institutions, pension plans, and municipal entities with financial planning and non-discretionary investment consulting. The firm offers a range of portfolio management styles supported by affiliated research, and provides municipal advisory services alongside market-making and execution in municipal and government bonds.

Jillinn Wilson is a financial advisor at Equitable Advisors with three years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones and as an independent insurance agent. Outside of her advisory role, she is involved with Oneill Marketing Florida as a health insurance agent. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory models.

Matthew Odom is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds the Series 66 designation and has been with UBS since 2008. Outside of his advisory role, he is involved with the Episcopal Church of the Ascension as a committee member responsible for leading meetings and budget decisions, and he teaches financial literacy and work readiness to elementary and middle school students through Junior Achievement East Tennessee. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering fiduciary financial planning along with custody, underwriting, and capital markets services.

Robert Williams is a financial advisor with Cetera, holding a Series 63 credential and 38 years of industry experience. He has worked at Millennium Wealth Management and Millennium Brokerage Group, among other firms, and is involved in fixed insurance retailing and wholesaling as a partner at Millennium Brokerage Group. Williams also serves as a trustee for several irrevocable trusts and operates as an independent insurance agent specializing in fixed annuities, life, accident, health, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, and oversees approximately $256 billion in assets with a broad client base.

Jonathan Laliberte is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones in two periods totaling four years, with prior roles at Bank of America and Calvary Chapel. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large nationwide network of financial advisors and branch offices.

Chelsea Shanahan is a financial advisor with Mass Mutual Investors Services in Knoxville, TN, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her prior work includes roles at LPL Financial, Invest Financial Corporation, and United Community Advisory Service. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and provides specialized programs such as divorce planning and estate-settlement services.

Kimberly Redding is a financial advisor at Robert Baird & Co. with Series 65 and Series 63 credentials and three years of industry experience. Her work history includes multiple roles at RW Baird since 2019, along with prior experience in retail and food service sectors. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody services, supported by internal research and ongoing manager monitoring.

Joshua Carter is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been affiliated with Merrill since 2010 and Bank of America since 2014. Outside of his advisory role, he serves as an advisory board member for the Boys and Girls Clubs of the Tennessee Valley, helping organize events to raise awareness for the organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Samuel Nash is a CFP® professional with nine years of experience in the financial services industry. He is currently with OSAIC and has previously worked at BDL Advisors, FSC Securities, Browne, Draper, Land Financial Concepts, and Edward Jones. He is also the owner of BDL Advisors, LLC and an insurance agency, providing securities and insurance products to clients. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolios constructed using asset-allocation tools, risk-tolerance analysis, and automated rebalancing.

Melinda Rogers is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has nineteen years of experience in the wealth management industry, beginning her career in 2005 at UBS in Jackson, Tennessee. Since joining Merrill Lynch in 2012, Melinda has specialized in providing investment and account management services to clients, acting as a liaison between clients, team members, and specialists throughout the firm. Melinda holds a Bachelor of Business Administration degree in Marketing from Freed-Hardeman University and earned her CERTIFIED FINANCIAL PLANNER® certification in 2018. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She focuses on client areas such as family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Originally from West Tennessee, Melinda and her husband, Luke, reside in Lenoir City with their two young daughters. She enjoys spending time with family, cooking, antiquing, basketball, fishing, woodworking, and watching movies. Melinda is also a member of Hardin Valley Church of Christ and supports the American Cancer Society.

Melissa Williams is a financial advisor with Wells Fargo Clearing in Knoxville, TN, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held roles at SunTrust Advisory Services and Suntrust Investment Services, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brandi Shipwash is a financial advisor with Raymond James Financial, holding a Series 66 designation and 21 years of industry experience. She previously worked for TD Ameritrade from 2005 to 2021 before joining Raymond James in 2021. Outside of her advisory role, she owns and manages a rental property in Louisville, Tennessee. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning using analytical tools and supports a wide advisor network, with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Bavy Lopez is a financial advisor with Mass Mutual Investors Services in Knoxville, TN, holding the Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2010. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative planning engagements supported by firm-approved analytical tools and provides educational seminars alongside event-driven planning programs.

Jonathan Smith is a financial advisor with Primerica Advisors in Powell, TN, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with Primerica Financial Services, PFS Investments Inc., and Src Inc since 2008 and 2010 respectively. Outside of his advisory role, Smith serves as an elder at Redemption Life Church. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and utilizes a tiered wrap-fee structure, delegating trading responsibilities to BNY Mellon Advisors for model implementation.

Natalie Denny is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and one year of industry experience. Her prior roles include positions at Vanderbilt Mortgage & Finance and involvement with Cedar Springs Presbyterian Church. She also has experience in education and hospitality sectors, having worked at Centre College, Bearden High School, and Bluegrass Pizza and Pub. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes manager-traded and model-traded SMA strategies alongside tax-management and direct-indexing capabilities.