David Sparby is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work history includes roles in healthcare staffing and consulting, as well as positions in retail and medical staff services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, and is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Jojiro Lecroix is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Northern Kentucky University, Ashford University, Brinks Inc, and service in the U.S. Army. Outside of his advisory role, he operates Genki Mindset, a rental real estate investing business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Dylan Merrill is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity Investments, he held roles in the restaurant industry and had periods of unemployment. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using proprietary research, quantitative analysis, and algorithmic methodologies. The firm also serves multiple registered investment companies and delivers model portfolios to intermediary platforms.

Nicole Cutcher is a financial advisor with J.P. Morgan Securities in Cincinnati, OH, holding Series 63 and Series 66 credentials and 14 years of industry experience. Her career includes positions at DNA Diagnostics Center, Standard Retirement Services, StanCorp Equities, Schaeffer's Investment Research, and Huntington National Bank prior to joining J.P. Morgan Securities in 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Ronald Grein is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several major companies including Nike, Polo Ralph Lauren, and Amazon prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to registered investment companies, and incorporation of AI tools in its research processes.

Julia Maas is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. Her work history includes roles at Fidelity Investments since 2021, as well as positions in various industries such as logistics and retail. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Nathan Top is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses. In addition to his advisory role, Nathan teaches and performs music, specializing in trumpet and piano. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Christopher Schalk is a financial advisor with Ameriprise Financial Services, LLC in Cincinnati, OH, holding CFP® certification and Series 63 and 66 licenses. He has 18 years of industry experience, including prior roles at PNC Bank and PNC Investments. Outside of his primary role, he is also an associate financial advisor with TMTS LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm's approach integrates investment research and third-party data to address asset allocation and withdrawal strategies within a framework influenced by its affiliated product ecosystem.

Averyanna Evans is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and nine years of industry experience. She has worked at Fidelity Brokerage Services since 2017 and joined Fidelity Investments in 2025. Prior to her career in finance, she was employed at R & R Resale - Clothes Mentor and Fifth Third Bank. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios and discretionary management with oversight of affiliated and unaffiliated sub-advisers.

Zac Whalen is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he works with a subset of Fidelity investors to understand family dynamics and assist in building, managing, and maintaining wealth according to clients' risk levels and preferences. Prior to this, he served as a Portfolio Specialist from 2010 to 2012 and as a Client Management Representative from 2009 to 2010, both at Fidelity Investments. Zac holds insurance licenses in Arkansas and California. His professional experience centers on financial consulting and portfolio management within Fidelity Investments.

Elijah Carmean is a financial advisor at Edward Jones based in Park Hills, KY, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Ohio Valley Builders for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Zachary Heaberlin is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Bru Burger Bar, Foundation Building Materials, and Enterprise Rent-a-Car. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios across various platforms.

Joseph O'Neal is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has been associated with various branches of Fidelity since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Hunter Garrigus is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. Prior to his current role, his work history includes positions at Amazon and AeroTek. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Ernest Corvi is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. He has been with Fidelity Investments in various roles since 2008, including Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional investors, as well as registered investment companies. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios that employ systematic methodologies and long-term asset allocation benchmarks.

David Luckhardt is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been associated with various Fidelity entities since 2007, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, managed fund-of-funds structures, and its role in developing model portfolios for Fidelity Institutional Wealth Advisor.

Matthew Selker is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and 12 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Selker serves on the investment committee of the Cincinnati Public Library's board. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Joshua Boltz is a Financial Consultant at Fidelity Investments, a role he has held since 2004. He works with clients from diverse personal and professional backgrounds to develop financial plans tailored to their individual goals and circumstances. Joshua's approach focuses on understanding each client's objectives, concerns, and preferences to create cost-efficient and effective financial strategies that adapt over time. He holds insurance licenses in Arkansas and California, enabling him to provide services that include insurance planning as part of his comprehensive financial consulting. Joshua's expertise is supported by his extensive experience at Fidelity Investments, where he leverages the company's broad range of offerings to assist clients through various life changes and wealth transfer scenarios.

Patrick Allen is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to this role, he held several positions within Fidelity, including Financial Consultant 1, Planning Consultant, and Workplace Planning Consultant, demonstrating a progressive career in financial consulting since 2021. Before joining Fidelity, Patrick worked as an Internal Auditor at Fifth Third Bank from 2017 to 2018. He is a Certified Financial Planner® and focuses on investment strategy, retirement planning, income protection, and facilitating family conversations about financial goals. Patrick holds insurance licenses in Arkansas and California, supporting his work in providing comprehensive financial advice. Outside of his professional life, Patrick enjoys activities such as board games, exploring food, socializing with friends, gardening, outdoor adventures, and parenthood.

Sean Stewart Jr. is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held positions at Cooper's Hawk Winery & Restaurants, Dewey's Pizza, and Target Corporation. Fidelity's Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.