Philip Johnson is a financial advisor with Osaic Wealth, Inc. based in Maumee, Ohio. He holds a Series 63 designation and has 33 years of industry experience, including prior roles at Royall Alliance and Savage and Associates. Outside of his advisory work, he has ownership interests in real estate investment entities and serves as an insurance agent. Osaic Wealth, Inc. serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, leveraging a variety of tools to build diversified portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Jeffrey Johnson is a CFP® with 34 years of experience in the financial industry, currently serving as an advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years and has operated Kosler Lawn & Landscape since 1988. He has also been affiliated with the University of Toledo for 40 years. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Kathleen Kawczynski is a financial advisor with MassMutual Investors Services in Toledo, OH, holding a Series 63 designation and 37 years of industry experience. She has been with MassMutual Investors Services and MassMutual Life Insurance Company since 1992. In addition to her advisory role, she is involved in health and life insurance sales. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, structured financial planning engagements using firm-approved tools and offers various specialized planning programs.

Robert Brunner is a financial advisor with Thrivent Investment Management in Perrysburg, Ohio. He holds a Series 66 designation and has 14 years of industry experience. Brunner has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of Financial Advisors. The firm offers holistic, goal-based planning focused on a wide range of financial topics, with options to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

Brandt Landin is a financial advisor with LPL Financial, holding a Series 65 designation and seven years of industry experience. His work history includes roles at Mazda North American Operations and Transamerica Financial Advisors, among others. Outside of his advisory work, he is employed by Mazda North American Operations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Justin Henck is a financial advisor at UBS Financial Services with 10 years of industry experience. He has been with UBS since 2015 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor investment plans.

Pamela Miller is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of finance, she owns and designs jewelry through her sole proprietorship. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual relationships and corporate financial planning agreements.

Andrew Melick is a financial advisor at Robert W. Baird & Co. with four years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2018. Prior to his advisory role, he was a full-time student from 2016 to 2021. Melick is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management department that serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and brokerage services, supported by a mix of manager-traded and model-traded strategies, tax-management, and internal research tools.

Jay Snell is a Series 66-licensed financial advisor with Morgan Stanley in Perrysburg, Ohio, and has five years of industry experience. Prior to joining Morgan Stanley, he worked at Wedbush Securities Inc. and Molson Coors Beverage Company. Outside of his advisory role, he serves on the Investment Committee for the St. Francis de Sales High School Foundation, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Earl Emery is a financial advisor with LPL Financial in Toledo, Ohio, holding the ChFC® and Series 63 designations. He has 37 years of industry experience, including over a decade at Cetera Advisors LLC before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Alexandra Jahns is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Wilcox Financial and Wilcox Sports Management from 2021 to 2024. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs including financial and estate planning, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm‑approved tools and analytics, offering advisory services without individual security recommendations as part of its standalone planning programs.

Harrison Schoettley is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and three years of industry experience. His background includes service in the United States Marine Corps from 2008 to 2018 and roles in real estate, including ownership of Scotts Real Estate Group. He also owns a recreational vehicle rental business that manages bookings through a third-party platform. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and serves a diverse client base including high-net-worth individuals.

Scott Brown is a CFP®-credentialed financial advisor with Edward Jones in Toledo, OH, and has 19 years of industry experience. He has been with Edward Jones since 2006. Outside of his advisory role, he serves as a councilman and committee chair for the Village of Holland, OH, and is co-owner of a retail home decor business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of managed and advisory strategies, operates under a fiduciary standard, and is notable for its large retail advisor network and affiliated financial services beyond advisory offerings.

Nicholas Rightnowar is a financial professional with OSAIC, holding a Series 66 designation and 11 years of industry experience. He has been with Savage & Associates since 2014 and is a co-owner of Right Capital LLC. Outside of his advisory work, he produces a financial education podcast through Rightnowar Media Productions. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services along with access to multiple investment platforms and third-party managers. Their advisors utilize firm-provided asset-allocation tools and risk assessments to construct portfolios including a range of securities managed on discretionary or non-discretionary bases.

Michael Wilcox is a financial advisor at Raymond James Financial with 37 years of industry experience. He holds the Series 66 designation and has previously worked at Ameritas Advisory Services and various Ameritas Life Insurance entities. Wilcox is also the CEO of Wilcox Financial and serves as a director on the board of Roppe Holding Company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary investment consulting supported by analytical tools and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.

Tammy Wright Sherman is a financial advisor with Morgan Stanley, holding a Series 66 designation and 29 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and various investment modeling techniques.

Alec Jacob is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and one year of industry experience. Before joining J.P. Morgan Securities, he worked at Fifth Third Securities LLC and Fifth Third Bank, and earlier held positions outside finance including at Home Depot and Kroger. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory capabilities with brokerage and investment management functions, delivering services through a non-discretionary program where clients retain final decision-making authority.

Mark Greenblatt is a ChFC® and Series 63 credentialed advisor with 22 years of industry experience, currently with Mass Mutual Investors Services in Toledo, OH. He has worked at MML Investors Services since 2015 and Mass Mutual Life Insurance Company since 2015. Greenblatt serves as a board member of the Autism Model School and as vice president of the Jewish Federation of Greater Toledo, a faith-based nonprofit organization. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers specialized planning services including estate and employer-sponsored programs.

Robert Koenigbauer is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at Royal Alliance from 2014 to 2026. Koenigbauer serves on the finance committee for Habitat for Humanity of Wood County. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and various research-supported investment strategies.

John Paskowski is a financial advisor with Primerica Advisors in Maumee, Ohio, holding Series 63 and Series 65 licenses and 18 years of industry experience. His work history includes roles at Wood County Educational Services, Renhill Group, and Maumee Bay State Park, alongside ongoing associations with PFS Investments Inc. and Primerica Financial Services. Outside of his advisory work, he serves as a Department of Natural Resources Specialist for the State of Ohio on a seasonal basis. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which uses model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.