Nizar Merhi is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America/Merrill Lynch, JPMorgan Chase Bank, N.A., as well as managing his own advisory practice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research and incorporates ESG eligibility frameworks in its recommendations.

Charles Ide II is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been associated with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he operates a vintage car business, Astro Hot Rod Shop, in Detroit, MI. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques in its advisory process and offers diverse investment and product options across retail and institutional segments.

Richard Holmes III is a financial advisor with Cetera, holding a Series 63 designation and bringing 25 years of industry experience. His prior roles include positions at Voya Financial Advisors and Savage & Associates. He is also the owner of Holmes Financial Partners and acts as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Matthew Pindoley is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and three years of industry experience. He has worked previously at Securities America Advisors and Securities America, Inc., and also holds a financial advisory role at Glass City Federal Credit Union. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk tolerance questionnaires and rebalancing strategies.

Isaiah Joerin is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Hylant and has a background that includes various roles while attending the University of Toledo and local community positions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services. The firm manages approximately $1.01 trillion in assets and has a large network of advisors and branches nationwide.

Craig Bruning is a financial advisor with Cetera who holds a Series 63 designation and has 32 years of industry experience. His prior roles include positions with Voya Financial Advisors and Royal Alliance Associates, and he has owned The Bouncee Thing Ltd, a business specializing in inflatable game rentals, since 2010. Bruning also engages in insurance activities, including fixed insurance and health insurance, and provides financial advisory services through Vantage Financial Group-Toledo. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary programs with access to affiliated and third-party managers.

Sathika Peters is a financial advisor at Morgan Stanley with a Series 66 designation and five years of industry experience. Before joining Morgan Stanley in 2025, she worked at Wilcox Financial and held roles at the Toledo Country Club and The University of Toledo. She also co-owned Tropical Grills and Juices for six years. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Justin Lucik is a Financial Consultant at Fidelity Investments, where he partners with clients to develop customized financial plans aimed at addressing their specific needs. He encourages clients to initiate appointments to begin building these tailored strategies and supports them in achieving their financial goals. Justin's experience in the financial services industry includes roles as a Planning Consultant at Fidelity Investments from 2022 to 2024, an Associate Financial Advisor at Ameriprise Financial from 2020 to 2022, and a Client Service Representative at Rose Street Advisors from 2019 to 2020. Outside of his professional work, Justin enjoys outdoor activities such as camping, canoeing, football, hiking, and spending time at the lake.

James Morris is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and bringing 15 years of industry experience. He has worked with Primerica Financial Services since 1998 and has held positions at ProMedica Healthcare System and Greater Toledo Urgent. In addition to his advisory role, Morris is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies and discretionary separately managed accounts. The firm manages approximately $15.5 billion in assets through a large network of advisors and delivers advisory services supported by third-party managers and custodians.

Joseph Johnson is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Mass Mutual Investors Services since 2008 and also holds a position with Massachusetts Mutual Life Insurance Company. In addition to his advisory role, Johnson is involved in life and health insurance sales. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved tools and educational seminars, with a focus on recommending investment categories and strategies rather than specific products.

Gregory Willibey is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at JP Morgan Securities, Citi Group, and CUSO Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by tools such as Secular Return Estimates and Monte Carlo simulations.

Diane St. John is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. She has previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. The DDK Group, where she is based, operates within Baird’s Private Wealth Management department, serving individuals—including high net worth clients—corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, supported by internal research, manager monitoring, and a variety of investment strategies.

Erin Jones Briney is a financial advisor with LPL Financial in Toledo, OH, holding Series 65 and Series 63 credentials and 17 years of industry experience. Her prior roles include ten years at Cadaret, Grant & Co., Inc., three years with PNC Wealth Management, and over a decade at Capital Management Strategies LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, applying both strategic and tactical investment approaches.

Nicholas Abalos is a financial advisor with Edward Jones in Temperance, MI, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and operating under a fiduciary standard. The firm is notable for its extensive network of financial advisors and branches, as well as its affiliated mutual funds and trust services.

Emily Davis is a Series 66-credentialed financial advisor at Edward Jones with 19 years of industry experience. She previously worked at Danberry Realtors for four years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment advisory programs and affiliated financial services.

Gary Wise is a financial advisor with Mass Mutual Investors Services in Toledo, Ohio, holding a Series 63 designation and over 35 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1990. Outside of his advisory role, he is involved in health insurance sales and owns farm ground rented from the State of Ohio for wildlife conservation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers planning through collaborative, annual engagements and a variety of specialized programs, including recent additions like standalone Divorce Planning.

Eric Baker is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including The Huntington Investment Company, PNC Investments, and Fifth Third Securities. Baker is based in Maumee, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Tyler Mallett is a financial advisor at Edward Jones in Toledo, Ohio, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in the automotive and banking sectors, including positions at Jim White Honda and Fifth Third Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Matthew Smith is a financial advisor with LPL Financial in Holland, OH, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior experience includes roles at Cetera, Avantax, and Midland National Life General Agency. Outside of financial advising, he serves on the board of Bowling Green Curling, Inc., overseeing the club’s treasury, and holds a board position with the Robert S. Rogers High School Athletic Hall of Fame. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party managers, and technology tools, while combining these with extensive non-advisory financial services and oversight of substantial discretionary assets.

Stephanie Stahl is a financial advisor with Morgan Stanley in Toledo, OH, holding a Series 63 designation and 19 years of industry experience. She has been with Morgan Stanley since 2009 and previously worked at Citigroup Global Markets for one year. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.