Sarah Cattan is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fisher Investments and Mariner Wealth Advisors, among other firms. Outside of her advisory role, she owns and operates Sarah Cattan Photography, taking on occasional family and event photography assignments. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Michael Whitney is a financial advisor at Charles Schwab with 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank SSB since 1999 and 2005, respectively. He holds Series 63 and Series 66 designations and is based in Louisville, KY. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Jennifer Brenzel Hartlage is a financial advisor at UBS Financial Services with 27 years of industry experience. She has been with UBS since 2013 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations tailored to clients’ goals and risk tolerances.

Luis Rizo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and over nine years of experience in the financial industry. His career includes roles at JPMorgan Chase Bank, N.A. and PNC Bank/PNC Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a centralized due-diligence framework.

Renee Curtis is a financial advisor with UBS Financial Services in Louisville, KY, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Synthia Deese is a financial advisor with Wells Fargo Clearing in Lexington, KY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a 25% owner of Bartee Farms LLC, a family-owned entity that holds and manages farmland. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Ashton Ellis is a Series 66-licensed financial advisor at Morgan Stanley in Louisville, KY, with less than one year of industry experience. Prior to joining Morgan Stanley, Ellis held positions at Southwestern University and Associated Terminals. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured discovery conversations and advanced planning tools to support client financial plans.

Scott Ironside is a financial advisor at Robert Baird & Co. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Robert Baird since 2019. Prior to that, he spent over two decades at J.J.B. Hilliard, W.L. Lyons, Inc. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio management services, utilizing a range of strategies including discretionary and non-discretionary management, separately managed accounts, and overlays for goal and tax management.

Clayton Denny is a financial advisor with Equitable Advisors in Louisville, KY, holding the Series 66 designation and 18 years of industry experience. He worked at Stifel Independent Advisors, LLC for 19 years before joining Equitable Advisors in 2026. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Kristy Wilson is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. She previously worked at Edward Jones for 14 years and held positions at Humana and AJW Financial. Outside of her advisory role, she works occasionally as a delivery employee for DoorDash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Keaton Seelye is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and previously worked at First Savings Bank and LPL Financial LLC. Keaton is also a commissioned notary public in the state of Indiana. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 independent advisors.

Carey Rafferty is a financial advisor with Morgan Stanley in Louisville, KY, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley in 2021, Rafferty worked at Merrill from 2017 to 2021 and First Capital Bank of Kentucky from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market outlook models.

Leigh Hughes is a CFP® with 18 years of experience in financial advising, currently with Wells Fargo Clearing since 2016. Prior to this, Hughes worked at Wells Fargo Advisors LLC from 2009 to 2016. In addition to advisory work, Hughes serves on the finance committee of the Kentucky Humane Society, providing oversight and monitoring of investments. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

William Fenwick III is a financial advisor at LPL Financial in Louisville, KY, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he served in various roles within the U.S. Army Special Forces and worked at First Kentucky Securities Corp. Fenwick also operates Fenwick Financial Group, a business related to his work with LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Smith is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliate firms since 2005. Outside of his advisory role, he is managing partner of Heick Hester Smith & Associates, LLC, a consulting business, and president of John Weldon Smith, Inc., which focuses on practice management and administration. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficient strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Stephen Cross Jr. is a financial advisor with J.P. Morgan Securities in Louisville, KY, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2013. Outside of his advisory role, he is involved in thoroughbred racehorse ownership through several private entities. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Kevin Byrum is a CFP® professional with five years of industry experience, currently affiliated with Charles Schwab in Louisville, KY. His background includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as positions related to university and community facilities. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with access to alternative investments and cash-sweep features.

Benjamin Stocksdale is a financial advisor with Edward Jones in Louisville, KY, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he serves on the Finance Committee of Sojourn Church in New Albany, IN, providing recommendations on budgeting and compensation matters. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Diana Perez is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley, Private Client Services, Robert Baird & Co., and Hilliard Lyons. Outside of her advisory role, she serves as a trustee at Harrison Hills Baptist Church in Lanesville, Indiana. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers non-discretionary advisory services tailored to client goals and supports a large network of advisors with tools that include deterministic and probability modeling.

Alexandra Ehret is a financial advisor at Morgan Stanley in Louisville, KY, holding a Series 66 designation with nine years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2019 and was previously employed at UBS Financial Services Inc. from 2017 to 2019. Early in her career, she also worked in the hospitality industry and held a position at Western Kentucky University. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee, serving clients through a combination of direct and corporate financial planning arrangements.