Bradley Wasserman is a financial advisor at Focus Partners Wealth, LLC with 16 years of industry experience. He holds the PFS™ designation and Series 65 license. His work history includes roles at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and founding Wasserman & Rybak, PLLC, where he has been involved for 18 years. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans with services including investment management, financial planning, tax and compliance support, and family office and business management. The firm employs a long-term investment approach with an enhanced open architecture that integrates active and passive strategies and offers customized portfolios based on client risk tolerance and tax considerations.

Ryan Racine is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding Series 63 and Series 66 licenses with 18 years of industry experience. He has been with Hantz Financial Services since 2007. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners, offering financial planning, portfolio and wealth management primarily through ETF-based model portfolios complemented by third-party managers and Direct Indexing. The firm integrates advisory, brokerage, mortgage, and insurance services and utilizes technology partnerships to support its investment and client service capabilities.

Yuri Umanski is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and has been with the firm since 2026. Prior to joining Hantz, he worked for Premia Mortgage for 12 years. Hantz Financial Services serves a diverse client base, including individuals, pension plans, charitable organizations, and business owners. The firm employs ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and operates a combined advisory, broker-dealer, mortgage, and insurance business model.

Peter Lastoskie is a financial advisor at Empower Advisory Group with Series 66 and Series 63 licenses and two years of industry experience. His prior roles include work at Empower Financial Services, Axiom Law, and Amesite. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services that include point-in-time financial plans and optional managed account solutions aligned with Empower’s administrative platforms.

Maria Morabito is a financial advisor at Hantz Financial Services, Inc. She holds a Series 66 designation and has 15 years of industry experience. Morabito has worked with Hantz Financial Services since 2003. Hantz Financial Services, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, combining advisory, broker-dealer, mortgage, and insurance services within an enterprise structure.

Justin Petersmark is a financial advisor at Private Advisor Group, LLC with four years of industry experience. He holds a Series 66 designation and has worked at LPL Financial LLC and operated Petersmark Financial Network alongside his current roles. His background includes experience in technology and education sectors prior to his financial advisory career. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model and provides access to proprietary and third-party managed account solutions.

Leri Langore is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience and holds a Series 66 designation. Prior to joining Hantz Financial Services in 2024, Langore worked at Switt Home Loans and Rocket Mortgage. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable organizations, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across five risk levels, supplemented by third-party money managers and Direct Indexing, and integrates advisory, broker-dealer, mortgage, and insurance services within its enterprise structure.

Samuel Tomlinson is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and one year of industry experience. His prior roles include positions at One Magnify, Intact Insurance, and the Michigan Unemployment Insurance Agency. Hantz Financial Services serves a diverse clientele including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technologies such as Direct Indexing and automated tax-loss harvesting.

Jeffrey Kotikovsky is a CFP® and ChFC® with 23 years of experience at Hantz Financial Services, Inc., where he has worked since 2003. He holds Series 63 and 65 licenses and is based in Southfield, MI. Hantz Financial Services serves a diverse client base, including high-net-worth individuals, pension plans, charities, and business owners. The firm’s investment approach centers on ETF-based model portfolios with varying risk levels, supplemented by third-party managers and Direct Indexing, and it integrates advisory, brokerage, mortgage, and insurance services within its enterprise structure.

Linh Nguyen is a financial advisor with Transamerica Financial Advisors and holds the Series 66 designation. Nguyen has one year of industry experience and is based in Ann Arbor, MI. Outside of advisory work, Nguyen is involved with the Inner Goddess Collective Nonprofit and the Glacier Way Cooperative Preschool. Transamerica Financial Advisors serves a broad client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services with a range of proprietary and third-party investment models, supporting client relationships through discretionary and non-discretionary programs.

David Seidel is a CFP® and ChFC® with 26 years of experience in financial advising. He has been with Hantz Financial Services, Inc. since 1999. Based in Ann Arbor, MI, he holds a Series 63 license. Hantz Financial Services, Inc. serves individual clients, including high-net-worth households, as well as pension plans, charitable organizations, corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios and third-party strategies, combining advisory and broker-dealer activities alongside mortgage and insurance product sales.

Justin Walker is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 credential with two years of industry experience. Prior to joining Hantz Financial Services in 2023, he worked at Rocket Mortgage and Credibly. He also serves as a recruiter with the Michigan Army National Guard. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management through ETF-based model portfolios combined with third-party managers and direct indexing, supported by technology partnerships and a structure that integrates advisory, brokerage, mortgage, and insurance services.

William Mathers is a financial advisor with TIAA-CREF in Ann Arbor, MI, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with TIAA-CREF since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients connected through TIAA-administered retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, offering customized portfolios managed under client-approved investment policies.

Jason Kirk is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Valic Financial Advisors in Greenville, KY. He previously worked at TIAA and TIAA-CREF for 15 years. Outside of his advisory role, Kirk is an author of financial literacy books and serves as an unpaid board member for the Sean Brian Ashline Foundation, a nonprofit organization that raises funds for adults who cannot advocate for themselves. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Thomas Drouillard is a financial advisor at Hantz Financial Services, Inc. in Southfield, MI, holding the ChFC® and Series 63 designations with 38 years of industry experience. He has been with Hantz Financial Services since 1998. Hantz Financial Services serves a diverse clientele including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios complemented by third-party managers, using an asset-allocation approach with regular rebalancing and technology-enhanced trade execution and tax-loss harvesting.

Derrel Kent is a financial advisor with Key Investment Services LLC in Ann Arbor, MI, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of finance, he works as a licensed driver education instructor, providing classroom and behind-the-wheel training to teenage students. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plans. The firm utilizes a multi-provider platform with discretionary implementation and emphasizes wrap-fee programs alongside custodial and insurance services.

Len Clapp is a financial advisor with Equity Services, Inc. in Northville, MI, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Equity Services since 2003. In addition to his advisory role, he is an insurance agent licensed to sell life, disability, health, long-term care, and Medicare supplemental insurance. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Zachary Cepo is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Cole, Newton, and Duran, Encore Service Group, and involvement with University of Toledo Athletics. Hantz Financial Services, Inc. serves a diverse client base including individual, pension, charitable, corporate, and business owner clients. The firm employs primarily ETF-based model portfolios supported by third-party managers and technology platforms, combining advisory, brokerage, mortgage, and insurance activities.

John Carney is a CFP® professional with eight years of industry experience. He has worked at Mercer Global Advisors Inc. since 2019, following eight years at Arbor Asset Management LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach featuring globally diversified, risk-appropriate portfolios with multi-factor tilts, using a variety of implementation options and offering both discretionary and non-discretionary management.

Ryan Kraft is a financial advisor at Fifth Third Securities, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fifth Third Securities since 2022, following roles at Fifth Third Bank and At Your Disposal. Outside of his advisory work, he is involved with the West Oakland Wings Baseball organization in Milford, Michigan. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options with features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with a unique combination of municipal-advisor registration and corporate affiliation.