John Fry is a ChFC® credentialed financial advisor with 34 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2016 and previously held positions at Oppenheimer, Stanford Group Company, and Prudential-affiliated firms. Outside of his advisory role, he is an independent insurance agent specializing in health and life insurance in Houston, TX. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of financial professionals and multiple platform options.

Lloyd Hecard Jr. is a financial advisor with Primerica Advisors in Kingwood, TX, holding Series 63 and Series 65 designations and with 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998. Outside of his advisory role, he is involved in non-investment business ventures including co-ownership of a restaurant through Hecard Ventures, LLC, and ownership of Roux Design Group, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Hector Martinez is a financial advisor with J.P. Morgan Securities in Kingwood, TX, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has been with J.P. Morgan Securities since 2014 and associated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework where applicable.

Andrew Prucha is a financial advisor at Edward Jones in Kingwood, TX, holding a Series 66 designation with two years of industry experience. His background includes service in the U.S. Army and roles at Texas State University and TMC Transportation. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branches.

Michael Middendorf is a CFP® professional with 27 years of experience in the financial industry. He currently works at Cambridge Investment Research Advisors and has prior experience with firms including Merrill, Ameriprise, and TD Ameritrade. He also spent six years at Rice University and held roles at Alpha Cubed Investments, LLC and The Leaders Group, Inc. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers various platform services, including proprietary model strategies under the Founders Gate Capital brand.

Jacinto Villa is a financial advisor at Primerica Advisors based in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. His work history includes roles at Tekplan Solutions, PFS Investments Inc, Primerica Financial Services, and Stanley CSS. He also engages in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies developed by third-party asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Lewis Krinsky is a Series 63 registered financial advisor with Robert W. Baird & Co., where he has worked since 2006. He has 59 years of experience in the industry, including prior roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. Outside of his advisory work, he serves as an officer of Ellen Krinsky Inc., a printing broker business. The DDK Group at Robert W. Baird & Co., where Krinsky is based, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing manager-traded and model-traded SMA strategies along with tax management and direct indexing.

Jonathan Blakelock is a CFP® professional with 23 years of industry experience, currently serving as an advisor at LPL Financial. His prior roles include positions at Ameriprise Financial Services, Edward Jones, Citigroup Global Markets, and Valic Financial Advisors. Outside of his advisory work, he is involved in agricultural activities, including raising goats through a family business in Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing a combination of research-driven strategies and technology tools.

Nathaniel Maurer is a financial advisor at Edward Jones in Kingwood, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes work at Primerica and service in the United States Marine Corps for over two decades. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports its services with a large nationwide network of financial advisors and branch offices.

Antwan Williams is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Lincoln Financial Distributors, Protective Life, Jackson National Life Distributors, and Symetra Securities. Outside of finance, he owns a clothing and apparel business called Kings Amongst Kings. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a wide range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Lindsey Redding is a financial advisor at Osaic with 20 years of industry experience. She holds a Series 66 designation and has worked previously at firms including Securities America Advisors, PNC Investments, BBVA Securities, J.P. Morgan Securities, Chase Investment Services, Edward Jones, 1st Global Advisors, and LPL Financial. Redding is also involved in insurance sales through a separate business activity. Osaic Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach focused on asset allocation and portfolio optimization, and it supports discretionary and non-discretionary strategies, including third-party manager options.

Nathaniel Cephas is a financial advisor with Primerica Advisors in Missouri City, TX, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Primerica Advisors since 2017 and has worked with Primerica Financial Services since 2016. Outside of advisory work, he is involved in the sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses an exclusively percentage-based, tiered wrap fee structure.

William Richardson Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Avantax, Securities America, Investacorp, and multiple independent ventures such as Houston Retirement Guy Inc., Post Oak Capital Group LLC, and First Income Advisors. He is involved in entrepreneurial activities through these firms, which provide investment and consulting services. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers diverse portfolio management options through a multi-manager platform that supports discretionary and non-discretionary strategies and includes access to affiliated and third-party managers.

Ryan Martinez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with J.P. Morgan Securities since 2021 and has also worked at JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process includes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Giovanna Swisher is a CFP® with 24 years of industry experience, currently serving at Robert W. Baird & Co. since 2014. She teaches a community education class on Financial Planning for Women at Brazosport College and is an owner of Euchee Valley LLC. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, provides financial planning, portfolio management, and related services to individuals, corporate clients, pension plans, and charitable organizations. The firm utilizes a combination of manager-traded and model-traded strategies, tax management, and internal research supported by technology, including artificial intelligence, to deliver advisory solutions.

Kevin Baker is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation with less than one year of industry experience. Prior to joining Edward Jones, he worked at Knights of Columbus and operated Optimize4U Consulting LLC. Edward Jones is a wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large network of advisors and branch offices nationwide.

Michael Porter is a CFP® professional with 20 years of industry experience, currently affiliated with Cetera. His career includes roles at Mass Mutual Investors Services, Allstate Insurance Company, and operating his own tax and accounting firm, MD Porter, PLLC, where he serves as CPA and manager. He is also involved with Totus Wealth Management, serving as Director of Field Development, and holds an insurance agent license for fixed insurance products. Cetera operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients, offering a range of portfolio management and retirement services through a nationwide network of independent advisors. The firm provides various program options, including model portfolios, third-party managers, and bespoke strategies across multiple custodial relationships.

Paul Marston is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been part of the team since May 2022. He co-founded the Marston, Puskorius and Associates group alongside his business partner Neil Puskorius and Wealth Management Client Associate Leticia Smith. Paul's professional focus includes education planning, family wealth management strategies, legacy planning, portfolio management services, small business strategies, special needs planning strategies, individual and corporate investment strategy, and retirement income. Paul began his career in financial services in 1993 after graduating with a Bachelor of Arts in Management from the University of Phoenix while working full time at General Motors. He holds the ChFC4 and CLU4 designations from the American College, as well as the Personal Investment Advisor (PIA) credential. Paul has been working with his partner Neil Puskorius since 2010. Originally from Phoenix, Arizona, Paul has been married to his wife Denice for 33 years. They have two adult sons and one grandchild. Outside of his professional responsibilities, Paul enjoys activities such as biking, music, scuba diving, tennis, traveling, volleyball, and playing piano. He is involved in community work with Horses Help, an organization providing equine therapy for autistic children.

Hannah Gowdy is a financial advisor at Robert Baird & Co. with four years of industry experience. She holds the Series 66 designation and has worked at Baird during two separate periods, as well as at Tradewing, Inc., Qualia, and Main Street Hub. The DDK Group, where Gowdy works, is part of Baird’s Private Wealth Management department and serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by internal research and manager selection processes.

Wendy Fernandez is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2021. She has been with Fidelity since 2016, progressing through roles including Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, she worked as a Credit Analyst at Prosperity Bank from 2014 to 2016, a Personal Banker at Wells Fargo from 2013 to 2014, and a Financial Representative at Northwestern Mutual from 2011 to 2013. Throughout her career, Wendy has focused on partnering with families to understand their financial and personal goals, aiming to build customized financial plans that fit unique needs. She prioritizes establishing strong and long-lasting relationships with clients and their families, emphasizing trust, reliability, and proficiency in her work.