Jeffry Parker is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He worked at UBS Financial Services for 21 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Cameron Sheets is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes positions at Amegy Bank from 2023 to 2026 and JPMorgan Chase Bank, N.A. since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Misti Flores is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and having 19 years of industry experience. She previously worked at LPL Financial LLC for six years before joining Wells Fargo in 2022. Flores serves as treasurer for the Brazoswood High School Project Graduation Class of 2026, coordinating and raising funds for class activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages a broad range of assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Lisa Desilets is a financial advisor with Wells Fargo Clearing in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA, where she has been employed since 1998. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm uses an IPS-driven advisory process based on modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Rodrick Fowler is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at J.P. Morgan Securities for five years before joining Wells Fargo Clearing in 2017. Outside of his advisory role, he has a 20% ownership interest in Brazoria Power Investors, a business unrelated to investment advisory activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and serves as an ERISA fiduciary when providing investment advice.

Randall Faulk is a CFP®-designated financial advisor with 11 years of industry experience, currently associated with Cambridge Investment Research Advisors. He has previously worked at Morgan Stanley and Ic Advisory Services Inc. In addition to his advisory role, he owns Faulk Financial, Inc. and is involved in insurance and benefits services. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm utilizes multiple custody platforms and offers both proprietary and third-party investment strategies tailored to client objectives.

Erik Bencomo is a CFP®-credentialed financial advisor with 20 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024, following eight years at Charles Schwab. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

David Hergert is a CFP®-designated financial advisor with Ameriprise in Houston, TX, and has 16 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual follow-up advice focused on income sources and tax-aware withdrawal strategies.

Drew Mammen is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with six years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. since 2022 and prior experience at Morgan Stanley dating back to 2019. Before joining Morgan Stanley, he worked at Walts Wharf and California State University: Long Beach. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery processes and firm-approved planning tools.

Jeffrey Brannigan is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to this, he was employed at Delicato Family Vineyards from 2016 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mark Grunden is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at Primerica Financial Services and DMR Insurance. Primerica Advisors is a large-scale firm serving individual investors as well as corporate and charitable clients through a wrap-fee asset management program that employs model-delivery strategies created by unaffiliated managers and offers a range of investment approaches including strategic, tactical, and tax-managed models.

Karl Breitenstine is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of his advisory role, he is a co-owner of a family-run rental property business in San Antonio, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

John Alarcon is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., Duke University and Health System, Nissan North America Inc., Laffer Tengler Investments, and Washington University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Bailey Byford is a CFP®-certified financial advisor with 9 years of industry experience, currently with LPL Financial. Prior to joining LPL, Byford worked at Edward Jones for eight years and held positions at Reid, Strickland & Gillette, LLP and Charles Schwab & Co., Inc. Outside of advisory work, Byford also serves as an insurance agent with the Good Life Insurance Agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing proprietary and third-party research, and provides both discretionary and non-discretionary management options.

Omar Hernandez is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Mass Mutual Investors Services, TIAA, and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and emphasizes research-based portfolio construction and a broad range of financial products.

Patrick Reagan is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 designation and 18 years of industry experience. He has been with LPL Financial since 2013. Reagan is also involved with Texas Advantage Insurance Brokerage, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research and model portfolios.

Bryce Dooley is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation. He has three years of industry experience, including prior roles at BroadVail Capital Partners and JLL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Roberto Lopez Araiza is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked at various JP Morgan entities since 2016 and has ownership roles in private companies, including RSLA Industries, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Joel Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the VMT Wealth Management team based in Houston. He began his financial services career in 1998 and joined Merrill Lynch in 2008. In his role, Joel manages the personal financial affairs of select families and businesses, focusing on individualized wealth management strategies and offering a range of services to address both simple and complex financial opportunities. Joel holds a bachelor's degree in general business with an international emphasis from Texas Tech University. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses family wealth management, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional roles, Joel has been actively involved in community organizations such as Camp For All, and he previously served on the board of directors for The June Rusche Hamrah Camp For All from 2014 to 2020. He resides in The Woodlands, Texas, with his wife and three sons.

Douglas Crockard is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1973. He provides personalized wealth management strategies tailored to clients' individual financial goals, with expertise in liquidity management, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income planning. Mr. Crockard holds a bachelor's degree in Industrial Management from the Georgia Institute of Technology and a Master of Business Administration from Georgia State University. He is also a Personal Investment Advisor (PIA) and has served in the U.S. Army as both active duty and reserves after participating in Army ROTC during college. Based in Houston, where he grew up and raised his family, Mr. Crockard supports his community through volunteer work and is associated with professional organizations such as Property Owners and community groups including Child Advocates. Outside of his professional role, Mr. Crockard enjoys baseball, fishing, gardening, and reading. He is supported by a team that includes two Senior Associates, Juanita Stinson and Kristina Rossi, who have worked with him since the 1990s.