Matthew Nelson is a Financial Consultant currently working at Fidelity Investments since 2023. In this role, he partners with local individuals and their families to develop and implement comprehensive financial plans tailored to their unique circumstances and goals. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2021 to 2023. Matthew's professional experience includes positions at Wells Fargo as a Premier Banker from 2018 to 2021, and at JP Morgan Chase where he held the roles of Branch Manager, V.P. from 2015 to 2016 and Relationship Banker from 2011 to 2015. He holds an Arkansas Insurance License.

Lester Saathoff is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds a Series 63 designation and is based in Houston, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory Lamm is a financial advisor with Ameriprise in Webster, TX, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he owns a tax preparation business, Gregory A Lamm, PC, based in San Antonio, TX. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

David Coney is a financial advisor with Edward Jones in Friendswood, TX, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Amy Jay is a financial advisor at UBS Financial Services in Houston, TX, with 10 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2020, following eight years at Merrill. Outside of financial advising, she owns and operates AJ Translation Services LLC, providing Spanish to English document translation services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including advisory, principal trading, and market-making activities.

Charles Albright is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets beginning in 1993. Outside of his advisory work, he is involved with a cattle ranch in Lavaca County, Texas. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm‑approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through various channels, including corporate financial planning agreements.

Cecilia Garcia is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Garcia is a co-owner and owner of several financial advice-related businesses and serves on the Board of Directors for Girls Inc. of Greater Houston. Ameriprise is a large institutional firm offering retirement-income planning services for individuals with significant investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Joel Konkel is a CFP® with 24 years of industry experience, currently affiliated with Cetera. He has a background spanning multiple firms including Avantax Insurance Agency and Avanatx Investment Services, and he has operated his own tax preparation and planning business as a CPA since 2003. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christa Burgett is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling to assist clients.

Chad Nichols is a financial advisor at Ameriprise Financial Services with four years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Clarksons Platou Shipping Services USA. He serves as co-trustee and holds power of attorney roles for family members involving investment decisions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with an emphasis on dependable income and tax-aware withdrawal strategies.

Leon Levinson is a financial advisor at OSAIC based in Houston, TX, holding Series 63 and Series 65 designations with 42 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 17 years and has been associated with Sun Life Assurance Company of Canada since 1983. Outside of his advisory role, Levinson acts as an agent involved in life settlements and offers various insurance products, including accident and health insurance, disability insurance, annuities, and long-term care insurance. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services and employs tools such as asset allocation, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Carlos Garza is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Anay Srivastava is a Financial Advisor and Portfolio Advisor with Merrill Lynch Wealth Management at the River Oaks office in Houston, Texas. In his role, he provides clients with guidance on investment objectives by recommending individual or combined strategies, funds, or portfolios from Merrill or approved third-party investment managers. His approach incorporates the latest market dynamics and economic trends, offering clients customized strategies that include a variety of financial instruments, risk management tools, and liquidity solutions. Anay focuses on client needs in asset accumulation, retirement income planning, capital preservation, volatility management, liquidity solutions, and legacy planning. Additionally, his clients have access to credit solutions from Bank of America and Merrill. Anay’s professional journey began as an institutional fixed income analyst, progressing into trading, portfolio management, and serving as trustee on securitized fixed income investments. This background helped him develop expertise in macroeconomics, investment mathematics, and market psychology. He holds a Bachelor of Science degree from the University of Gorakhpur in India and earned his MBA from the University of Texas at Austin’s McCombs School of Business. Anay is a Personal Investment Advisor (PIA) and is fluent in English, Hindi, Punjabi, and Urdu. Residing in Houston with his family for over 20 years, Anay brings a global perspective shaped by his experiences living in India, Canada, and the United States. Outside of his professional work, he enjoys watching tennis, soccer, and cricket matches.

John Husband is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Based in Houston, TX, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Olena Bracks is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including BNY Mellon NA and BancWest Investment Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Nancy Nguyen is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over two decades of experience in financial advising, specializing in personalized wealth management strategies tailored to clients' unique financial situations and goals. Nancy utilizes investment resources from Merrill and banking solutions from Bank of America to help clients pursue financial objectives such as college education planning, retirement income, socially responsible investing, tax minimization, and special needs planning. She collaborates closely with clients’ attorneys and accountants to support estate planning and tax-efficient strategies, though she does not provide tax advice in her current role. Nancy holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's Degree in Accounting and Business from Benedictine College. Prior to her career in financial services, she spent 22 years with Texaco Inc. and El Paso Oil Company. Nancy has been with Merrill Lynch Wealth Management since 2006, having also worked with UBS from 2001 to 2006. Outside of her professional work, Nancy is actively involved in community volunteering, reflecting the Merrill tradition of service. Her personal interests include cooking, gardening, hiking, photography, running, swimming, tennis, traveling, and yoga. She enjoys capturing unique moments through photography during her travels and spending quality time with her family. Nancy is fluent in both Vietnamese and English.

Andrea Schultz is a financial advisor at Edward Jones with 14 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has been with Edward Jones since 2013. Outside of her advisory role, she works as a beauty consultant for Mary Kay. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Cory Martay is a financial advisor at Morgan Stanley based in Houston, TX, with 12 years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2016 to 2019. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and quantitative models to support its financial planning process and delivers services through a broad range of investment and advisory offerings.

Julian Elizondo is a CFP® with nine years of industry experience, currently serving as a financial advisor at Ameriprise in Seabrook, TX since 2022. His prior experience includes roles at FSC Securities Corp and Texas Wealth Management. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Jack Mcguff IV is a CFP® professional with 11 years of industry experience, currently with LPL Financial since 2015. Prior to joining LPL, he operated McGuff Financial Management for six years. He also owns a tax preparation business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement consulting services.