Daniel Timberlake is a CFP®-designated financial advisor with 14 years of industry experience. He has worked at Raymond James & Associates since 2025 and previously spent nine years at Wells Fargo Clearing and four years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is a partner in Clearview Farms and Preserve, LLC, a family-owned business that manages the 75-acre farm where he grew up. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

William Meredith is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2011. Based in Boise, ID, he has spent over a decade with his current firm. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Christopher Dever Jr. is a financial advisor with LPL Financial holding a Series 66 credential and five years of industry experience. His prior roles include positions at Westmark Credit Union, Cetera, and Mountain America FCU. He is also a business owner of R&D Corp in Nampa, Idaho. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Tamra Skerjanec is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has worked previously at RBC Capital Markets for 10 years before joining Morgan Stanley Smith Barney in 2024. Morgan Stanley Wealth Management is a large SEC-registered advisory and broker-dealer firm serving both individual and institutional clients. The firm offers comprehensive financial planning services supported by structured processes and a variety of advisory programs.

Heather Ellsworth is a financial advisor with Edward Jones in Boise, ID. She holds the Series 66 designation and has 4 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Shane Heinrich is a financial advisor with Edward Jones in Meridian, ID, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Coding Dojo, INC and the Veterans Benefit Administration. He is a partner and investor in Prox-Connect, a currently non-operational technology company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions, supported by a large network of advisors and branch offices nationwide.

Bruce Davidson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving plan sponsors with tailored investment approaches and a broader set of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Stephen Stech is a financial advisor at Cetera with 22 years of industry experience. He holds the CFP® designation and has worked at Cetera and Summit Financial Group in various capacities since 2015. Outside of his advisory role, Stech serves as Investment Committee Chair for the Girl Scouts of Silver Sage and holds board positions with the Idaho Veterans Network and the Bristol Heights Neighborhood Association. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

Todd Murphey is a CFP® and Series 66-licensed financial advisor with Edward Jones in Boise, ID. He has 23 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, affiliated mutual funds, and tax-efficient services, supported by a nationwide network of more than 23,000 financial advisors.

Alan Watson is a financial advisor with UBS Financial Services in Boise, ID, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-based, model-driven investment strategies tailored to clients’ goals.

Fred Rhoads is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 36 years of industry experience. His work history includes roles at Royal Alliance and Pacific Capital Resource Group since 2021, as well as 12 years with Waddell & Reed, Inc. and various insurance carriers. In addition to his advisory work, he serves as Vice President of Talent Acquisition for Advisory Resource Group LLC, focusing on insurance marketing and advisor recruitment. OSAIC Wealth, Inc. serves a diverse client base, including retail and institutional investors, with a range of advisory platforms and integrated brokerage services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes, offering both discretionary and non-discretionary account management.

John Killingsworth is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has four years of industry experience and has worked at Raymond James since 2021. Outside of his advisory role, he tutors math and science at Huntington Learning Center on weekends. Raymond James & Associates oversees approximately $501 billion in assets and serves individuals, institutional clients, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Zachary Mc Waters is a financial advisor with Edward Jones in Meridian, ID, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for General Dynamics NASSCO for 20 years. Outside of his advisory work, he oversees a property management business in San Diego. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary wrap fee programs and separately managed accounts, supported by a nationwide network of more than 23,000 financial advisors.

Robyn Parks is a financial advisor at Stifel with seven years of industry experience. She holds the Series 66 designation and has been with Stifel since 2014. Parks is also a notary public in Idaho. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services that incorporate proprietary methodologies for asset allocation and financial planning.

Richard Sample is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank, National Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Naoko Thigpen is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including RW Investment Management LLC, Stifel, and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Matthew Peterson is a Series 66 licensed financial advisor with 14 years of industry experience. He is currently with LPL Financial in Boise, ID, having previously worked at firms including Fidelity Investments, Clearwater Advisors, and Idaho Trust Bank. Peterson has also been affiliated with The Church of Jesus Christ of Latter-Day Saints during his career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Heffernan is a CFP® and ChFC® with 23 years of experience in the financial services industry. He has been with Edward Jones since 2011. Outside of his advisory role, he owns a professionally managed rental property in Meridian, Idaho. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm supports a large national network of advisors and offers affiliated mutual funds, trust services, and securities-based lending.

Jason Neil is a financial advisor with Edward Jones in Boise, ID, holding a Series 66 designation and 13 years of industry experience. He has worked at Edward Jones since 2012, with a brief tenure at Morgan Stanley in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of approximately 23,701 advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Philip Browning is a financial advisor with Ameriprise in Boise, ID, holding a Series 66 designation and five years of industry experience. His prior roles include multiple positions within Ameriprise and Thrivent Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.