Kyle Singer is a financial advisor with Cetera in Gilbert, AZ, holding Series 63 and Series 66 licenses and having three years of industry experience. Prior to joining Cetera in 2026, he worked at Edward Jones and Charles Schwab & Co., Inc. Outside of his advisory role, he co-owns an LLC created for trust purposes related to a family-owned RV. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing both affiliated and third-party investment managers across various program structures.

Ethan Bertenshaw is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Merrill Lynch and the National Bank of Arizona. He has also worked in various capacities with the University of Arizona and has experience outside finance, including involvement with Docuprint Solutions and Can Monkey. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools to support client financial goals.

Lucas Reis is a financial advisor with Edward Jones in Mesa, AZ, holding the CFP® and ChFC® designations and the Series 66 license. He has 16 years of industry experience, including prior roles at Charles Schwab and two separate periods at Edward Jones totaling 14 years. Outside of advisory work, Reis is involved in fitness-related businesses, co-owning two LLCs and operating a fitness franchise. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jay Massow is a CFP® professional affiliated with LPL Financial, bringing 34 years of industry experience. His prior roles include 17 years at Raymond James Financial and 11 years with Plumb Realty. Outside of advising, he owns and operates a branch support company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by extensive technology and a broad financial platform.

Ryan Lynch is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Chad Mclain is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various Fidelity entities since 2010. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including advisory support for registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Steven Payne is a financial advisor with Primerica Advisors in Mesa, AZ, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes 14 years at Globus Medical Inc and self-employment for two years. He has also been involved with NEXT Community Church. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and selectively managed accounts to individual and high-net-worth clients under a wrap-fee structure.

Gregory Ashcraft is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career in financial services that began in 1984. In his role, he assists clients in developing wealth management strategies tailored to their individual needs, focusing on a comprehensive approach that includes listening and helping clients make informed decisions. Gregory's client focus areas include college education planning, managing new wealth, personal retirement planning, and retirement income. Gregory holds a Bachelor's Degree from the University of Nebraska System and a Master's Degree from the University of Houston System. He holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He has been recognized multiple times on Forbes' "Best-in-State Wealth Advisors" list and as a member of the Ashcraft Group on Forbes' "Best-in-State Wealth Management Teams" list. Outside of his professional work, Gregory is involved in the Academic Decathlon community program. His personal interests include hiking, photography, and scuba diving.

Debra Gallegos Caldwell is a financial advisor at Cetera with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been affiliated with Cetera and its related entities since 2013. Outside of advisory services, she owns and operates Caldwell Financial Inc., which sells dental plans, insurance, and health products, and she also works as an insurance agent offering life, health, disability, annuities, and long-term care products. Additionally, she refers clients for estate planning services through American Living Trust Services, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple program platforms and third-party money managers.

Benjamin Backus is a financial advisor with J.P. Morgan Securities based in Mesa, AZ. He holds the Series 63 and Series 66 designations and has four years of industry experience. His prior work includes roles at The Vanguard Group, Inc. and several financial and lending firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes a broad range of derivatives and commodities capabilities.

Jacob Nance is a financial advisor with Edward Jones in Gilbert, AZ, holding the CFP®, CFA®, ChFC®, and Series 66 designations. He has eight years of industry experience, including multiple roles at Edward Jones since 2018, and has worked at Arizona State University and DemiDec. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, managing approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Kahri Thompson is a financial advisor with Edward Jones in Mesa, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, Kahri worked at LoanDepot and held various roles in the legal sector and hospitality industry. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and operates under a fiduciary standard.

Donald Sullivan is a financial advisor with Edward Jones in Gilbert, AZ, holding a Series 66 license and four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Allied First Bank, loanDepot, Yelp, Freedom Financial Network, and Lendmark. Outside of his advisory role, he is involved in managing a rental property with his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is notable for a large nationwide network of advisors and branches, along with affiliated capabilities such as a trust company and securities-based lending.

Alan Tarbet is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in supporting families and young professionals navigating financial planning amid life transitions, with a focus on building wealth and minimizing lifetime tax burdens. Alan's bilingual ability in English and Spanish enables him to work extensively with Hispanic small business owners and families, assisting them in reviewing cash flows, balance sheets, and prioritizing personal and business financial goals. Alan holds a Bachelor's Degree from Brigham Young University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise encompasses legacy planning, personal retirement planning, portfolio management, small business strategies, sports and entertainment, tax minimization, and retirement income. Outside of his professional work, Alan enjoys basketball, golfing, hiking, scuba diving, and spending time with his family.

Michael Krajnak is a financial advisor at Morgan Stanley in Gilbert, AZ, with 14 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at Bank of America, Merrill, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Martin Ercoline IV is a Series 66-licensed financial professional with seven years of industry experience. He is currently with Cetera and also operates financial services under the DBAs Advanced Wealth Management and FFEC Wealth Partners. In addition to his advisory work, he is a high school wrestling coach at American Leadership Academy in Gilbert, AZ. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and consulting services through a multi-manager platform that offers access to both affiliated and third-party investment managers.

Paul Tschudy is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, AmeriFirst Financial, and First American Mortgage Solutions. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

John Leitch is a financial advisor with Primerica Advisors in Mesa, AZ, holding a Series 63 designation and 24 years of industry experience. He has been with Primerica Advisors since 2001 and Primerica Financial Services since 2000. Outside of his advisory role, he is a managing partner of LFC LLC and the founder of the Diabetic Wellness Initiative, a nonprofit focused on diabetes awareness. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment services.

Savannah Chilton is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, she held various roles in industries including mortgage lending and weight loss services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client strategies.

Andi Hernandez is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role held since 2025. In this capacity, Andi collaborates with participants to develop engagement strategies tailored to their unique planning needs, preferences, and goals, supporting the maintenance of long-term financial plans. Andi has been with Fidelity Investments since 2017, progressing through various positions including Financial Representative, Relationship Manager, Planning Consultant, and Director, Retirement Planner. This progression reflects experience in client relationship management and retirement planning. Outside of work, Andi's interests include family activities, fitness, social events with friends, pets, and traveling.