Myer Rickless is a financial advisor with Empower Advisory Group in Phoenix, AZ, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Morgan Stanley and Alliance Global Partners prior to joining Empower in 2024. He also had a brief association with the University of Arizona in 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, emphasizing long-term portfolio returns and annual rebalancing within an integrated service model linked to Empower’s administrative platforms.

Erin Boch is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2022 and Schwab Wealth Advisory Inc. since 2025. Prior to her current roles, she was involved with Tucson Robin Hood Inc. for seven years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations supported by Schwab’s asset allocation models and research tools.

Tara Smith is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 certifications and bringing 26 years of industry experience. She has been with Schwab Wealth Advisory since 2013 and Charles Schwab since 2009, with prior roles including self-employment and work at Omni Hotels. Outside of finance, Smith teaches online business and workplace development courses as adjunct faculty at Paradise Valley Community College and also works as a fitness instructor and author. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations while leaving final trading decisions to clients. The firm operates within the Schwab ecosystem and generally does not exercise discretionary trading authority, distinguishing its advisory approach from many other wealth managers.

Steven Molinario is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked with Charles Schwab and Schwab Wealth Advisory since 2022 and previously spent six years at Cetera ADVISORS LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab, focusing on client-directed investment decisions without exercising discretionary trading authority.

Ma Paula Louise Leido is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 designations and has seven years of industry experience. Her prior work includes roles at Charles Schwab, Amazon.com, and Philippine Savings Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

John Monfreda is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has also been associated with Charles Schwab since 2006. Outside of his advisory role, he serves as Vice President of Monfreda Realty Group, LLC, managing a rental portfolio of single-family residences. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations guided by Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

David Robinson, Jr. is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Mariner Wealth Advisors since 2021. His prior work includes 21 years at Robinson, Tigue, Sponcil & Associates, LLC and 15 years with the Franciscan Renewal Center. He is also a licensed insurance agent. Mariner Wealth Advisors serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios supported by both in-house research and third-party managers, with notable depth in tax and accounting integration.

William Bibbs is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab & Co., Inc., as well as the YMCA Retirement Fund. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on annual financial reviews and tailored investment recommendations. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools to support client decisions.

Miguel Molina is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Charles Schwab, Veyo Arizona, and Total Transit. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on standardized asset allocation models and Schwab research tools.

Renee Millick is a financial advisor with Eagle Strategies (NY Life) in Surprise, AZ, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. Her prior experience includes roles at JP Morgan Securities LLC and JP Morgan Chase Bank. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its regulatory assets on a non-discretionary basis.

Jonathan Floe is a financial advisor with Lincoln Investment in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm combines advisor-led consulting with model portfolio management and access to third-party managers, supported by an in-house Investment Management & Research team.

Christopher Roming is a financial advisor with PNC Wealth Management in Litchfield Park, AZ, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior roles include positions at Independent Financial Group LLC, Principal Life Insurance Company, and Amerilife of Arizona. Roming also served in the United States Marine Corps for five years. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and managed model strategies implemented via mutual funds and ETFs.

Tyler Cawthorne is a CFP® professional with eight years of industry experience currently advising at Schwab Wealth Advisory, Inc. He has held roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, among others. Outside of his advisory work, he is involved in online content production related to sports and esports streaming, as well as gig work as a delivery driver. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice primarily to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, planning discussions, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and focuses on client-directed investment decisions.

Tyler Mehlhorn is a CFP® with 20 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He has been with Charles Schwab and Schwab Wealth Advisory since 2013 and is also involved with TC Squared, LLC, where he manages a YouTube channel and blog focused on various projects and agricultural topics. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through Charles Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Andrea Flores is a CFP® and ChFC® with 19 years of industry experience. She has worked at Schwab Wealth Advisory Inc. and Charles Schwab since 2019 and previously held roles at USAA Investment Management Company and related USAA financial planning and advisory entities from 2012 to 2019. She is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools while allowing clients to make final trading decisions, and it operates within the Schwab ecosystem under a cost-and-expense plus arrangement rather than charging clients directly.

Shaun Horan is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves as an officer and bookkeeper for DanAm Aviation LLC, a holding company. Park Avenue Securities LLC serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs alongside financial planning and consulting. The firm manages approximately $15 billion in regulatory assets under management and supports a range of investment strategies and account-level services.

William Jorden is a CFP® and Series 66-registered financial advisor with Schwab Wealth Advisory in Phoenix, AZ, bringing 18 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2017 and spent one year at Oppenheimer prior to that. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, while clients retain final trading decisions and SWAI conducts annual account reviews.

Patrick Nugent is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2019, following previous roles at USAA Investment Management Company and USAA Financial Planning Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning discussions, and investment recommendations across various asset classes. The firm’s advice is based on Charles Schwab & Co.’s asset allocation models and research tools, with clients making final trading decisions.

Christopher Cornwall is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 28 years of industry experience, including roles at Charles Schwab since 1997 and leadership of Cornwall Enterprises LLC since 2005. Outside of his advisory work, he owns and leases vehicles to drivers through Cornwall Enterprises. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm delivers advice using Schwab’s research tools and asset allocation models, with client trading decisions retained by the clients themselves rather than discretionary management.

Keith Tigue is a financial advisor at Mariner Wealth Advisors with 22 years of industry experience. He holds the Series 65 designation and previously worked at Robinson, Tigue, Sponcil and Associates, LLC for 18 years before joining Mariner in 2021. He is also a licensed insurance agent. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers customized investment management, financial planning, retirement plan consulting, and integrated tax and accounting services, supported by an internal investment committee and external managers.