William Hunter II is a financial advisor with Charles Schwab in Corona, CA, holding a Series 66 credential and five years of industry experience. Prior to joining Schwab in 2021, he worked briefly at Edward Jones and previously held roles outside finance, including at Starbucks Coffee Company and as a Youth Faith Formation Assistant at St. Martin de Porres Catholic Church. In his volunteer role, he has coordinated youth ministry programs and faith formation activities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services, discretionary separately managed accounts, and integrated brokerage and custody solutions.

Aaron Handfield is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has previously worked at Edward Jones, J.P. Morgan Securities, CUNA Brokerage Services, and Schools First Federal Credit Union, where he continues to maintain a role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Sun Chang is a financial advisor with Merrill in Irvine, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Smith is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services. Outside of advisory services, he has compensation arrangements related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through established third parties.

Alec Trujillo is a financial advisor at Morgan Stanley in Irvine, CA, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at J.P. Morgan Securities and Superior Adas & Calibrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Ashley Klein is a financial advisor with Ameriprise in Riverside, CA, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Esther Dunigan is a financial advisor with Equitable Advisors based in Irvine, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Equitable Advisors since 2015 and previously affiliated with AXA Advisors LLC. Outside of financial advising, she is a co-owner of Dunigan Creative, a photography and art design business. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, using a variety of third-party asset managers and advisory platforms.

Bruce Hibma is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, with approximately $2.74 trillion in client assets under management. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group utilizing structured discovery processes and firm-approved planning tools.

Rajesh Upadhyaya is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has been with LPL Financial since 1999. Outside of advisory work, his SEC filings indicate involvement in non-variable insurance and mortgage origination activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management solutions and supports advisors with research and operational tools.

Hamza Jannane is a financial advisor at Equitable Advisors with two years of industry experience and holds the Series 66 designation. His prior work includes roles at T3 Trading Group LLC and HYJ Top Limo. Outside of his financial advisory work, he has also worked as an Uber driver. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm offers a variety of advisory programs through its network of representatives, utilizing both proprietary and third-party investment solutions.

Donny Nguyen is a financial advisor with Charles Schwab in Brea, CA, holding a Series 66 designation and one year of industry experience. His background includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as time spent in full-time education and a position at Quantumvest. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm’s scale and integrated structure enable it to provide centralized custody and order-routing services alongside multi-asset model portfolios and alternative investment options.

Gina Hurford is Vice President and Executive Planning Consultant at Fidelity Investments, a position she has held since 2019. She has extensive experience in financial planning and wealth management, having worked in various advisory roles since 2008. Prior to her current role, she served as a Wealth Management Advisor at TIAA from 2014 to 2018, and held financial planner positions at The Advisory Group of San Francisco, Hokanson Associates, and Christopher Weil & Company. Throughout her career, Gina has focused on building collaborative client relationships, emphasizing attentive listening and understanding clients' backgrounds to help identify their financial objectives. She holds a California Insurance License, which supports her ability to provide comprehensive financial planning services. Gina's approach centers on creating an environment where clients feel at ease, facilitating the development of personalized plans for their financial futures.

Joshua Jogwe is a financial advisor at J.P. Morgan Securities with seven years of industry experience and holds Series 63 and Series 65 licenses. His prior work includes roles at Capital Group Private Client Services, Prudential Insurance Company of America, and Pruco Securities. Outside of finance, he is involved in youth sports as an employee and contractor for EZ Buckets Basketball and holds an ownership interest in the Oakland Roots and Soul Sports Club, a pro soccer club supporting underserved youth in Oakland. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm combines quantitative and qualitative research with centralized due diligence and offers access to derivative and commodities capabilities through its broader regulatory registrations.

John Storm is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors and Transamerica Financial Advisors. In addition to his advisory work, he is CEO of a health insurance business and a certified Covered California health agent. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with access to various managed account strategies and alternative investments.

Julia Caballero is a financial advisor at OSAIC in Tustin, CA, with 15 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Royal Alliance Associates from 2005 to 2023. Outside of her advisory role, she is a notary public and a voting member of the leadership team at Woodbridge Community Church. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a wide range of managed account programs supported by affiliated broker-dealer and RIA relationships.

Maxim Gorlov is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, GreenShields Capital, Cambridge Investment Research, and Questar Capital Corporation. Maxim is based in Orange, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Margaret Cape is a financial advisor at Morgan Stanley with 18 years of industry experience and holds a Series 66 designation. She previously worked at Wells Fargo Clearing for seven years before joining Morgan Stanley Smith Barney LLC in 2023. Outside of her advisory role, she has involvement in retail customer service through a non-investment-related position at Kohl's Department Store. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Blessing Rodriguez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Christopher Ribe is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 65 and Series 66 licenses and having 15 years of industry experience. He has worked with Morgan Stanley since 2011, including 11 years at Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its financial planning process.

Amy Tran is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. She has worked with various divisions of J.P. Morgan since 2013 and has also been involved in entrepreneurial activities, including offering spiritual guidance services through her own business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, manager searches, and customized performance reporting within a non-discretionary program.