Brandon Fraye is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and having two years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at UBS from 2019 to 2021 and has held various roles outside the financial services sector, including positions at California State University Northridge and The Sandwich Spot. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Jeffrey Cordova is a financial advisor with Ameriprise Financial Services and holds a Series 66 designation. He has 17 years of industry experience, including roles at Ameriprise since 2016. Outside of his advisory work, he serves as President on the Board of Directors for Valley Circle Estates HOA in Sherman Oaks, CA. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Todd Smith is a financial advisor with LPL Financial who holds the ChFC® designation and Series 63 and 65 licenses, and has 41 years of industry experience. He previously worked at National Planning Corporation for eight years before joining LPL Financial in 2017. Outside of financial services, he is also active as a musical DJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management, utilizing model portfolios and research from various sources.

Rene Randel is a CFP® and CPA with 26 years of experience in financial advising. He is currently with Cetera and has previously worked with Avantax Advisory Services and Avantax Insurance. In addition to his advisory role, he owns a tax preparation and accounting business. Cetera Investment Advisers LLC serves a wide range of clients including individuals, corporate, charitable, and institutional accounts through a multi-manager platform offering diverse investment strategies and portfolio management services.

Mitra Katz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has worked at various Wells Fargo entities since 2016, including Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions with a focus on research-driven portfolio diversification.

Ryan Andrade is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has held roles at Premier Credit Union, Robert Half, Uber, Hotel De Anza, and San Jose State University prior to joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandi Schnathorst is a CFP® with 22 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2014. She is based in Westlake Village, CA, and holds the Series 66 designation. Schnathorst is also an active alumni board member at California Lutheran University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Ruben Segovia Jr. is a financial advisor with Ameriprise in Ventura, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he owns a business using Send Out Cards to send various greeting cards to clients and non-clients. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-smart strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Mickey Yablans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He has been with Wells Fargo entities since 2011, including five years with Wells Fargo Advisors LLC and ten years with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and offers brokerage and advisory solutions leveraging research, analytics, and a range of financial products from affiliated banks and insurance companies.

Larry Bernstein is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 26 years of industry experience. He previously worked for Wells Fargo Advisors for 13 years before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to extensive research and model portfolios.

Daniel Shuler is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm‑approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through employer-sponsored agreements.

James Hawkins is a ChFC® with 32 years of industry experience, currently affiliated with LPL Financial in Agoura Hills, CA. He has been with LPL Financial and its predecessor entities since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Richard Smith is a financial advisor at Osaic with 36 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining Osaic in 2025. In addition to his advisory work, he is an insurance agent offering disability insurance, fixed and indexed annuities, traditional life insurance, long-term care insurance, life settlements analysis, and premium financing. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, employing firm-provided asset-allocation tools and automated rebalancing to construct portfolios tailored to client needs.

Janielle Swayne is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 66 licenses and having 27 years of industry experience. She has been with Morgan Stanley and its predecessor, Morgan Stanley Smith Barney, since 2009. Outside of her advisory role, she serves as a trustee for a trust in Newbury Park, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations, to support its financial planning services.

William Burke is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley and its Private Bank division since 2009. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering comprehensive financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services without providing individual security recommendations as part of its standalone planning offerings.

Adonis Campillo is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Allison Commercial Insurance Agency, Inc and International Enrollment Services, both from 2016 to 2023, and at Tierra Sur, LLC from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Sean Laverty is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has worked at multiple firms, including Wells Fargo and Santa Cruz County Bank, and was involved with the Harvard Club of Santa Barbara from 2023 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Monica Stempel is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. Her prior roles include positions at JPMorgan Securities LLC, JPMorgan Chase Bank NA, One Capital Management, LLC, and AssetMark Financial, Inc. Outside of advising, she owns and operates HLF Holdings, LLC, a real estate business focused on acquiring and managing rental properties. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor portfolio management and financial planning services. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Lawrence Myers is a financial advisor with Mass Mutual Investors Services in Westlake Village, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with MML Investors Services and Mass Mutual since 2002. In addition to his advisory role, Myers operates an independent insurance agency focused on life and health insurance products. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using firm-approved analytical tools.

Brynne Scalise is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured tools and modeling techniques to support client goals.