Nicholas Sondgeroth is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Wells Fargo Advisors and previously worked at UBS Financial Services. Outside of his advisory work, he owns and operates Sondgeroth Ventures, LLC, a business involved in purchasing and managing single-family rental properties. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, including specialized areas such as business-owner transition and special-needs planning.

Michael Cameron is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services and Scottrade. He is based in Westlake Village, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by proprietary tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides planning that incorporates broad market analyses without delivering individual security recommendations.

Candelario Topete is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and six years of industry experience. His prior roles include positions at J.P. Morgan Securities, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers a mix of brokerage and advisory solutions.

Gerardo Melgar is a financial advisor at Merrill with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Target. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gina Lapiner is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2025. She previously worked at Edward Jones for 17 years. Lapiner is also the owner of Calabasas Wealth Management Inc., through which she manages her Ameriprise business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with clients’ advisors.

Sait Saraci is Vice President Private Wealth Management Advisor at Fidelity Investments, a position he has held since 2024. Prior to this role, he served as an Investment Management Consultant at Fidelity Investments from 2023 to 2024. His previous experience includes managing member at Bellwether Investment Advisors (2020-2023), investment consultant at Fisher Investments (2019-2020), and wealth advisor at Morgan Stanley (2012-2018). Sait holds a California Insurance License. His approach to wealth management emphasizes building long-term relationships based on trust, accountability, and transparency. He focuses on understanding clients' priorities, the role of wealth in their families, and any existing financial planning to provide tailored advice. His team leverages the resources of Fidelity to assist clients with complex financial decisions. Outside of his professional work, Sait enjoys golf, outdoor adventures, reading, tennis, and traveling.

Roy Schilder is a financial advisor with Charles Schwab in Thousand Oaks, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at TD Ameritrade and Fidelity prior to joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, providing both non-discretionary and discretionary investment management services alongside brokerage, custody, and financial planning.

Dennis Magaldi is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and having 22 years of industry experience. His prior firms include Western International Securities and Financial West Group. Outside of advising, he serves as treasurer on the board of E*Central Credit Union and is president and treasurer of the Ridgecrest Thousand Oaks HOA board. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Patrick Reed is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including First Republic Securities Company and First Republic Investment Management. He serves on the board of Pacific Oaks Academy, an elementary school in Camarillo, California, assisting with its formation and ongoing direction. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a program that combines quantitative modeling and centralized due diligence.

Valerie D'Addona is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 47 years of industry experience. She has been with Raymond James since 2011. Outside of her advisory role, she has a minor involvement in rental real estate. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Barry Laufman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Cetera since 2013 and operates an independent insurance agency focusing on fixed insurance products, including disability, life, accident, health, and long-term care. He also serves as a power of attorney for a family member. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multi-manager platforms and various program structures to accommodate diverse client needs.

Dana Goldfarb is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and totaling 46 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Alex Mathis is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked for Western International Securities, Inc. for 14 years before joining LPL Financial. Mathis serves as president of the Camarillo Pony Baseball Association, a nonprofit organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Michael Grosslight is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at Morton Wealth, MindBridge Analytics Inc, Blackline Inc, and Bloomberg L.P. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling and centralized due diligence, with recommendations guided by an ESG eligibility framework.

Stacey Peterson is a Certified Financial Planner™ (CFP®) with 10 years of industry experience. She is currently affiliated with Cambridge Investment Research Advisors and has held roles at related firms including Westlake Financial Advisors LLC and United Planners Financial Services. In addition to her advisory work, she is involved with an independent financial advisory business under her own name. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals who utilize a range of discretionary and non-discretionary strategies tailored to client objectives.

Austin Arnoldini is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and over five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company, Northwestern Mutual Life Insurance Company, NYLife Securities LLC, Centene, and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Spencer Griffith is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works directly with clients to understand their financial goals and develop strategies tailored to pursue those objectives. His services encompass a broad range of areas including general investing, retirement planning, and saving for unforeseen circumstances. Additionally, he can facilitate access to specialists from Bank of America concerning banking, credit, home financing, and small business solutions. Spencer's expertise covers Divorce Transition Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, and Retirement Income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the California State University System.

Kevin Miller is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade. Charles Schwab serves a large client base, primarily high‑ and ultra‑high‑net‑worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by Schwab’s research and alternative investment due diligence.

Dennis Clapp is a CFP® with 16 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior experience includes roles at Bank of America, Merrill, and Wells Fargo Advisors. Outside of financial services, he owns a holding company for collector cars and operates a storage business renting space to car collectors, and he also works as a social media influencer for a cultural institution focused on U.S.-China relations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Matthew Piedmonte is a financial advisor with Ameriprise in Westlake Village, CA, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement‑income planning focused on dependable income sources and tax‑aware withdrawal strategies.