Yan Chyrle Maxilum is a financial advisor at RBC Capital Markets based in San Jose, CA, with five years of industry experience. She holds Series 63 and Series 66 licenses. Her previous roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services tailored to clients' risk profiles and investment goals.

Zhongguang Chen is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a focus on tailoring services to plan objectives, demographics, and risk tolerances.

Jacob Whitaker is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Mariner Independent Advisor Network and THE Financial Services NETWORK. His professional background also includes roles outside the financial sector, such as positions at GT Auto Lounge and Capitol Advocacy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Priya Garg Kanoo is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2019 and has an extended tenure at Wells Fargo Bank NA dating back to 2016. Outside of her advisory role, she co-owns an IT business based in San Jose with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and various brokerage and advisory solutions. The firm manages approximately $671 billion in assets and leverages research and analytics in its investment approach.

Ali Hasta is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Citigroup, Bank of America, Merrill, TD Ameritrade, and Scottrade. Hasta is based in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephen Woodward is a CFP® with 14 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at JPMORGAN Securities LLC and Woodward Yates Revocable Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services guided by investment policy statements and modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving a broad range of institutional clients.

Rebecca Lee is a financial advisor with UBS Financial Services in Santa Clara, CA. She holds the Series 66 designation and has nine years of industry experience, with a tenure at UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services. The firm offers fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products, leveraging institutional trading capabilities alongside wealth management.

Mami Uenobo is a financial advisor with Merrill in San Jose, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her career includes positions at Hamano & Associates, LPL Financial, Unionbanc Investment Services, and Union Bank of California. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, using model-based and discretionary investment strategies developed by internal and third-party managers.

Matthew Jimison is a financial advisor with Merrill in San Jose, CA. He holds a Series 66 designation and has one year of industry experience, including prior roles at Bank of America and James Capital Advisors. Outside of finance, he has worked in the cosmetics sector with Seven Seven Cosmetics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing internal and third-party management teams.

Jason Silva is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools.

Vinay Ahuja is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS‑driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Michele Kelley is a financial advisor at Raymond James & Associates with six years of industry experience and holds a Series 66 designation. She previously worked at Wells Fargo Advisors for 22 years and spent a year at Catalyst Real Estate Group. Outside of her advisory role, she occasionally assists her mother with property management tasks. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, charitable organizations, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary solutions, using a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Bin Zhai is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Cetera. He has held positions at Avantax Advisory Services and Avantax Investment Services, Inc. for over two decades and is also a CPA with 30 years in accounting. Outside of advisory work, he owns Zhai Insurance Services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform featuring affiliated and third-party managers, catering to a broad range of client needs.

Yuko Mihara is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at UnionBanc Investment Services and Union Bank of California. She is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and comprehensive investment management services.

Frank Bisceglia is a financial advisor at UBS Financial Services with 48 years of industry experience. He has been with UBS since 1995 and holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans based on clients’ goals and risk tolerances.

Daniel Kaypaghian is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and its Private Bank since 2012. His other business activities include a trust-related role based in Saratoga, California. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Ryskiem Henderson is a Financial Consultant currently working at Fidelity Investments since 2024. In this role, he provides guidance and ongoing support to clients in areas such as retirement planning, wealth building, asset preservation, and financial legacy creation. He has held financial consultancy and advisory roles across several firms, including TrueStage Financial (2022-2024), CUSO Financial Services (2020-2022), Mass Mutual Investor Services (2017-2020) as a Registered Investment Advisor, MetLife Securities as a Registered Investment Advisor (2013-2017) and earlier as a Financial Consultant (2002-2008), as well as serving as Managing Director at Princor Financial Services (2009-2011). He holds a California Insurance License. Outside of his professional work, Ryskiem engages in family activities, music, soccer, and traveling.

Lee Michael Murphy is a Series 66-registered advisor with Osaic Wealth, Inc. based in Morgan Hill, California. He has 15 years of industry experience, including prior roles at Securities America Advisors and RNP Advisory Services. Outside of advising, he sells term and permanent life insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services along with access to third-party money managers and managed account solutions.

John Liu is a Series 66-licensed financial advisor with nine years of industry experience, currently affiliated with Wells Fargo Clearing since 2017. Prior to his financial career, he spent 11 years at the Defense Manpower Data Center. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages over $671 billion in assets and emphasizes research-driven investment approaches supported by Wells Fargo Investment Institute and third-party analytics.

Arshdeep Singh is a Series 66-credentialed financial advisor with Ameriprise in San Jose, CA, bringing three years of industry experience. His background includes roles at Ameriprise Financial Services since 2021 and prior positions in healthcare and veterinary services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service involves a collaborative, non-discretionary approach utilizing proprietary research and tools, with enrollment criteria that require a minimum level of investable assets.