Neil Fluken is a CFP® professional with 25 years of industry experience. He has been with LPL Financial since 2020 and has previous experience at Sgc and Securian Financial Services. He is involved with SageCrest Wealth Management, an affiliated business under LPL. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory and brokerage services supported by research, model portfolios, and technology-driven investment strategies.

Donald Coombs Jr. is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. His prior work includes roles at Transamerica Financial Advisors, Wfgia, Homwowners Financial Group USA, Jmac Home Loans, and Bank of America. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services such as financial planning, model portfolio management, and access to a range of brokerage and insurance products through its integrated platform.

Michelle Burson is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner & Smith and Bank of America, N.A. before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of systematic methodologies and involvement in commodity pool operations.

Cathi Wallace is a Series 66-licensed financial advisor with 16 years of industry experience, currently with Thrivent Investment Management since 2009. Her tenure includes roles at Thrivent Financial and affiliated teams dating back to 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial topics without including implementation. The firm emphasizes holistic, goal-based planning combined with managed-account options under a consolidated billing structure, maintaining a focus on non-discretionary planning services.

Kevin Dedenbach is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven investment approach includes a broad range of financial products and acts as an ERISA fiduciary when providing investment advice.

Toan Le is a CFP®-credentialed financial advisor with 19 years of industry experience. He has worked at OSAIC since 2018 and previously spent 12 years with Sii. In addition to his advisory role, he is engaged as an advisor at Pacific Financial Partners. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using various tools and strategies to construct diversified portfolios.

Julie Small is a Wealth Management Advisor based in the Roseville, California office of Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Certified Plan Fiduciary Advisor (CPFA). Julie focuses on delivering comprehensive financial advice tailored to the individual needs and values of her clients. She specializes in retirement planning, liability and insurance management, and investment selection. Julie works closely with high net worth clients, businesses, nonprofit organizations, endowments, and foundations to develop coordinated financial strategies that align with their personal and professional objectives. Her approach involves thorough, ongoing reviews to ensure strategies remain aligned with clients' evolving goals and circumstances. Julie earned her Bachelor of Fine Arts degree from the University of Arizona in 1988 and began her career in Graphic Design before joining Merrill Lynch in 1991. She has lived in the Sacramento region since then and participates in her local community, including serving on the Board of Directors at her daughter's former school. Julie currently resides in Granite Bay, California.

Sean Herron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JP Morgan Securities and Chase Investment Services Corp. Herron has ownership interests in rental properties in Penryn and Truckee, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management options tailored to plan objectives and demographics.

Tyler Brunst is a financial advisor at Wells Fargo Advisors with three years of industry experience and holds the Series 66 designation. His background includes roles outside finance, such as working at Quick Quack Car Wash since 2023 and teaching positions at Sierra College and local high schools and elementary schools from 2015 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services that utilize proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Clare Hiatt is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2015. She holds Series 63 and Series 65 licenses. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies through a centralized consulting team.

Waqas Khan is a Series 66-licensed financial advisor with 12 years of industry experience, currently working at Wells Fargo Clearing since 2025. His prior roles include positions at SAFE Credit Union and LPL Financial LLC, where he spent seven years, as well as experience with Nationwide Financial and Travis Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute along with third-party data to guide its investment approach.

Jason Howard is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Wells Fargo Clearing Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, providing both discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

Constance Sugimoto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Allen is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2020. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of finance, he works part-time as a magician through his business, Reel Magic. He is part of the DDK Group within Baird’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations. The group employs a range of investment strategies and overlay services, including traditional and non-traditional asset allocations, to align with client goals and risk tolerances.

Julie Barros is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 licenses and 10 years of industry experience. Prior to joining LPL Enterprise in 2025, she held roles at several mortgage firms, including Equity Smart Home Loans and NEXA Mortgage, as well as at financial institutions such as Fidelity Brokerage Services and J.P. Morgan Securities. She is also involved in mortgage and real estate services through Bautista Group, a California corporation. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance product sales, supported by a network of third-party portfolio strategists and discretionary implementation options.

Liam Roddy is a Financial Advisor based in Roseville, California, working with Merrill Lynch Wealth Management. He partners with retirees, business owners, and successful families seeking comprehensive financial planning beyond investment advice. Liam's approach focuses on building clear, disciplined strategies that help clients navigate major financial decisions such as retirement income planning, liquidity events, and multi-generational wealth management. He integrates resources from Merrill and Bank of America to provide coordinated solutions across investments, banking, lending, and estate planning. Liam's client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and portfolio management services. Liam holds the Personal Investment Advisor (PIA) designation and earned his education from California State University Sacramento. Outside of his professional role, he enjoys camping, golfing, running marathons, skiing, swimming, tennis, traveling, watching movies, and practicing yoga.

Mitchell Howard is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He is currently with Edward Jones in Roseville, CA, where he has worked since 2019. His prior experience includes roles at Charles Schwab and Northwestern Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Satvinder Gill is a financial advisor at Robert W. Baird & Co. with 15 years of industry experience. He holds the Series 66 designation and has been with Robert W. Baird since 2009. Outside of his advisory role, he has ownership responsibilities as a landlord for a rental property in Roseville, CA. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, institutional clients, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a range of investment strategies.

Alicia Stuckert is a financial advisor with Robert W. Baird & Co. in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Robert W. Baird & Co. since 2012. Outside of her advisory role, she volunteers as a troop leader for the Girl Scouts Heart of Central California. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, with a range of traditional and complex investment strategies.

Nicholas Petrosene is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation. He has been with Ameriprise since 2024 and has a diverse work background including roles outside the financial industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement-income planning advice based on income sources and tax-aware withdrawal strategies.