Sunghee Shin is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, she worked at Jason J. Lee CPA Inc for nine years. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team.

Lester De Peralta is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has previously worked at Edward Jones, Cuso Financial Services, LP, and HawaiiUSA Federal Credit Union, where he continues to be affiliated. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Len Fukushima is a Senior Financial Advisor at Merrill Lynch Wealth Management in Honolulu, focusing on multi-generational wealth transfer planning. He advises successful families, closely held businesses, and small to medium-sized non-profit organizations, emphasizing long-term relationships and a personalized consulting process to address clients' unique financial objectives and family circumstances. Len holds a Bachelor's degree from Long Beach State and a Master's degree in Taxation with a focus on Estate & Trust from the University of Denver. He has international experience, having spent six years in Asia leading a Japanese media company's market entry into China and founding a corporate catering company in Shanghai. He is fluent in English, Japanese, and Mandarin. Len holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Hawaii since 2002, Len is involved in community organizations such as the American Youth Soccer Organization (AYSO), PEACHES Kokua Hui PTA, and Red Cross Hawaii. His personal interests include surfing and sailing.

James Middlesworth is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 36 years of industry experience. He has worked at Cetera and its affiliates since 2019 and has also been associated with Hawaii Financial Advisors, Inc. since 2015. Middlesworth is a commissioned notary public in the State of Hawaii. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform with a wide range of program structures and custodial relationships.

Bryan Azuma is a financial professional with 38 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked with Cetera since 2023. Prior to this, he spent 35 years at Securian Financial Services, along with extensive experience dating back to 1975 in various roles. Outside of advisory work, he is involved in selling insurance products, including disability and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services with multiple program options and a multi-manager platform supporting diverse investment strategies.

Michelle Collins is a Series 66-credentialed financial advisor at Charles Schwab with nine years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank SSB since 2014 and 2019, respectively. Collins serves as the Local Chapter Board Secretary for the Securities Industry Association of Hawaii, attending quarterly meetings and documenting schedules and minutes. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to affiliated discretionary portfolios, offering multi-asset model portfolios and a formal alternative-investment onboarding process.

Jeffrey Chang is a financial advisor with Cetera, holding a Series 63 designation and bringing 28 years of industry experience. He has a diverse professional background including roles at Avantax Advisory Services and ownership of Chang & Company, CPA, Inc., an accounting firm he has led since 1990. Chang serves as an elected trustee for the United Chinese Society of Hawaii and sits on the board of directors for AOAO Century Square, a commercial office condominium in Honolulu. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform that includes both affiliated and third-party investment options.

George Hirai is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing and its predecessor firm since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kiyonobu Oda is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1993. In his role, he assists clients in building wealth management strategies tailored to their individual needs, emphasizing a comprehensive approach and informed decision-making. His expertise includes college education planning, divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. He also provides support for defined benefit and defined contribution plans, liquidity management, personal retirement planning, portfolio management services, and retirement income. Kiyonobu holds a Bachelor's Degree from the University of Hawaii System. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC).

James Seto is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley since 2009, including over a decade at Morgan Stanley Private Bank, National Association. His prior experience includes roles at Citigroup Global Markets, Wells Fargo Clearing, and Prudential Equity Group, LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Haruka Shoji is a financial advisor with LPL Financial in Honolulu, HI, holding a Series 66 designation and seven years of industry experience. Her work history includes roles at Central Pacific Bank since 2018 and entrepreneurial experience with UniValue Creations LLC from 2013 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and retirement advice, with account management supported by proprietary research and technology tools.

Robert Habeeb is a Financial Advisor with Merrill Lynch Wealth Management. He began his career at JP Morgan Chase, where he served high-net-worth clients with cash management and credit solutions before transitioning into wealth management. Currently, he guides individuals and families with substantial means through the complexities of financial planning, focusing on turning wealth into lasting freedom and security. Robert holds a Bachelor's Degree in Capital Markets and Business Economics from Bentley University and holds the designation of Personal Investment Advisor (PIA). His expertise includes equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He works with high-net-worth individuals and business owners to coordinate complex financial elements into intentional strategies, bringing clarity and alignment to long-term priorities. Outside of his professional work, Robert enjoys camping, cooking, football, golfing, hiking, music, reading, rock climbing, and spending time with his family. His mission is to provide enduring financial stewardship that ensures continuity, security, and impact across generations.

Brett Sasaki is a financial advisor with LPL Financial in Honolulu, HI, holding a Series 66 designation and seven years of industry experience. He has worked with LPL Financial and Central Pacific Bank since 2018 and previously spent three years with American Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party strategies.

James Alexandre is a financial advisor with LPL Enterprise, holding a Series 66 credential and three years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and has a varied background including roles outside finance. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by its research department and third-party strategists, and it provides access to financial planning, consulting, and third-party asset managers.

Wang Kar Lee is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Lee has worked at Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he operates a sole proprietorship. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including the use of Monte Carlo simulations and global return estimates.

Dennis Fukushima is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing personalized financial strategies to help clients pursue their long-term goals. He serves as a primary point of contact, leveraging a team of investment professionals and the extensive resources of Merrill Lynch and Bank of America to deliver disciplined wealth management solutions. With over 30 years of investment experience, Dennis specializes in services for endowments, foundations, non-profits, portfolio management, retirement income, and women and wealth. Dennis holds the Certified Investment Management Analyst® (CIMA) designation, awarded by the Investments & Wealth Institute™ in collaboration with the MIT Sloan School of Management. He also carries the Personal Investment Advisor (PIA) credential and earned a bachelor’s degree from the University of Hawaii System. Rooted in the Hawaiian islands for four generations, Dennis participates actively in the local community. He volunteers with various non-profit organizations including Aiea High School and the Kiwanis Club of Pearl Harbor, continuing Merrill’s tradition of community involvement where he serves.

Luke Bales is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bare Wealth Advisors and the Center For Financial Literacy. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Reid Takamoto is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively, and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Joshua Boney is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he collaborates with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. His areas of focus include general investing, retirement planning, and preparation for unexpected financial events. Additionally, he facilitates access to specialists for banking, credit, home financing, and small business solutions within Bank of America. Joshua holds a Bachelor's Degree from the University of Hawaii System and a Master of Business Administration (MBA) from Carnegie Mellon University. He has earned the designation of Personal Investment Advisor (PIA), reflecting his expertise in investment management. Through ongoing advice and guidance, he supports clients as their financial needs evolve.

Eric Awa is a financial advisor with Edward Jones in Kaneohe, HI, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for Foss Maritime/Young Brothers Ltd for 13 years. He also owns Poly Projects LLC, a fishing wholesale business, which he plans to resume when he acquires a new boat. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and strategies, supported by a large nationwide network of advisors and branch offices.