Renato Teixeira is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He previously worked at Citibank N.A. for 18 years before joining Citigroup in 2024. Citigroup Global Markets Inc. serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and commercial arrangements.

William Seago Jr. is a CFP® professional with 26 years of industry experience. He is currently with Fifth Third Securities, Inc., where he has worked since 2026. His prior roles include positions at Ameriprise Financial Services, Comerica Securities, and Atlantic Capital Advisors. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through both advisory and brokerage services. The firm offers multiple investment programs, including the Passageway Managed Account Program with various portfolio management options and tax-efficient strategies.

Loren Ben is a financial advisor at Oppenheimer & Co. Inc with 50 years of industry experience. He has been with Oppenheimer since 2003 and holds Series 63 and Series 65 designations. Outside of his advisory role, he serves as a trustee for BP Enterprises, a family limited partnership. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, providing advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm employs strategic and tactical asset allocation and offers a range of investment products while acting as a qualified custodian.

Nathan Keeney is a CFP® and holds a Series 65 license, currently serving as a financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. His prior work includes roles at Keeney Financial Group and Chesapeake Corporate Advisors, as well as experience outside finance with Huber Engineered Woods and a university position at John Hopkins University. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, and retirement-plan services to individual investors, corporations, and institutional clients. The firm integrates asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Carl Lordeus is a financial advisor with Empower Advisory Group in Miramar, FL. He holds Series 66 and Series 63 credentials and has two years of industry experience. Prior to his current role, he worked at Marsh McLennan and the Ian Martin Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Felix Santiago Jr. is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Diversified Investors Securities Corp. and Diversified Investment Advisors since 2008. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with programs focused on asset allocation, contribution guidance, and retirement planning. The firm uses a model-driven approach that incorporates Morningstar Investment Management’s proprietary software and portfolio oversight, delivering both managed portfolios and non-discretionary recommendations to a large client base.

Zanneisha Morrison is a financial advisor with Eagle Strategies (NY Life) in Sunrise, FL. She holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Eagle Strategies, she worked at JP Morgan Chase Bank and Synovus Bank. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice and multiple service programs, focusing primarily on non-discretionary asset management and supporting a diverse client base including retirement plan sponsors.

Edward Livrieri Jr. is a CFP® professional affiliated with LPL Financial with 32 years of industry experience. He has worked at Private Advisor Group, LLC and LPL Financial since 2012 and has been involved with Livrieri & Golub Inc. since 1999, an accounting and tax preparation firm. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with insurance, lending, and recordkeeping services.

Michael Griffith is a financial advisor at Oppenheimer with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fahnestock & Co. Inc. since 2003 and CIBC World Markets since 1992. He is based in Fort Lauderdale, FL. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and multiple investment strategies tailored to client objectives.

Susan Stephens is a financial advisor with Oppenheimer in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Oppenheimer since 2010. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and retirement planning. The firm employs strategic and tactical asset allocation along with manager selection and various investment vehicles to meet client objectives, and acts as a qualified custodian for client assets.

Daniel Rieber is a financial advisor with HSBC Securities (USA) Inc. in Aventura, FL, holding a Series 66 designation and four years of industry experience. Prior to his current role, he worked at HSBC Private Bank and EFG Bank. He is also a bank officer with HSBC Bank (USA) N.A., where he engages in the sale of bank-related products and services alongside his advisory duties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset allocation, supported by affiliated global asset management and fund due diligence providers.

Lina Valencia Sandoval is a financial advisor with Truist Advisory Services holding a Series 66 designation and no prior industry experience. Her work history includes roles at Truist Investment Services and Truist Bank since 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Marbel Ugando is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he serves as the managing member of MAR Investments LLC, which invests passively in a restaurant called Baires Grill Orlando that serves Argentinean cuisine. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and maintains unique market roles, including operating as a swap dealer and futures commission merchant.

Daniel Elmore is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Hornor, Townsend & Kent in 2025, he worked at Northwestern Mutual Wealth Management Company and related affiliates from 2021 to 2025. Outside of his advisory role, he is involved in insurance brokerage activities assisting with sales and service of Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a large network of advisors, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Edward Knight is a ChFC® credentialed advisor affiliated with Independent Advisor Alliance, LLC, with 52 years of industry experience. He has held roles at Independent Advisor Alliance since 2019 and previously worked with Independent Financial Partners and LPL Financial. Knight is also a retired New York Life Insurance Company agent and maintains a license to sell life and annuity products occasionally. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs both discretionary and non-discretionary portfolio management strategies and integrates technology platforms to support comprehensive wealth and estate planning.

George Temel is a CFP®-credentialed financial advisor with 40 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked at Mariner Independent Advisor Network, LPL Financial, and Clarity Financial Planning Inc. His background includes roles at a range of advisory firms spanning several decades. Private Advisor Group serves a diverse client base, including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm supports a broad spectrum of investment approaches and access to third-party asset managers and model portfolios through a large network of investment adviser representatives.

Jerold Attento is a financial advisor with Principal Financial Services in Aventura, FL, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Blue Water Financial Advisors, Pulles and Attento Wealth Management, and Financial Resources. He is also involved in the sales and servicing of various insurance products, including health, fixed life, disability, fixed annuities, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Denise Longshaw is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and 18 years of industry experience. She previously worked at Aragon Capital LLC and Foundations Investment Advisors, LLC. In addition to her advisory work, Denise is an author and operates Longshaw Financial Group, providing retirement planning and related consulting services. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs supported by quantitative and fundamental investment strategies.

Eric Garcia is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and 15 years of industry experience. He has worked at Infinex Investments, Inc. since 2016 and at Popular Community Bank since 2012. He also manages a duplex property where he resides in one unit and rents the other. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a distinctive model that blends firm supervision with delegated investment management.

William Stacks is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at Janney since 2020 and previously spent seven years at BB&T Securities. Outside of his advisory role, he is a limited partner in a real estate venture in Georgia and an investor in a kava bar in Fort Lauderdale. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.