Ethan Smoldt is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at Charles Schwab Bank, Progressive Insurance, and the University of Indianapolis. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement and planning discussions, and tailored investment recommendations. The firm operates as an internal advisory unit within Charles Schwab & Co., using standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Douglas Smith is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has been with Schwab Wealth Advisory since 2016 and has worked at Charles Schwab & Co., Inc. since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Boston Russell is a financial advisor at RBC Rochdale, LLC with the CFA® designation and 13 years of industry experience. He has worked at Rim Securities LLC and Rochdale Investment Management LLC since 2012. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, and government entities. The firm employs an active, multi-strategy investment approach that combines quantitative and fundamental analysis, utilizing proprietary tools to tailor portfolios across various asset classes and often collaborating with third-party sub-advisors.

Jonathan Greene is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Edward Jones, Kovack Securities, and Capital Guardian Wealth Management. He has been with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with an emphasis on client-directed trading and periodic account reviews.

Emma Mumpower is a financial advisor with Ameritas Advisory Services, LLC, holding the Series 66 designation and beginning her industry career in 2026. Prior to joining Ameritas, she has experience working at Fidelity Investments and is also employed part-time with Journeys Travel Company, where she plans and books vacations remotely. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients, utilizing a mix of in-house model portfolios and third-party managers.

Nahyua Muniz is a CFP®-certified financial advisor with eight years of industry experience. She is currently with Schwab Wealth Advisory, Inc., where she has worked since 2022. Her prior roles include positions at Robinhood Financial LLC and Pershing Advisor Solutions LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Brian Gallagher is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with TIAA-CREF, having worked there since 2025 and previously at TIAA since 2017. His prior experience includes five years at Schwab Private Client Investment Advisory, Inc. and over two decades at Charles Schwab. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management, offering both model-based and customized investment options.

Elliot Bramham is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Creative Planning. His prior experience includes roles at Chadwicks Limited, University of East Anglia, Allen & Overy, Shearman & Sterling LLP, and Paris Nanterre University. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental portfolio options, supported by a broad range of affiliated legal, trust, and retirement plan service businesses.

Linda Paul is a financial advisor at Rockefeller Financial LLC with 25 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Merrill for 14 years before joining Rockefeller Financial in 2023. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, and institutions, providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm offers integrated services through affiliated trust and insurance entities, and distinguishes itself through its recapitalized ownership structure and its role as a distributor and placement agent for private funds under the Rockefeller Global Family Office platform.

Joseph Craw is a financial advisor with Planmember Securities Corporation in Frederick, MD, holding Series 63 and Series 65 licenses and possessing 37 years of industry experience. He has worked at Planmember since 2008 and operated Joe Craw Retirement Planning for 13 years. Outside his advisory role, he is also an independent insurance agent. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process with risk-based mutual fund portfolios and offers education and support services including seminars and personalized retirement planning.

James Benoit is a financial advisor with Schwab Wealth Advisory, holding the CFA® designation as well as Series 63 and Series 66 licenses. He has 27 years of industry experience, including more than two decades at Charles Schwab and four years at HighTower Advisors. Benoit is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, using standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

Brian Howden is a financial advisor with Principal Financial Services in Orlando, FL, holding Series 65 and Series 63 licenses and having three years of industry experience. His prior roles include positions at PFS Investment Inc., Primerica Financial Services, and managing Caple Howden Insurance Agency for twelve years. Outside of advisory work, he is involved in selling loan products and home security and automation services through affiliated companies. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Pryam Leonce is a financial advisor at Truist Advisory Services with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Truist Advisory Services and its predecessor entities since 2016. Prior to that, he worked at SunTrust Bank and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary strategies supported by a dedicated Equity Research team and supervisory oversight.

Alexander Von Svoboda is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. based in Orlando, FL. He has been with Charles Schwab & Co., Inc. since 2020 and joined Schwab Wealth Advisory in 2025. Previously, he worked at Adios Golf Club and Associate Investor Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations with a client-directed trading approach. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Chase Hill is a CFP® professional with four years of industry experience, currently advising at Schwab Wealth Advisory in Orlando, FL. His background includes roles at Charles Schwab and prior experience outside finance in parking and shuttle services as well as conservation work with the Sea Turtle Conservancy, Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and focuses on client-directed investment decisions without exercising discretionary trading authority.

Colin Boyle is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Charles Schwab, Robinhood Markets, Broadridge Financial Solutions, and Fairfield Country Club. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s proprietary research tools and standard asset allocation models.

Juan Ibanez is a financial advisor with RBC Rochdale, LLC, holding Series 65 and Series 66 credentials and 19 years of industry experience. He has been with City National Rochdale since 2017, following prior roles at Terra Capital Markets and a brief period outside the industry. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, and charitable organizations. The firm employs an active, multi-strategy investment approach that integrates quantitative screening, fundamental analysis, and proprietary tools to construct tailored portfolios across a range of asset classes.

Sachin Trivedi is a CFA® charterholder with 20 years of industry experience. He is an advisor at Truist Advisory Services, where he has worked since 2016, and has been with Truist Investment Services, Inc. since 2013. Outside of his advisory role, he is a member or manager of several companies involved in activities such as the sale of unused event tickets and estate planning holding companies. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms, to deliver its AMC Advantage manager-selection program and other advisory services.

Jennifer Cuprill is a Series 66-credentialed financial advisor with 18 years of industry experience. She has been with Schwab Wealth Advisory since 2013 and has worked with Charles Schwab & Co., Inc. since 2010. She is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using proprietary Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its service model from many other enterprise wealth managers.

Melvin Duran is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he held positions at Navy Federal Credit Union, TEKsystems, and Evermay Wealth Management LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools to recommend investments while allowing clients to make final trading decisions. The firm operates as an internal advisory unit within the Schwab ecosystem and offers annual financial reviews and wealth management education.