David Ranney is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Fidelity Investments Institutional Services Company, Rebalance, LLC, and Bend Financial. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jennifer Ritz is a financial advisor with LPL Financial in Mount Pleasant, SC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She previously worked at Merrill from 2012 to 2016 and has been associated with Good Life Advisors, LLC since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions through a large network of advisors, combining broad capabilities with extensive operational resources.

Colin Johannessen is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Citigroup Global Markets and Edward Jones, as well as two years as a self-employed advisor. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

John Elson is a financial advisor with Morgan Stanley in Charleston, SC, holding a Series 66 designation and bringing 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and UBS Financial Services. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools without providing individual security recommendations as part of standalone plans.

Jonathan Hoffman is a financial advisor with LPL Financial in Mount Pleasant, South Carolina, holding a Series 66 designation and 14 years of industry experience. He has previously worked at Equity Services, Inc. and Concourse Financial Group Securities, Inc., and founded Good Life Advisors, LLC, an independent investment advisory firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of investment options and operational tools.

Jeffrey Malott is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial and LGCY Power, among other firms. Outside of his advisory role, he volunteers with The Exchange Club of Charleston, a community organization that supports local nonprofits through events such as the Coastal Carolina Fair. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under consolidated billing while keeping these services distinct.

George Debnam Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked within various Raymond James entities since 2013 and is the president of Debnam Financial Services. He also serves as executor for an estate under his name. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individual, institutional, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Richard Carlin Jr. is a financial advisor at RBC Capital Markets with 45 years of industry experience. He has been with RBC Capital Markets Corporation since 2008 and holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Richard Young Jr. is a financial advisor with Ameriprise in Mt Pleasant, SC, holding Series 63 and Series 65 designations and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves as president of the Gary and Anne Marie Ezzo Legacy of Life Foundation and the Rivertowne Swim Team Board. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, providing written recommendation reports that include income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to deliver tailored, algorithm-supported retirement advice.

Clark Samisch is a financial advisor at Robert Baird & Co. with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing, Morgan Stanley, CUSO Financial Services, LP, and SCFCU. Samisch is based in Charleston, SC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and overlays to align with client goals and risk tolerances.

Jason Oates is a financial advisor with Wells Fargo Clearing in Mount Pleasant, SC. He holds a Series 66 designation and has 21 years of industry experience, including 15 years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Mary Davey is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and has previously worked at Ameriprise, Clawson and Staubes, The Keynote Group, and First Citizens Bank. Mary is also involved with Wordsworth Mgmt Group Inc., a non-investment related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Michael Zechmann is a CFP® professional with 18 years of industry experience. He is currently with LPL Financial and has prior experience at Morgan Stanley and Mutual of Omaha Investor Services. Outside of advisory work, he is an author of financial content and involved in multiple business ventures, including ownership roles in equestrian and farm enterprises. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio management strategies, supported by advanced operational and research tools.

Andrew Kernich is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at South Carolina Federal Credit Union and CUSO Financial Services, LP. Outside of advisory work, he has managed hospitality ventures such as Rooftop at The Vendue and Sole on the Green. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, utilizing a variety of investment strategies and technology tools.

Robert Hatala is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a sole proprietor in real estate investment. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing tailored financial planning supported by firm‑approved tools and extensive asset management.

Edward Gilbert is a financial advisor with Cetera who holds the Series 63 and Series 65 credentials and has 29 years of industry experience. His prior work includes roles at Strategic Resources Group, Ascend Financial Services, and Minnesota Life. Gilbert serves as an officer on the board of the Commonwealth Cares Foundation. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple investment strategies through a large national network of independent advisors.

Caroline Mahoney is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at NYLIFE Securities LLC, New York Life Insurance Co., Commonwealth Financial Group, Northwestern Mutual, and Cetera Wealth Services. Mahoney is the owner of CM Financial Group, LLC, which she maintains for tax purposes but does not actively use. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with more than $256 billion in assets under management and over 10,000 advisors.

Karen Noethen is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and previously worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, and Charles Schwab. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets.

Thomas Kerns III is a Series 66-registered financial advisor at Morgan Stanley with 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and a range of investment offerings.

James Swallow Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Swallow serves on the board of directors for a condominium association in Charlestown, Massachusetts. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement recommendations in partnership with its advisors.