Matthew Bregozzo is a financial advisor with Avantax Planning Partners, Inc. in San Diego, CA, holding a Series 66 designation and over 15 years of industry experience. His work history includes multiple roles within Cetera affiliated firms dating back to 2011. Avantax Planning Partners, Inc. provides portfolio management, financial planning, and managed retirement plan services primarily through a network of CPA firms and registered Advisor Representatives. The firm manages approximately $7.57 billion in assets and serves individuals, pension and profit-sharing plans, charitable organizations, and businesses, utilizing tax-intelligent strategies and firm-designed investment models overseen by an advisory committee.

Ciano Villaquiran is a CFP® and ChFC® with 13 years of industry experience. He is currently with The AmeriFlex Group and has worked previously at firms including Cambridge Investment Research, MassMutual, and Metlife Securities. Villaquiran also operates a financial literacy coaching business in San Diego. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies through various model allocations and manager relationships.

Judson Gee is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at multiple firms including Kingswood Capital Partners, Niagara International Capital Limited, Hayden Royal, and Jhg Financial, where he has been affiliated since 2000. Outside of his advisory work, he is a notary public and owns a campground where he oversees operations and management. Kingswood Wealth Advisors, LLC provides investment advisory and consulting services to individuals, corporations, pension and ERISA plans, and other institutional investors. The firm employs an open-architecture investment approach, tailoring strategies to client objectives and risk tolerance while conducting ongoing due diligence of third-party managers and sub-advisors.

Salvatore Capizzi is a financial advisor at Dunham with 41 years of industry experience. He holds a Series 63 designation and has been with Dunham & Associates Investment Counsel since 2008. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that provides wealth management services to individual and high-net-worth clients. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers various investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund focused on long-term private equity investments.

Robert Jones is a financial advisor at BOK Financial Securities, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 24 years of industry experience. His prior roles include positions at Northern Trust Securities, Inc., Northern Trust Investments, Inc., and CUSO Financial Services, L.P. He has worked in both independent and enterprise settings throughout his career. BOK Financial Securities, operating as BOK Financial Advisors, serves a diverse client base including individuals, high-net-worth investors, corporations, retirement plans, government agencies, municipalities, and institutional clients. The firm offers non-discretionary, fee-based investment management through its Guided Portfolio Solutions program, combining proprietary research and a range of model strategies supported by its affiliation with a bank holding company and related investment entities.

Ryan Miiller is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC in San Diego, CA. His prior experience includes 11 years at TD AMERITRADE before joining Pure Financial Advisors. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and specialized management techniques.

Robert Mccullock III is a CFP® professional with 25 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2013. He holds Series 63 and Series 66 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and the use of sub-advisers for specialized investment sleeves.

Bruce Beaty is a financial advisor at Madison Avenue Securities, LLC with eight years of industry experience. He holds the ChFC® and Series 63 designations and has held roles at multiple firms including AE Wealth Management, Dynamic Planning Network, and Heartland Investment Advisory Services. Outside of his advisory work, he serves as a managing partner in investment-unrelated ventures such as R&B Ventures, LLC and Quail Holding, LLC. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering a range of portfolio management options through various platforms and third-party managers. The firm also supports pension consulting, college-savings assistance, and services for charitable organizations.

Camryn Nurmberg is a financial advisor at Dunham with a Series 66 credential and one year of industry experience. Prior to joining Dunham, Camryn worked in various roles including at Solara Medical Supplies and McP’s Irish Pub. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through multiple investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm uses a manager-of-managers approach with formal quarterly rebalancing and offers custody, trust, and donor-advised fund services through its affiliated trust company.

Kyle Farmer is a CFP® professional with four years of experience at Pure Financial Advisors, LLC and prior experience at Sunrun and the SDSU Financial Markets Lab. Based in San Diego, CA, he also owns and operates Tuna Twins Fishing, a commercial fishing business. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered, utilizing modern portfolio theory, tax-aware techniques, and a multi-advisor platform supported by enterprise-scale infrastructure.

John Alling is a financial advisor at Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 44 years of industry experience. He has been with Wedbush Morgan Securities since 2009. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering brokerage and SEC-registered investment advisory services across wealth management, fixed income, commodities, securities lending, capital markets, and prime services. The firm manages approximately $5.68 billion in regulatory assets and provides a range of managed account solutions alongside commission-based brokerage arrangements.

Joseph Bailey is a CFP® professional with two years of industry experience, currently with Pure Financial Advisors, LLC in San Diego, CA. Prior to his current role, he held a position at Bloomberg BNA for six years. He is also affiliated with the Association of International Certified Public Accounts. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a financial-planning-centered approach based on academic frameworks such as modern portfolio theory and tax-aware asset location.

Anthony Krickl is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 credential and 16 years of industry experience. His prior roles include positions at Cetera, Mass Mutual Investors Services, and MetLife Securities. He is also a partner at DirectPath Financial, LLC, providing financial and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies and provides access to third-party managers and advisory annuity contracts.

David Morgan is a financial advisor at Belpointe Asset Management LLC with five years of industry experience. He previously worked at Axxcess Wealth Management, Onyx Bridge Wealth Group, Elite Investment Team, and Securities America Advisors. In addition to his advisory role, he owns and operates Dave Morgan CPA, Inc., an accounting firm based in San Diego. Belpointe serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, retirement plan consulting, and a sponsored wrap program, utilizing a range of passive, active, tactical, and blended portfolio strategies tailored to client objectives.

Andrew Evans is a CFP® with 14 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. He is a founding partner of Parliament Wealth Management & Insurance Services and has held roles at Mass Mutual Investors Services, MetLife Securities, and Cetera Wealth Services. Outside of financial advising, Evans is owner of Silent Flight Inc., a business focused on expense management, and serves as treasurer for Redeemer OC. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and planning solutions using both advisor-managed and model portfolios across multiple platform relationships.

Jeffrey Brecht is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC since 2021. His prior roles include positions at Principal Securities, Inc., Principal Life Insurance Company, MullinTBG, and M Holdings Securities, Inc. He holds Series 63 and Series 66 licenses and is based in San Diego, CA. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a financial-planning-centered approach grounded in modern portfolio theory and tax-aware asset location.

Steven Brahy is a CFP® professional with 29 years of experience in the financial advisory industry. He is currently with Madison Avenue Securities, LLC, where he has worked since 2021. Prior to this, he was with Rose Court Wealth Management for eight years. Outside of his primary role, he is involved with Empress Investment Group, providing wealth management, insurance, and investment advisory services. Madison Avenue Securities, LLC serves a diverse client base including high net worth individuals, charitable institutions, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through various account platforms, employing multiple investment strategies and custodial arrangements.

Karen Baszak is a Certified Financial Planner® with 23 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. She holds the Series 63 and Series 65 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach guided by an Investment Committee, incorporating tax-aware strategies and the use of sub-advisers for specialized investment sleeves.

Charlie Elamparo is a financial advisor at Realta Investment Advisors, Inc. in San Diego, CA, holding a Series 66 designation with five years of industry experience. He previously worked at LPL Financial for seven years before joining Realta Investment Advisors and Realta Equities in 2024. Realta Investment Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and various institutional clients. The firm uses individualized advice to guide asset allocation across multiple investment types and operates platforms offering third-party manager programs and held-away account aggregation.

Daniel Neiman is a financial advisor with Independent Solutions Wealth Management, LLC, based in San Diego, CA, with 24 years of industry experience. He has been involved with Neiman Funds Management LLC since 2009 and serves as a managing member of Peak Reps, LLC, and president of Blackridge Asset Management, LLC. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management across various strategies. The firm emphasizes strategic asset allocation, model portfolio selection, and ongoing manager due diligence.