Charles Goffin is a financial advisor with Wells Fargo Clearing in Mission Viejo, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he serves as a trustee for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Theodosios Drivas is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previous work history at firms including Leapfin, Narvar, Clifton Larson Allen, and White Nelson Diehl Evans. Drivas also supports lead advisors in developing and implementing comprehensive financial plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Douglass Cosgrove is a financial advisor with UBS Financial Services in Laguna Niguel, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with UBS Financial Services and its predecessor, Paine Webber, since 1994. Outside of his advisory role, he serves as a reserve police officer for the Huntington Beach Police Department. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm provides a wide range of services including fee-based financial planning, portfolio management, and institutional trading capabilities.

Michael Russo is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with substantial investable assets, combining research and modeling techniques to provide tax-efficient withdrawal strategies and Social Security claiming advice. The firm delivers advisory, brokerage, and insurance solutions through a broad institutional platform.

Jason Stephens is a financial advisor with Merrill in Laguna Niguel, CA, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colin Peterson is a financial advisor with Fidelity Investments in Mission Viejo, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Farmers Insurance and Second East. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct systematic model portfolios across mutual funds, ETFs, and ETPs.

Brian Hale is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley and Waddell & Reed. He is also involved in Hale Chaplain Ministries, Inc., a nonprofit organization he has been associated with since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with a broad platform that includes financial planning, model portfolios, third-party asset management, and institutional programs.

Jack Azar is a CFP® and ChFC® with 41 years of experience in the financial services industry. He is currently an advisor at Equitable Advisors and has previously worked at firms including Crown Capital Securities and PRUCO Securities. Outside of his advisory role, he is licensed as an insurance agent focusing on property and casualty as well as group health insurance, making referrals to Risk Strategies. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs. The firm utilizes both proprietary and third-party programs, with a focus on matching clients to suitable investment models and managers.

Charles Doering is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, National Association since 2015. Based in Laguna Niguel, CA, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Derek Strombotne is a Planning Consultant at Fidelity Investments, where he currently works to support clients in making informed financial decisions. He emphasizes education in his approach to advising clients and their families. Derek has accumulated professional experience across several roles at Fidelity Investments since 2024, including positions as a Relationship Manager and Investment Solutions Representative. Prior to joining Fidelity, he worked as a Financial Consultant at PruCo Securities LLC from 2022 to 2023. Derek holds a California Insurance License. Outside of his professional work, Derek has personal interests that include comedy, cooking and baking, music, skiing, and surfing.

Daniel Hanna is a financial advisor at Edward Jones in Mission Viejo, CA, holding Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at LPL Financial LLC, JPMorgan Chase Bank, N.A., and Fidelity Investments. He also has experience outside of finance, having worked with Krispy Klean OC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs, managed solutions, and affiliated investment products, operating under a fiduciary standard and maintaining a large national network of advisors and branch offices.

Chase Jenson is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 65 licenses and having eight years of industry experience. Prior to joining LPL Financial in 2023, he worked at Transamerica Financial Advisors and World Financial Group from 2017 to 2023. Outside of his advisory role, he maintains business entities for tax and investment purposes, including Rainmaker Marketing LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various investment approaches.

Kirsten Tangeman Herve is a financial advisor with LPL Financial who holds Series 63, 65, and 66 licenses and has 27 years of industry experience. She previously worked at Ameriprise Financial Services and Protected Investors of America. She is also involved with Tangeman Wealth Management, an investment-related business associated with her LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Scott Brown is a financial advisor with UBS Financial Services in San Clemente, CA, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings and proprietary research to tailor client solutions.

David Lopez is a CFP® with 30 years of industry experience, currently affiliated with OSAIC since 2007. He previously worked at Wealthcare Alliance from 2010 to 2018. Lopez operates a sole proprietorship focused on analyzing clients' insurance needs and making recommendations for life insurance, estate plans, and long-term health care. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with an emphasis on asset allocation, risk assessment, and portfolio construction that includes stocks, bonds, mutual funds, ETFs, and alternative investments.

Jason Somrak is a ChFC® credentialed financial advisor with Edward Jones in Mission Viejo, CA, where he has worked for 15 years. He holds the Series 66 license and has focused his entire industry experience at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Curtis Harris is a CFP® professional with 31 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has been with Cambridge since 2008. Outside of his advisory role, he is involved with a network of independent financial professionals serving physicians and holds additional advisory and insurance-related positions. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of services such as financial planning, investment management, and retirement plan advisories through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies across multiple platforms.

Chris Ferguson is a financial advisor at Wells Fargo Clearing with 22 years at the firm and four years of industry experience. He holds a Series 66 designation and is based in Newport Beach, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Tara Garcia is a Series 66-licensed financial advisor with Edward Jones in San Clemente, CA, where she has worked since 2016. She has two years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Shawn Mulrenan is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017, following a three-year tenure at Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies constructed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of strategic and tactical asset allocation approaches.