Miles Hardin is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with LPL Financial, formerly LINSCO Private Ledger, since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources.

Kevin Dallas is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Dallas coaches middle school baseball at Briarcrest Christian School. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting through various programs and maintains a broad range of portfolio management options supported by firm research and affiliated sub-advisers.

Bailey Smith is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and several other firms since 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

William Sanders is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at MetLife Securities Inc. and New England Securities dating back to 1995. Outside of his advisory role, Sanders serves as Treasurer for the Wilsford Homeowners Association, overseeing financials and budgeting. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs, including educational seminars.

Henry Fyfe III is a financial advisor with RBC Capital Markets in Germantown, TN, holding Series 66, 65, and 63 licenses. He has 39 years of industry experience, including 25 years at Duncan Williams, Inc., followed by roles at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management before joining RBC Capital Markets in 2024. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital markets and affiliated asset management capabilities.

Julius Moody II is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Waddell & Reed, Inc. and his own entity, 6060 Group LLC. Outside of his advisory work, he has served with the Cub Scouts Pack 341. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Andrew Rutland is a financial advisor at OSAIC with a Series 66 designation. He has one year of industry experience, including prior roles at Cornerstone Financial Group and Toll Brothers, Inc. before joining Osaic Wealth. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers. The firm employs proprietary asset-allocation tools and provides both discretionary and non-discretionary portfolio management options.

James Brown Jr. is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James & Associates since 2013. The firm manages approximately $501 billion in assets and serves a diverse client base including individuals, institutions, and municipal entities. Raymond James & Associates offers financial planning, non-discretionary investment consulting, and specialized municipal advisory services supported by a nationwide network of advisers.

Joshua Geary is a financial advisor with Raymond James & Associates in Memphis, TN, holding the Series 66 designation and bringing 10 years of industry experience. He previously worked at Shoemaker Financial Services Inc, Minnesota Life Insurance Co, and Securian Financial Services Inc. He serves as a board member on the finance committee of Peacetree United Methodist Church in Collierville, TN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rosaland Odell is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

William Butler is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. He has worked at several firms including Cetera Investment Services and Hancock Whitney Bank prior to joining J.P. Morgan. Outside of his advisory roles, he has experience in food and hospitality operations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Donald Williams is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with UBS since 2000. Williams serves on the finance committee of St. Peter Catholic Church and is finance director and board member of the River Arts Fest charity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans to clients' goals and risk tolerances.

Robert Young is a financial advisor at Raymond James & Associates based in Memphis, TN, with 24 years of industry experience. He holds a Series 63 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Tyler Hicks is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has worked at FTB Advisors, Inc. for 10 years prior to joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a variety of advisory programs and financial planning services with both discretionary and non-discretionary management options supported by research and model portfolios.

James Shoemaker is a financial advisor at Cetera with 44 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Securian Financial Services, Inc. for over 30 years. He serves as a director for Kingdom Advisors and owns Shoemaker Insurance Solutions, which focuses on fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Michael Stein is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Stein serves as a co-trustee for the Grehl Charitable Foundation, a role he has held since 1979. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Audrey Miller Okhiria is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has worked with Cetera since 2013 and has a long tenure at Regions Bank starting in 1999. Outside of advising, she serves as a board member and treasurer for Rust College. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm operates a multi-manager platform with a range of program options and oversees more than $256 billion in assets.

Kathryn Perry is a financial advisor at Raymond James & Associates with 22 years of industry experience. She has been with Raymond James & Associates since 2012. Outside of her advisory role, Perry serves on the board of a recreational club where she oversees social functions and holds a vice president position in a privately owned business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on various portfolio management styles and affiliated research to deliver tailored investment advice.

Thomas Eldred is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at First Horizon Bank and First Horizon National Corporation for a combined 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management, with access to research, model portfolios, and technology-driven solutions.

John Wheeler is a financial advisor at Merrill in Memphis, TN, holding a Series 66 designation with 18 years of industry experience. He has been with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.