Nicholas Mc Caleb is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Cetera and Loflin Yard. Outside of finance, he was involved with the West Alabama Soccer Officials Association for two years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools to analyze client goals and deliver written recommendations.

Clarence McClain is a financial advisor with LPL Financial in Memphis, TN, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at First Horizon Advisors, Fidelity Investments, Cetera Investment Services, Raymond James, Regions Bank, and Northwestern Mutual. Outside of advising, he is the business owner of McClain Financial Group LLC and LMM Wellness LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with research and model portfolio options.

Brian Holladay is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings a comprehensive approach to wealth management by actively listening to clients and collaborating with them to develop strategies tailored to their individual needs. Brian integrates investment insights from Merrill Lynch with the banking services of Bank of America to address multiple aspects of his clients’ financial lives. With seventeen years of experience, Brian’s expertise includes equity compensation services, family wealth management strategies, legacy planning, small business strategies, and retirement income. He holds a Bachelor’s degree from the University of Mississippi and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Brian is also involved with the Boys and Girls Club of Greater Memphis. Brian and his wife Molly live in Memphis. Outside of his professional work, he enjoys basketball, football, golfing, skiing, and traveling. He has been recognized as part of the Williams Kinney Holladay & Associates team named to the Forbes Best-in-State Wealth Management Teams list in 2023 and 2024, as well as included in the Financial Times 401 Top Retirement Advisers list.

Thomas Lambert is a financial advisor at LPL Financial in Memphis, TN, holding a Series 66 designation. He joined LPL Financial in 2025 and has prior experience at First Horizon Bank, Morgan Stanley, and the University of Tennessee, Knoxville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and retirement consulting.

John Matthews is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and Strategic Financial Partners, among others. Matthews also has experience outside of finance, having been employed at Mossy Oak Golf Course and in education at Mississippi State College and Jones County Jr. College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, with financial planning engagements structured as annual, collaborative relationships focusing on client goals and investment strategy recommendations.

Crystal Buchholz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors in multiple roles since 2015, as well as a brief tenure at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charles Mckinney is a financial advisor with LPL Financial based in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2021 and previously worked at Waddell & Reed, Inc. from 2009 to 2021. Outside of his advisory work, Mckinney is actively involved in youth lacrosse organizations and serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, utilizing discretionary and non-discretionary management approaches along with research-supported model portfolios.

Charles Lynn III is a financial advisor with Wells Fargo Clearing in Memphis, TN. He holds Series 63 and Series 65 designations and has two years of industry experience. Prior to his current role, he worked at Wells Fargo Bank and has experience in other sectors including a position at Storyville Coffee. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions supported by extensive research and analytics.

Colin Miller is a ChFC® credentialed financial advisor with 34 years of industry experience, currently with Cambridge Investment Research Advisors. He has worked with Cambridge Investment Research, Inc. and Red Oak Capital Managers since 2007. Outside of his advisory role, Miller serves as Camp Commander for the Robert E. Lee Camp #1640 of the Sons of Confederate Veterans, a historical-focused civic group in Germantown, Tennessee. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management options and proprietary and third-party investment strategies.

Richard Coleman is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at FTB Advisors, Inc. and First Tennessee Brokerage. Coleman is based in Memphis, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.

Guy Loftin is a financial advisor with LPL Financial in Memphis, Tennessee, holding Series 63 and Series 66 credentials and having 43 years of industry experience. He has been with LPL Financial and its predecessor firm LINSCO Private Ledger since 2006. Outside of his advisory role, Loftin serves on the board of the Olive Branch Country Club in Mississippi. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and institutional programs.

Charles Durham II is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Skinner is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and also delivers institutional consulting and public finance services.

Stephen Chandler is a financial advisor with LPL Financial in Memphis, TN, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Service Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Karen Doss is a financial advisor at Raymond James & Associates in Memphis, TN, holding a Series 66 designation with 20 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and governmental entities, providing wealth advisory planning and investment consulting with a focus on non-discretionary portfolio recommendations and integrated public finance services.

Miles Hardin is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with LPL Financial, formerly LINSCO Private Ledger, since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources.

Kevin Dallas is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory work, he serves as a middle school baseball coach at Briarcrest Christian School. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, including municipal client support and investment banking capabilities.

Bailey Smith is a financial advisor with J.P. Morgan Securities in Memphis, TN, holding a Series 66 designation and three years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Bailey worked at Minnesota Life Insurance Co, Shoemaker Financial, and Securian Financial Services, Inc. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

William Sanders is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at MetLife Securities Inc. and New England Securities dating back to 1995. Outside of his advisory role, Sanders serves as Treasurer for the Wilsford Homeowners Association, overseeing financials and budgeting. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs, including educational seminars.

Henry Fyfe III is a financial advisor with RBC Capital Markets in Germantown, TN, holding Series 66, 65, and 63 licenses. He has 39 years of industry experience, including 25 years at Duncan Williams, Inc., followed by roles at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management before joining RBC Capital Markets in 2024. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital markets and affiliated asset management capabilities.