Thomas Cline is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, with 23 years of industry experience. He holds a Series 66 credential and previously worked at Wells Fargo Advisors from 2009 to 2021. Outside of his advisory role, he serves as a board member for the United Way of Roanoke Valley. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses. The firm’s client process involves IAR-led assessments to tailor investment allocations using fundamental, quantitative, and technical analysis across various asset classes.

Tiffany Ku is a financial advisor with TLG Advisors, Inc., holding Series 66 and Series 63 credentials and two years of industry experience. Her prior work includes roles at The Leaders Group Inc, IPGH Private Client Insurance Services, CTBC Bank USA, and JP Morgan. Outside of advisory work, she is involved in life insurance brokerage and client services management through IPGH Private Client Insurance Services. TLG Advisors serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm focuses on manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, offering both traditional portfolio management and digital investment programs.

Hannah Smith is a financial advisor at Truist Advisory Services in Charlotte, NC, holding Series 65 and Series 63 licenses with five years of industry experience. Her prior roles include positions at Beneficial Investments and Robinson & Stith Insurance. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

William Magill is a financial advisor with Private Advisor Group, LLC and holds a Series 66 credential. He has eight years of industry experience, including prior roles at Edward Jones and LPL Financial. Outside of his advisory work, Magill is involved with a local brewery in Huntersville, NC, where he contributes significant time each month. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives, leveraging a variety of custodians, model strategists, and third-party asset managers.

Jason Woloszyn is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His prior roles include positions at LPL Financial and Fisher Investments. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and customized investment solutions, while offering operational and compliance support to affiliated advisors.

Shawn Thompson is a financial advisor with Empower Advisory Group in Charlotte, NC, holding Series 66 and Series 63 licenses and 24 years of industry experience. His prior roles include positions at LPL Financial, Alight, and Retirement Clearinghouse. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates through point-in-time financial plans and optional managed accounts.

Jacob Schmidt is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Charlotte, NC. His prior roles include positions at The Vanguard Group and Facet, and he has spent four years as a self-employed professional. Outside of finance, Jacob is also a musician and performs as a singer. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models, while final trading decisions remain with the clients.

Natasha Allen is a financial advisor with CWM, LLC based in Charlotte, NC. She holds a Series 66 designation and has three years of industry experience. Prior to joining CWM, she worked at Edward Jones for three years and has founded Natasha N. Allen, LLC, a consulting business focused on coaching women who struggle with emotional eating and weight loss. She is also a skills development coach at the Life Purpose Institute. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary account management using model portfolios supported by fundamental and technical analysis, third-party sub-advisors, and customization tools, with a particular emphasis on retirement plan services and fiduciary processes.

Brett Schmidt is a CFP® with 14 years of experience in the financial services industry. He currently works at Truist Advisory Services and has held roles within related Truist entities and BB&T since 2012. Schmidt serves as the Charlotte Chapter President for the Foundation Fighting Blindness, where he organizes events and leads community efforts to raise awareness and funds for inherited retinal diseases. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, implementing advice through discretionary and non-discretionary manager relationships supported by third-party platforms and enhanced by AI-enabled research tools.

Gary Spencer is a financial advisor with Truist Advisory Services in Charlotte, NC. He holds a Series 66 designation and has three years of industry experience. Prior to his current role, he worked at Baldwin Risk Partners and S&P Financial Group, among other positions. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary manager arrangements and uses AI-enabled tools to support its research and manager selection processes.

Vincenzo Atkinson is a CFA® charterholder based in Charlotte, NC, with nine years of industry experience. He has been with SunTrust Advisory Services LLC and SunTrust Bank since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers a range of services including asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Steven Giguere is a financial advisor with &Partners based in Davidson, NC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC from 2014 to 2024. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, providing investment management and financial planning through a blend of proprietary and third-party strategies with ongoing monitoring and account reviews.

Eric Robbins is a financial advisor at PNC Wealth Management in Charlotte, NC, holding Series 65 and Series 66 licenses with six years of industry experience. His career includes roles within various PNC Investments entities since 2018 and prior experience at Marriott Vacation Club. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering that uses algorithm-driven risk assessments and delegated portfolio management.

Eduardo Gelpi is a financial advisor with T. Rowe Price Advisory Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior roles include positions at Edelman Financial Engines, LPL Financial LLC, Ameriprise Financial Services, and Wells Fargo Advisors. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily using proprietary mutual funds and ETFs for individual investors and households with retirement goals.

Lara Ferguson is a CFP® with five years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. since 2022. She previously worked at LPL Financial, LLC and DaVinci Financial Designs from 2020 to 2022. Outside of finance, she was involved with Southern Comforts Consignments and served at Sandy Springs United Methodist Church. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing ETF-based portfolios and a proprietary risk assessment, as well as a Managed Account program.

Abel Rizzo is a financial advisor at Empower Advisory Group in Charlotte, NC, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Empower Advisory Group, he worked at various hospitality firms including Wurst Haus and Union Kitchen. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Kelly West is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding a Series 66 designation and nine years of industry experience. She has worked with First Citizens Investor Services and First Citizens Bank since 2016. Outside of her advisory role, West owns an online resale shop and participates in direct/network marketing ventures. First Citizens Investor Services serves a range of clients including individuals, pension plans, and charitable organizations, providing advisory and brokerage services through IARs and third-party Portfolio Managers. The firm employs fundamental, quantitative, and technical analysis in portfolio management and offers services such as financial planning, tax-aware strategies, and automated investing platforms.

Andrea Smith is a financial advisor at HB Wealth with seven years of industry experience. She holds Series 63 and Series 65 credentials and has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across a range of public and private investment strategies and offers outsourced chief investment officer (OCIO) and institutional advisory services.

Jessica Council Verner is a financial advisor at Truist Advisory Services in Charlotte, NC, holding a Series 66 designation. She has worked in various roles within the Truist organization since 2017 and has experience outside the financial industry as a co-owner of Proof Bar and Lounge from 2016 to 2019. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, offering services such as asset allocation analysis and fiduciary support. The firm uses a combination of discretionary and non-discretionary strategies, supported by third-party platforms and AI-enabled research tools.

Eric Stanwick is a financial advisor at PNC Wealth Management with 22 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at firms including LPL Financial, Wells Fargo, MassMutual, and MetLife. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees with PNC Bank online credentials. The program uses algorithm-driven model strategies managed by PNC or third-party strategists and executes investments primarily in mutual funds and ETFs.