Gregory Jean Baptiste is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His career includes roles at Wells Fargo and academic positions at Utah Valley University and Brigham Young University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Terrell Whitmore is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Vanguard in 2025, he worked at Bank of America and Merrill Lynch from 2022 to 2025, among other roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Mark Johnston is a CFP® professional with 27 years of experience in the financial industry. He has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1999 and currently serves as an advisor at Vanguard Advisers. In addition to his advisory role, he is contracted with DoorDash for food delivery services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach that incorporates personalized asset allocations and tax-aware portfolio features. The firm manages a large client base with over 2,200 advisors and emphasizes digital delivery alongside tailored investment solutions primarily using Vanguard funds and ETFs.

Michael Marasco is a financial advisor at J.P. Morgan Securities LLC with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan in various roles since 2019. His background also includes experience at Dillard's, General Atomics, Hickories Smokehouse, Cannon Constructors, and the Poway Unified School District. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Samuel Moran is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and 17 years of industry experience. Before joining Vanguard in 2026, he worked for 20 years at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as an executor and holds power of attorney for his father in Prescott, AZ. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Lisa Riter is a CFP® professional with 31 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. She has worked with Vanguard and its affiliates since 1998. In addition to her advisory role, she is the owner of Blue Sky Properties LLC, a real estate business based in Asheville, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, combining scale and digital delivery with personalized asset allocation strategies.

Kristen Thomas is a financial advisor with Cetera, holding CFP® and Series 66 credentials, and has nine years of industry experience. She has worked at firms including LPL Financial, Federated Investment Counseling, and currently operates her own garden consulting business, Southern Rooted Gardens. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supporting both discretionary and non-discretionary accounts through a network of over 10,000 advisors.

Phillip Turner is a financial advisor at Vanguard Advisers with 13 years of industry experience. He has been with The Vanguard Group since 2013 and was self-employed from 2018 to 2020. Turner holds Series 63 and Series 65 licenses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering a range of customization options including ESG preferences.

Nicholas Caropreso is a financial advisor with Edward Jones in Mooresville, NC, holding a Series 66 designation. He joined Edward Jones in 2026 and has prior professional experience at Lowe's Companies Inc., Johnson & Johnson, Unilever, and Pinnacle Foods. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jeb Milam is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has seven years of industry experience, including a 30-year tenure at Wells Fargo Advisors and Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary asset allocation models and predominantly constructs portfolios from Vanguard funds and ETFs.

Scott Atkinson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and LPL Financial. He is also an employee of The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering various customization options and managing a large client base through a combination of technology and team support.

Jesse Riley is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63 and Series 65 credentials. He has one year of industry experience and has been with Wells Fargo Bank and its affiliates since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Thomas Sparkman is a financial advisor with Vanguard Advisers in Charlotte, NC, holding CFP® and Series 63 credentials and nine years of industry experience. He has been with The Vanguard Group, Inc. since 2017. Outside of his advisory role, he participates in healthcare training webinars as a demonstration patient and contributes as a focus group participant in multiple marketing research firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Jake Rothert is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and four years of industry experience. He has been with Vanguard since 2021, including roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group. Outside of advising, he has been involved with CharBar7 since 2015. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice, utilizing a goal-based, algorithm-driven approach with personalized asset allocations primarily composed of Vanguard funds and ETFs. The firm manages a large client base with over 2,200 advisors, emphasizing digital delivery and a team servicing model.

Gordon Hasslinger is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at Oppenheimer & Co. Inc. and various mortgage and resource companies. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, primarily constructing portfolios from Vanguard funds and ETFs, and manages a large client base through its digital platform and team servicing model.

Jaime Bell is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Brookstone Capital Management and H.E. Scheil & Associates, Inc. Bell is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing customization and tax-aware strategies.

Natasha Rufino Da Silva is a Financial Advisor with Merrill Lynch Wealth Management, serving the Suburban Philadelphia market. She is recognized as Merrill’s only African American advisor in the region and collaborates with an award-winning team that includes partners with over 40 years of experience. Drawing upon her athletic background, Natasha applies a disciplined and focused approach to her work with high net worth families and individuals. Her expertise spans advising medical professionals, athletes, business owners, and affluent families on various aspects of financial life, including wealth growth and preservation, retirement planning, managing new wealth, and tax minimization. Natasha emphasizes personalized strategies tailored to each client’s unique financial goals and has a commitment to educating her community on financial literacy, especially empowering Philadelphia’s youth. Natasha holds a Bachelor’s degree from Saint Joseph’s University and completed an Accredited Certificate Program at Temple University. She carries several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is involved with community organizations such as Big Brothers Big Sisters of America and Tri State Black Men in Medicine. Fluent in English and Yoruba, Natasha focuses on clear communication to help clients understand financial strategies and market conditions.

Brian Wallace is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 11 years of industry experience. He previously worked at LPL Financial for eight years before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Jean Boutym is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and six years of industry experience. His work history includes roles at Wells Fargo Clearing Services and Robert Half Staffing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes discretionary services, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Torres is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at E*TRADE Securities LLC and TIAA-CREF. Outside of his advisory work, he owns an e-commerce business, GroovyCoconut, Inc. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling as part of its advisory process.