Jesus Gutierrez Chavez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. His prior work history includes roles at Fidelity Investments, Charles Schwab Bank, Charles Schwab, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sonal Tiwari is a Planning Consultant at Fidelity Investments, a position she has held since 2026. In this role, she focuses on assisting clients with comprehensive planning by understanding their unique situations and goals. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2025 to 2026, a Client Service Associate at UBS from 2024 to 2025, and a Wealth Management Client Associate at Merrill Lynch from 2022 to 2023. She also held the position of Multi Unit Team Leader at H&R Block in 2020. Sonal holds a California Insurance License, which supports her expertise in providing financial planning and insurance solutions. Outside of her professional work, she enjoys cooking and baking, spending time with her family, listening to music, reading, and traveling.

Adeline Bellot is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and nine years of industry experience. She has been associated with LPL Financial since 2015 and also provides investment advisory services through Mariner Independent Advisor Network, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations across a national network. The firm offers a range of financial planning and advisory programs, with both discretionary and non-discretionary management supported by various model portfolios and research resources.

Joycelyn Tran is a financial advisor at Wells Fargo Advisors with four years of industry experience and holds the Series 66 designation. Prior to joining Wells Fargo Advisors in 2026, she worked at LPL Enterprise and Pruco Securities LLC, and has experience with The Prudential Insurance Company of America. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Amy Mallo is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and 25 years of experience with the firm since 2001. She serves as a co-trustee in a fiduciary capacity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Eugene Mendoza is a Series 66-licensed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities in San Jose, CA. His prior experience includes roles at Wells Fargo Bank, Citigroup, Merrill, and Bank of America. Outside of his advisory work, he owns and manages a rental property in Sacramento, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates with a non-discretionary approach, combining institutional advisory services with broker-dealer and investment adviser registrations.

Kevin Ma is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans by leveraging Fidelity's holistic strategies and offerings. He focuses on understanding clients' short and long term goals to provide personalized financial guidance. Prior to joining Fidelity Investments in 2024, Kevin worked as a Financial Solutions Advisor at Merrill Lynch from 2021 to 2024. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related financial matters. Outside of his professional role, Kevin has interests in cooking, baking, and running.

Geetanjali Joshi is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she worked as an Investment Consultant at Fidelity Investments from 2024 to 2025. She has accumulated over 19 years of experience in financial and wealth planning, including roles as a Registered Wealth Management Client Associate at Merrill Lynch Wealth Management from 2022 to 2024 and as a Wealth Advisor at Auric from 2005 to 2017. Early in her career, she was an Officer at Alpic Finance Ltd between 1995 and 1999. Geetanjali is licensed in insurance in California. Throughout her career, she has emphasized providing sound and trustworthy guidance to her clients, leveraging the resources of her firm to support their financial journeys. Outside of her professional work, Geetanjali is interested in art, family activities, social events with friends, traveling, volunteering, and yoga.

Charley La Ragione is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, he held roles at Uber, DoorDash, Bay Club, San Diego State University, and Los Gatos High School. He is also involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies in delivering its services.

Chandra Foster is a financial advisor with Charles Schwab in Los Altos, CA, holding Series 63 and Series 66 credentials and 12 years of industry experience. Foster has been with Charles Schwab and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jeremy Belnas is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and proprietary planning tools.

Kristopher Suhr is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Financial Solutions Advisor, he works closely with individuals and families to understand their unique financial needs and provide guidance on investment strategies, retirement planning, and wealth management. Kristopher enjoys getting to know clients personally to develop tailored strategies that align with their financial goals. He offers assistance ranging from general investing to planning for retirement and preparing for unexpected events. His approach emphasizes ongoing advice and guidance to adapt to changing client needs. He holds a Bachelor's Degree from the University of Nevada - Reno and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Kristopher's personal interests include basketball, biking, boating, camping, and scuba diving.

Jack Chen is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at East West Bank and Charles Schwab Bank. He also spent several years in full-time education before entering the financial services field. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated, large-scale operational structure.

Brandon Nguyen is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has extensive experience in the financial services industry, having previously served as a Financial Solution Advisor at Merrill Lynch, Pierce, Fenner & Smith in 2018, and as a Chase Private Client Advisor at JP Morgan Securities from 2010 to 2018. Brandon holds a California Insurance License which supports his advisory roles. His professional approach is centered on helping clients strive for their financial goals. Outside of his professional life, Brandon is involved in family activities and parenthood.

Jin Shin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His career includes roles at J.P. Morgan Chase Bank and Arthur J. Gallagher & Co. Risk Placement Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Mia Li is a Planning Consultant at Fidelity Investments, a position she has held since 2024. In this role, she focuses on helping clients strive for their financial goals through a client-centered approach. Prior to her current role, Mia worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. She also has experience as a Financial Solutions Advisor and Banker at Bank of America between 2020 and 2022. Mia holds a California Insurance License. Outside of her professional career, Mia enjoys activities such as badminton, visiting museums, painting, snowboarding, and traveling.

Lanette Carey is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to her advisory role, she receives compensation for sales and referrals related to loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-driven strategies and limited separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plan management.

John Plaza is a financial advisor with OSAIC based in San Jose, CA, holding Series 63 and Series 65 licenses and offering 39 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for over two decades. He is also involved in term life insurance marketing and sales through his brokerage activities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services using systematic asset-allocation tools and offers access to a range of investment products and third-party managed accounts.

Wei Hua is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investment options.

Linh Tue Nguyen is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.