Yoav Karni is a financial advisor with Cambridge Investment Research Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked with West Coast Financial Wealth Management and maintained independent advisory roles since 2001. Outside of his advisory work, Karni is a general agent for life, disability, and Medicare insurance products. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a range of portfolio management and model-based solutions.

Sean Mc Cue is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. Prior to joining Edward Jones in 2023, he spent 18 years at JP Morgan Chase. Outside of his advisory role, he owns and self-manages rental duplex properties in Spokane, WA, and Concord, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and pension plans. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services supported by a large network of financial advisors and branch offices nationwide.

Auropuja Markus is a financial advisor at Edward Jones in Walnut Creek, CA, holding CFP®, ChFC®, and Series 66 designations with 14 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she owns a rental property in Lincoln, CA, which is managed by a property management company. Edward Jones serves more than four million individual and institutional clients, offering a wide range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its large retail advisor network and additional capabilities such as a trust company and securities-based lending options.

Kellen Ali is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 license and 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Casey Cremen is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan, Casey worked at First Republic Bank for seven years. He is also a co-owner of ACE Wine Co LLC, a small wine business involved in producing and selling wine. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Lee Coburn is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team serving high net worth and ultra high net worth clients. His practice focuses on retirement and multi-generational planning, concentrated stock and executive compensation strategies, liquidity event planning, charitable giving and family foundations, and sustainable and values-based investing. Lee holds the Chartered SRI Counselor (CSRIC) designation and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Lee holds a bachelor's degree from the University of Pennsylvania and has a background in behavioral finance from the Harvard Kennedy School. Before his financial career, he was a Division I Lacrosse co-captain, experience that informs his disciplined and team-oriented approach to client service. He has served as a member of the Merrill Financial Advisor's Advisory Council to Management (ACTM), representing Merrill Advisors in liaison to senior leadership. Beyond his professional work, Lee is committed to mentorship and leadership in his community. He founded Merrill's East Bay Women's Exchange and BAWLers (Bay Area Women Leaders), forums that foster connection and professional development for women. He serves on the Merrill SF/East Bay Board and has coached youth soccer and lacrosse. His personal interests include golfing, running marathons, soccer, yoga, and spending time with his family.

Winston Thomas is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and UBS Financial Services throughout his career. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis methods.

Haocheng Cai is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank NA as well as at Citigroup and Morgan Stanley prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate managers and options, offering both brokerage and advisory solutions across a broad platform.

Ryan Winters is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2015. Outside of his advisory role, he is a member and manager of Sakura Holdings LLC, a real estate investment entity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis models.

Gregory Wiggins is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors, LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, serving plan sponsors with tailored investment solutions and acting as an ERISA fiduciary when providing investment advice.

Elisabeth Andreason is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her career at Morgan Stanley includes roles with Morgan Stanley & Co., Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

David Shackelford is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic support in its recommendations.

Vanessa Campos is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and integrates an ESG eligibility framework when recommending investment strategies.

Andrew Parrott is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Edward Jones and Clifford Square Wealth Advisors. Outside of his advisory duties, he serves as president of the Lamorinda Rugby Football Club and as secretary of the Lafayette Water Polo Foundation board. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing affiliated and third-party managers across various program structures and custodial relationships.

Jamie Lunge is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nathaniel Hintz is a financial advisor with LPL Financial in Alamo, CA, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Insight Wealth Strategies, Mutual Securities, Lincoln Financial Advisors, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a network of over 22,800 advisors with a broad range of advisory and brokerage services.

Michael Isola is a CFP® professional with 27 years of experience in the financial industry. He is affiliated with RBC Capital Markets and has worked at both RBC Capital Markets since 2012 and City National Bank since 2018. Outside of his advisory role, he serves as secretary treasurer of Oakland Land & Cattle Company, a nonprofit private hunting club in California. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles.

Patrick Greening is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1990 following a career in hospitality management. Patrick specializes in providing comprehensive wealth management strategies to individuals, families, businesses, and non-profit organizations. His expertise includes divorce transition planning, personal retirement planning, portfolio management services, and working as a Retirement Benefits Consultant focusing on retirement plans such as 401(k), 403(b), Defined Benefit, and Non-Qualified Retirement Plans. Patrick holds an Associate's Degree from Macomb Community College and a Bachelor's Degree in Business Administration from Michigan State University. He is a Certified Financial Planner (CFP) certificant, a Chartered Financial Consultant (ChFC), and a Certified Plan Fiduciary Advisor (CPFA). His approach emphasizes aligning financial strategies with clients' short and long-term goals, encompassing areas such as debt and home financing, estate planning, and wealth transfer. Outside of his professional work, Patrick has been involved in coaching youth rugby and soccer, served on the board of the East Bay United Soccer Club, and is a member of the American Cancer Society Relay for Life Team in South San Francisco. He enjoys cooking, fishing, gardening, hiking, hunting, skiing, spending time with his family, and traveling.

Shawn Sladek is the founder and leader of The Sladek Thompson Group, a wealth management team based in the San Francisco Bay Area operating within Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1997 and has been recognized nationally as a leading financial advisor, appearing on Forbes' "Best-in-State Wealth Advisors" list for nine consecutive years from 2018 to 2026. His team provides tailored services including discretionary portfolio management, stock option analysis, retirement planning, hedging and monetization of concentrated equity positions, life insurance analysis and funding, and wealth preservation and transfer. Shawn holds a Bachelor's degree in Economics and Business from the University of Arizona and the Certified Investment Management Analyst (CIMA) designation, administered by the Investments & Wealth Institute and taught in conjunction with The Wharton School at the University of Pennsylvania. He also holds the Personal Investment Advisor (PIA) designation. Shawn serves as a regular speaker in Merrill's advanced training programs covering wealth planning, asset allocation, trusts and estate planning. Outside of his professional role, Shawn, along with his wife Raymie and their two sons, is involved in philanthropic activities, dedicating significant time to The Food Bank of Contra Costa County and The White Pony. He participates in community organizations such as the San Ramon Valley Little League and the University of Arizona Rugby Club, and has personal interests including basketball, cooking, fishing, football, golfing, music, skiing, traveling, yoga, and spending time with his family.

Katelyn Kennedy is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and previously worked at O'Melveny & Myers LLP for three years. Kennedy has an investment interest in a real estate partnership but does not have a direct role in its management. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor client strategies.