Mark Hentz is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Swim Safe Pool Management, Lexus River Center, and Ruwe Family Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs, and engages in advisory roles for registered investment companies and fund-of-funds.

Andrew Beckman is a CFP® professional with 11 years of industry experience, currently affiliated with Fidelity. His prior experience includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, and Key Investment Services, LLC. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various investment products.

Kevin Broxterman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2007. Prior to this role, he worked as a Financial Service Representative at Fidelity Investments from 2000 to 2006. Throughout his career at Fidelity, he has followed the standards set by the CFP Board, prioritizing clients' interests in his financial planning and guidance. Kevin holds insurance licenses in Arkansas and California, supporting his work in financial consulting. He values building relationships with clients and focuses on strategies that enhance growth potential while minimizing risk. Outside of his professional work, Kevin is interested in fitness, football, social events with friends, parenthood, and pets.

William Anderson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and two years of industry experience. He has worked at multiple Cetera entities and Efficient Advisors, and he also manages administrative duties at Anderson Financial. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Richard Spurlock is a Wealth Management Planning Consultant at Fidelity Investments, a role he has held since 2019. In this capacity, he focuses on addressing the unique financial service needs of his clients and their families, aiming to build strong relationships grounded in trust, reliability, and competency. He has been with Fidelity Investments since 2007, gaining experience in various positions including Service Representative, Premium Services Representative, Private Client Group Representative, and Client Services Help Desk. This progression reflects a comprehensive understanding of client services within the financial sector. Outside of his professional responsibilities, Richard enjoys activities such as bowling, fishing, golf, and spending time with his pets.

Kristopher Keefe is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He previously worked at RDI Corporation and has been involved in the restaurant business as a bartender at Jefferson Social LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Carly Chafin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she was involved with Luckman Coffee Company for over a decade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction with a focus on mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and constructs model portfolios for intermediary platforms.

Gerald Barone is a CFP® and PFS™ with 28 years of industry experience. He has worked at Avantax Advisory Services and Avantax Investment Services before joining Cetera in 2025. In addition to his advisory work, he is a Certified Public Accountant involved in tax preparation and accounting through his own firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management and financial planning through a large network of independent advisors and a multi-manager platform with a range of program options and custodial relationships.

Alexander Malof is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Fidelity Investments and ProCourse Fiduciary Advisors, among other positions. Outside of finance, he had a one-year involvement with Wicked Pickle. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing multi-manager and fund-of-funds strategies.

KC Galbraith is a Financial Consultant at Fidelity Investments, where they have been serving since 2024. They have held multiple roles within Fidelity Investments since 2021, including Benefits & Planning Consultant and Workplace Consultant III. Prior to Fidelity, KC worked as an Investment Officer and Financial Advisor at Huntington National Bank from 2019 to 2021, Senior Financial Specialist at PNC from 2016 to 2019, and Financial Advisor at Edward Jones from 2014 to 2016. As a Certified Financial Planner(r), KC focuses on Investment Strategy, Retirement Planning, Income Protection, and Family Legacy Considerations. They emphasize a thoughtful, goal-oriented approach to connect with clients and develop long-lasting personal relationships to guide their financial futures. KC holds insurance licenses in Arkansas and California. Outside of their professional work, KC enjoys activities such as spending time at the beach, fitness, golf, and traveling.

Scott Hacker is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2004. Outside of his advisory role, he performs as a guitarist in clubs and events in Cincinnati. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and provides oversight through affiliated and unaffiliated sub-advisers.

Diane Deck is a financial advisor at UBS Financial Services with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Amanda Beckerich is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Brokerage Services and Fidelity Investments since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, leveraging proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm serves in advisory roles for registered investment companies and offers model portfolios through systematic methodologies and long-term asset allocation benchmarks.

David Salada is a financial advisor with Fidelity, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Fidelity, he was self-employed from 2022 to 2025 and worked at The Sparrow Agency from 2010 to 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is registered as a commodity pool operator and serves as an adviser to multiple registered investment companies and fund-of-funds.

James Grace is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various capacities within Fidelity and its affiliated companies since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base and participates in activities such as commodity pool operations and advisory roles for multiple registered investment companies.

John Maddrill IV is a CFP® with 31 years of experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2022. His prior roles include positions at The O.N. Equity Sales Company, Ohio National Financial Services, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is the owner of Happy 2 Brewing Company in Cincinnati. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a variety of investment solutions through a network of independent Financial Professionals, utilizing both proprietary and third-party model strategies.

Theodore Siffel is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliate since 2004. Outside of his advisory role, he manages staff and office operations through TMTS, LLC, and owns Copper Path Financial Advisors, LLC, which supports his Ameriprise business. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Andrew Jostworth is a financial advisor with Ameriprise in Crestview Hills, KY, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameriprise, he worked at THOR Investment Management Inc. for five years. Outside of his advisory role, he serves as an assistant freshmen football coach at Archbishop McNicholas High School. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kirk Carr is a Planning Consultant at Fidelity Investments, where he has been contributing since 2010. Prior to this role, he worked as a Private Client Group Associate at Fidelity Investments from 2005 to 2010. In his professional capacity, Kirk focuses on establishing trusted relationships with families and households to support their financial success throughout retirement or other financial objectives. Kirk holds insurance licenses in Arkansas and California, which complement his expertise in financial planning. Outside of his professional work, he pursues personal interests including comedy, concerts, cooking and baking, hiking, outdoor adventures, and skiing.

George Nofel is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Fidelity Brokerage Services LLC since 2014 and Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.