Andrew Hickey III is a financial advisor at Osaic with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, Inc. and Capital One advisors. Hickey is also a partner at Symmetry Financial Partners, where he engages in insurance sales and financial planning. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing asset allocation tools, risk assessments, and automated portfolio rebalancing across multiple asset classes.

Scott Martin is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He acts as a personal representative for his mother's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Jordan Toepel is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He previously worked at Nuveen Investments for 15 years and Calamos Investments for two years. Outside of his advisory role, he is involved in youth soccer coaching, serving as an assistant coach for Christos FC and owning Everything Hurts, LLC, through which he coaches for the Liverpool International Academy Central MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive retail advisor network, affiliated trust company, and securities-based lending options.

Andrew Kadala is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked at Cetera Advisors LLC since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his firm work, he is involved as an investment advisor with Fishing Creek Financial LLC, a financial services business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and has over 10,000 advisors managing more than $256 billion in assets.

Venus Wilson is a Series 66-licensed financial advisor with Thrivent Investment Management in Bowie, MD, bringing 20 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Outside of her advisory role, Wilson serves as an advisory board member for the Maryland Insurance Administration, providing input on licensing issues related to life and health advisors. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm’s approach includes written recommendations on various planning topics and the option to combine planning with managed-account services under a consolidated billing system called “WealthPlan.”

David Greeley is a Series 66 credentialed financial advisor with 11 years of industry experience, currently serving clients at Edward Jones in Hanover, MD. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fred Sherrill is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 20 years of industry experience, including roles at City National Bank since 2017 and RBC Capital Markets LLC since 2008. Outside of finance, he is involved in a residential real estate development company as managing director and is an active owner of a small private company related to interior design. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Andrew Dans is a financial advisor at Fisher Investments with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at MML Investors Services, MassMutual Life Insurance Co., Ameriprise, American General Life Insurance, and AIG Capital Services. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process with a five-member committee and uses tax-aware strategies alongside defensive tactics to manage risk and positioning.

Kirk Michel is a financial advisor at Thrivent Investment Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including WesBanco Securities, Morgan Stanley, E*TRADE Securities, and TIAA-CREF. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial planning without discretionary trading authority. The firm combines planning with managed-account programs under separate but consolidated arrangements and serves clients through a network of financial advisors.

Paul Burdett Jr. is a financial advisor at Raymond James Financial with 43 years of industry experience. He has held roles at Raymond James Financial Services, Inc. since 1999 and previously worked at Capitalist Investment Services from 2004 to 2024. He holds Series 63 and Series 65 credentials. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through client interviews and risk profiling.

Charles Menk III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Tensley Consulting, and The MITRE Corporation. He is also president and CEO of The CGMA Group LLC, an independent business he has led since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by model portfolios, third-party research, and various management strategies.

Jessica Costello is a Wealth Management Advisor at Merrill Lynch Wealth Management based in Annapolis, Maryland. She assists clients in creating personalized strategies aimed at achieving their financial goals, focusing on areas such as college education planning, legacy planning, personal retirement planning, women's wealth, and retirement income. Jessica emphasizes placing the client at the center of the wealth management process by discussing individual concerns and priorities to develop meaningful financial goals and corresponding investment strategies. Jessica began her career in the securities industry in 1996 with Legg Mason and joined The O'Malley Stansbury Group at Merrill in 2010. She holds a Bachelor's degree in Business Administration from the University of Delaware and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her team has been recognized by Forbes as one of the Best-in-State Wealth Management Teams in 2023, 2024, and 2025. Residing in Annapolis with her husband Tom and son Jack, Jessica enjoys skiing, boating, and watching the Washington Capitals. She is also involved in the community through participation in the organization Clothing Our Kids.

John Barnes is a financial advisor at Raymond James Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Raymond James Financial and its affiliates since 2010. Barnes also owns and manages rental real estate properties in Severna Park, MD. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, using asset allocation analysis and firm research to develop tailored recommendations.

Collin Fleming is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Shore United Bank, Fort Lauderdale Country Club, The Cannon Club, Disney, and Wingate University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Thomas Digirolamo is a financial advisor with Primerica Advisors in Annapolis, MD, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been with Primerica Advisors since 1995 and currently operates Digi Financial. Outside of his advisory role, he is a partner in a restaurant and catering business and is the owner of a book titled The S.O.B. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses a wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

John Snowden is a CFP® with 25 years of industry experience, currently serving as a financial advisor at LPL Financial since 2012. He operates in Edgewater, MD, and is also associated with Thomas Point Financial, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Amy Smith is a PFS™ credentialed advisor with Cetera in Annapolis, MD. She has been in the financial industry since 2007, including roles at HeimLantz Financial Advisors, LLC and HeimLantz CPAs & Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management services, including model portfolios, third-party managers, and customized strategies.

Timothy Reath Jr. is a financial advisor at UBS Financial Services in Annapolis, MD, with 22 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory role, he serves as Treasurer and a member of the board of directors for the Annapolis Arts Alliance. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines wealth management with institutional trading capabilities and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Peter Boyle is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He is currently with Morgan Stanley, where he has worked since 2022, and previously held roles at Wells Fargo Clearing Services and Wells Fargo Home Mortgage. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides various advisory programs with a focus on tailored financial planning and utilizes structured discovery and firm-approved planning tools in its approach.

Joseph Dubinski is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate firms since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.