Antonio Lopez is a financial advisor at Ameriprise in Cincinnati, OH, holding a Series 66 designation with two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Fidelity Investments, and several credit unions. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves clients through a combination of advisory, brokerage, and insurance solutions, with a focus on managed accounts and algorithm-driven recommendations overseen by a dedicated retirement-income consulting team.

Laura Williams is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and seven years of industry experience. She has worked at Primerica Advisors since 2016 with a brief period at Maplebear Inc and Jack Entertainment. Outside of financial advising, she is the owner of Yes Incorporated. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-driven strategies and select separately managed accounts. The firm uses a percentage-based wrap fee structure and curates third-party asset managers, providing portfolio management focused on retail clients rather than institutional plans.

William Ward Jr. is a financial advisor with Equitable Advisors in West Chester, OH, holding the Series 63 and Series 65 licenses and having 14 years of industry experience. He has been with Equitable Advisors since 2012, including its predecessor firm Axa Advisors LLC, where he worked for eight years. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions.

Minseok Kwon is a Series 66-credentialed financial advisor with Raymond James & Associates, based in Cincinnati, OH. He has one year of industry experience and previously worked at Grandview Peak Capital and served in the Republic of Korea Marine Corps. Prior to his financial career, he was involved with The Ohio State University in various capacities, including student athlete support and the College of Engineering. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Andrew Cullen is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including U.S. Bancorp Investments, Fidelity Investments, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Sebastian is a financial advisor with Primerica Advisors in Cincinnati, Ohio, holding a Series 63 designation and bringing 30 years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 1996 and has served on the Butler County Board of Elections since 2016. Outside of his advisory role, he is involved in raising and selling feeder calves. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with approximately 3,987 advisors and utilizes model-delivery strategies managed by unaffiliated asset managers.

John Hill is a Series 66-licensed financial advisor at LPL Enterprise with four years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach typically involves model-driven portfolios and access to third-party asset managers and wrap programs.

Julie King is a financial advisor with Raymond James Financial in Hamilton, Ohio, holding a Series 66 credential and 18 years of industry experience. Her prior work includes roles at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. She is also an associate at Yellow Cardinal Brokerage Services, where she works as a brokerage and compliance administrator supporting Raymond James advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports various advisory programs, including municipal and public-finance services.

Charles Futel Jr. is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 43 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he serves as an elder at Renew Community Church and owns a business named Rich Habits. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale, delivering advisory services through financial advisors who utilize model-based investment strategies managed by third-party asset managers.

Anthony Sexton is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He previously worked at INVEST Financial Corp. for six years before joining LPL Financial in 2018. Sexton is also involved with Tri-County Assurance Agency, Inc. as an agent in the sales and service of fixed insurance products and has part-time experience in tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, emphasizing both discretionary and non-discretionary strategies supported by various operational and research tools.

James Connor II is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at LPL Financial since 2018 and previously spent six years with INVEST Financial Corp. Outside of his advisory role, he serves as president of Tri-County Assurance Agency, Inc., a general insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management access, and institutional platforms.

Kevin Shank is a financial advisor at Primerica Advisors with 28 years of industry experience. He has been with Primerica Financial Services since 1993 and Primerica Advisors since 2007. Outside of his advisory role, he owns H + S One Enterprise, which is involved in low-income housing and housing rehabilitation investments. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses an independent due-diligence consultant to evaluate asset managers and employs a tiered wrap-fee structure while maintaining oversight of its curated third-party investment models.

Sharon Harrison is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 23 years of industry experience, including prior roles at Resonate Advisors, Focus on Success, ValMark Advisers, and Osaic FA. In addition to her advisory work, she is an independent insurance agent servicing life insurance. Cambridge Investment Research Advisors serves a diverse client base that includes individual, institutional, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals across multiple platforms.

Trisha Farver is a financial advisor with Ameriprise in Loveland, OH, holding a Series 66 designation and 16 years of industry experience. Her prior work includes roles at The Huntington National Bank and The Huntington Investment Company spanning over a decade. Outside of advising, she owns a retail business called Best You. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing tax-aware withdrawal strategies.

Jason Nelson is a financial advisor with LPL Financial in Cincinnati, OH, holding the CFP® designation and Series 66 license. He has 28 years of industry experience, including prior roles at Coordinated Capital Securities, Inc. and Cambridge Investment Research, Inc. In addition to his advisory work, he is a licensed attorney and a public notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. It offers a range of financial planning and investment services, including access to model portfolios, third-party asset managers, and institutional platforms.

Darrell Masters is a CFP®-credentialed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2005. He has 35 years of industry experience, including five years at Osaic FA, Inc. Masters is also an owner and partner at Kenwood Financial Group in Cincinnati, OH. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets across multiple platforms and custodians and provides both discretionary and non-discretionary management, including proprietary model strategies under the Founders Gate Capital brand.

Sandra Davis Skeen is a financial advisor with LPL Financial in Harrison, OH, holding a Series 66 designation and over seven years of industry experience. She has worked with LPL Financial since 2018 and is also involved with Capital Concepts INC and Coldwell Banker West Shell, where she has a background in real estate as a realtor. Additionally, she owns and operates a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Lisa Foster is a CFP® with 27 years of industry experience, currently advising at Cetera. Her prior roles include extensive tenures at Avantax Insurance Agency, Avantax Advisory Services, and Avantax Investment Services. In addition to her advisory work, she owns and operates L.A. Foster, Inc., a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning services, and access to third-party money managers.

Phillip Abshire is a financial advisor with Edward Jones in Oxford, Ohio, holding a Series 63 designation and with 31 years of industry experience. He has been with Edward Jones since 1995. In addition to his advisory role, Abshire serves on the board of directors for the Oxford Chamber of Commerce and is a member of the investment advisory board for the Oxford Community Foundation. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large national network of financial advisors and branch offices.

Kyle Jones is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and five years of industry experience. His career includes roles at Brubaker Grain Inc., Carter Lumber, and Better Homes and Gardens Big Hill. Outside of his advisory work, Jones is active as a real estate agent with Exp Realty, handling residential property transactions. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers, supported by third-party custodians and overlay management.