Antonio Lopez is a financial advisor at Ameriprise in Cincinnati, OH, holding a Series 66 designation with two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Fidelity Investments, and several credit unions. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves clients through a combination of advisory, brokerage, and insurance solutions, with a focus on managed accounts and algorithm-driven recommendations overseen by a dedicated retirement-income consulting team.

Laura Williams is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and seven years of industry experience. She has worked at Primerica Advisors since 2016 with a brief period at Maplebear Inc and Jack Entertainment. Outside of financial advising, she is the owner of Yes Incorporated. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-driven strategies and select separately managed accounts. The firm uses a percentage-based wrap fee structure and curates third-party asset managers, providing portfolio management focused on retail clients rather than institutional plans.

William Ward Jr. is a financial advisor with Equitable Advisors in West Chester, OH, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Equitable Advisors since 2012, previously affiliated with Axa Advisors LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to clients’ goals and risk tolerance.

Minseok Kwon is a financial advisor at Raymond James & Associates with a Series 66 designation and less than one year of industry experience. Prior to joining Raymond James, he worked at Grandview Peak Capital and held various roles at The Ohio State University and the American International School of Guangzhou. He served in the Republic of Korea Marine Corps from 2020 to 2022. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs, with specialized services in public finance and municipal sectors.

Andrew Cullen is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including U.S. Bancorp Investments, Fidelity Investments, J.P. Morgan Securities, Bank of America, and Fifth Third Bancorp. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

James Sebastian is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory role, he serves on the Butler County Board of Elections and is involved in raising and selling feeder calves. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and maintains oversight of its curated investment models within a wrap-fee structure.

Julie King is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds the Series 66 designation and has worked with Raymond James Financial Services Advisors Inc. since 2012. In addition to her advisory role, she is employed as a brokerage and compliance administrator at Yellow Cardinal Brokerage Services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging asset-allocation analysis and firm research to develop tailored recommendations.

Charles Futel Jr. is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and over 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he serves as an elder at Renew Community Church and is the owner of Rich Habits, a separate non-investment related venture. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model focused on wrap-fee solutions rather than institutional pension or profit-sharing plan management.

Anthony Sexton is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at LPL Financial since 2018 and previously spent six years at INVEST Financial Corp. In addition to his advisory role, Sexton is involved with Tri-County Assurance Agency, Inc. as an agent for fixed insurance products and performs tax preparation and accounting services on a limited basis. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported and diversified investment strategies.

James Connor II is a financial advisor with LPL Financial in Fairfield, Ohio, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at INVEST Financial Corp. for six years before joining LPL Financial in 2018. Outside of his advisory role, he serves as president of Tri-County Assurance Agency, Inc., a general insurance agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through its extensive network of investment adviser representatives.

Kevin Shank is a financial advisor at Primerica Advisors with 28 years of industry experience. He has been with Primerica Financial Services since 1993 and Primerica Advisors since 2007. Outside of his advisory role, he owns H + S One Enterprise, which is involved in low-income housing and housing rehabilitation investments. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses an independent due-diligence consultant to evaluate asset managers and employs a tiered wrap-fee structure while maintaining oversight of its curated third-party investment models.

Sharon Harrison is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and having 23 years of industry experience. She has been with Cambridge Investment Research Advisors since 2011. In addition to her advisory role, Harrison is also an independent insurance agent specializing in life insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and platform solutions.

Jason Nelson is a CFP® with 27 years of industry experience, currently an advisor at LPL Financial since 2023. He previously worked at Coordinated Capital Securities, Inc. for 19 years. In addition to his financial advisory work, he is a licensed attorney and co-owner of a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services supported by proprietary and third-party research.

Darrell Masters is a CFP® with 34 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2005. He is also the owner and partner of Kenwood Financial Group in Cincinnati, OH. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through a network of independent professionals, utilizing multiple custody platforms and proprietary as well as third-party strategies.

Sandra Davis Skeen is a financial advisor with LPL Financial in Harrison, Ohio, holding a Series 66 credential and having seven years of industry experience. She has worked with LPL Financial since 2018 and maintains ongoing roles at Capital Concepts INC and Coldwell Banker West Shell, where she has been active since 2011 and 1996 respectively. In addition to her advisory work, she is involved in tax preparation and accounting as the owner of Tax Concepts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management and utilizing model portfolios and research from various sources.

Lisa Foster is a CFP® with 26 years of experience in the financial services industry. She has been with Cetera and Cetera Wealth Services, LLC since 2025. Foster is also the owner and sole proprietor of L.A. Foster, Inc., a tax preparation and accounting business established in 2000. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and a large network of independent advisors.

Phillip Abshire is a financial advisor at Edward Jones with 30 years of industry experience. He has been with Edward Jones since 1995 and holds a Series 63 designation. Outside of his advisory role, he serves as a director on the Oxford Chamber of Commerce and is a member of the Investment Advisory Board for the Oxford Community Foundation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard while maintaining a large national network of advisors and branches.

Kyle Jones is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and five years of industry experience. His career includes roles at Brubaker Grain Inc., Carter Lumber, and Better Homes and Gardens Big Hill. Outside of his advisory work, Jones is active as a real estate agent with Exp Realty, handling residential property transactions. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers, supported by third-party custodians and overlay management.

Zachary Hiler is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. His work history includes multiple tenures at Raymond James & Associates and a year at Janney Montgomery Scott LLC. Outside of his advisory role, he is a partner at Hiler Marot Investment Group LLP, involved in property acquisition and management. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm serves a diverse client base, including individuals, institutional accounts, and public entities, delivering wealth planning and investment consulting primarily on a non-discretionary basis.

Ronda Garner Cecil is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. She has been with Edward Jones since 2013. Her reported outside business activity involves a family-owned auto body shop, in which her husband is a part silent owner; she has no involvement in the business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.