Cynthia Fremont is a financial advisor at Edward Jones with 17 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated financial products. The firm manages approximately $1.01 trillion in assets under management and operates through a large network of advisors and branch offices nationwide.

Jacqueline Grove is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rachel Miller is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work experience includes roles at TCW Global and Zenimax Media. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Akers is a financial advisor with Stifel, holding Series 65 and Series 63 registrations and four years of industry experience. Prior to joining Stifel in 2024, he worked at Court Place Advisors, Meridian Bank, and in various roles across several companies. Outside of his advisory work, Akers volunteers as a parish council member at Sacred Heart Church and serves on the Board of the Hereford High School Athletic Hall of Fame. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Alan Kines is a CFP® with 16 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, he worked for Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company for 16 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting Services.

Patrick Vaughan is a CFP® with 17 years of industry experience, currently affiliated with RBC Capital Markets in Hunt Valley, MD. He has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2017. Vaughan serves on the board of directors of The Cal Ripken Foundation, a youth leadership charity, where he participates in fundraising activities. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs and implements tailored portfolio strategies using in-house and third-party investment managers.

Henry Podlaszewski Jr. is a financial advisor with UBS Financial Services, holding a Series 66 designation and 19 years of industry experience. He previously worked at Morgan Stanley and RBC Capital Markets. He is based in Shrewsbury, Pennsylvania. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client plans.

Garrett Kunkel is a CFP® and Series 66–registered advisor with RBC Capital Markets in Hunt Valley, MD, bringing eight years of industry experience. He has worked at RBC Capital Markets since 2017, following prior roles at Kissinger Financial Services and Kissinger Financial Services (Hightower). RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by RBC’s extensive capital-markets capabilities.

Jesse Folus is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2019 and is also associated with Bank of America, N.A. since 2022. Prior to his financial services career, he was employed by Lupin Pharmaceuticals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lucas Graham is a Series 66 licensed financial advisor at LPL Enterprise with one year of industry experience. Prior to joining LPL Enterprise, he worked at IDEMIA National Security Solutions and held positions at West Virginia University. He has also been involved with Bible Center Church. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, combining adviser programs with financial products such as insurance and lending, supported by a platform that includes proprietary research and third-party portfolio management.

Michael Frank Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Seventy2 Capital Wealth Management and Bank of America, N.A. Outside of finance, he has experience in the hospitality industry, including roles at 7 West Bistro, Rite Way Valet, and Pussers Caribbean Grille. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Edwin Abrams is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016, following an 11-year tenure at MetLife Resources. He is also involved as an agent in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements and a variety of investment and event-driven planning services.

Enkhtuul Terguunbaatar is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Terguunbaatar held roles at VideoAmp, Reach Partners, and The Johns Hopkins Carey Business School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sabine Laure Mve Wandey is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018. Prior to joining Merrill, she was employed at Honda of Annapolis from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Rowett is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Merrill since 2017. Prior to that, he was employed at Bank of New York Mellon from 2015 to 2017 and Bank of America starting in 2023. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gemma Boyce is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has previously worked at Boyce Financial, The Investment Center, Inc., and Len Stoler Lexus. Outside of her advisory role, she is also involved with North Ridge Wealth Planning as a financial advisor and acts as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to various portfolio management options and third-party managers, supporting both discretionary and non-discretionary account management across multiple program structures.

Justin Gue is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has prior experience with Prudential and in real estate through his involvement with Jgue Platinum Realty LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, leveraging model portfolios, third-party asset management, and an integrated platform that combines adviser programs with financial products such as insurance.

Sergio Galindo is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized wealth management strategies tailored to each client's unique financial situation and goals. Sergio collaborates with clients one-on-one to create flexible financial plans that adapt to changing market conditions while leveraging investment insights from Merrill and banking and lending solutions from Bank of America. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sergio earned his High School Diploma/GED from the University of Maryland. Committed to community involvement, he participates in local volunteer organizations, reflecting the Merrill tradition of service to the communities it serves.

Christopher Walker is a CFP® professional with 32 years of experience in the financial industry, currently affiliated with RBC Capital Markets. He has been with RBC Capital Markets since 2009 and also previously worked at City National Bank. Outside of his advisory role, he is involved in lacrosse training for middle and high school players and serves on the board of a charitable organization called Athletes Saving Athletes. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, leveraging a mix of in-house and third-party investment managers along with integrated capital markets and lending capabilities.

Paul Dettor Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Mass Mutual in 2025, he worked at Stifel Financial from 2021 to 2025 and has a background that includes positions at Scandia Marine and educational institutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, software-driven planning processes and offers a range of programs including divorce planning, estate settlement, and employer-sponsored planning.