Richard Rivere is a CFP® with 18 years of industry experience, currently serving at J.P. Morgan Securities. He has been with J.P. Morgan Securities LLC since 2013 and was involved with the Manalapan Soccer Club from 2017 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Sean Donlan is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has 28 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., Berger Financial Group LLC, and John Hancock Mutual Life Insurance Company. In addition to his advisory role, he operates as an independent insurance agent specializing in dental and group disability income, fixed annuities, and life, accident, health, and long-term care insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap and money-manager programs, and educational seminars, with a collaborative and annual approach to planning using firm-approved analytical tools.

Neil Kriegstein is a CFP® professional with 28 years of industry experience, currently advising through OSAIC. His prior roles include positions at Royal Alliance, HD Vest Insurance Agency, and H.D. Vest Advisory Services. In addition to his financial advisory work, he owns Kriegstein Financial Group, LLC, which provides tax preparation and accounting services, and serves as president of Imperial Payroll Processing, LLC, a payroll processing firm. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios consisting of a range of investment products.

Thomas Musumeci is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He previously worked at Royal Alliance Associates for 18 years and Investment Advisors Asset Management, LLC for 15 years. In addition to his advisory role, Musumeci is involved with MWM Financial LLC, a DBA related to his LPL business, and holds a non-variable insurance agent role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives using a variety of investment strategies.

Gaetano Guerra Jr. is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he volunteers teaching religion at St. Veronica Church in Freehold, NJ. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutional clients. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists.

Scott Greenberg is a CFP® and ChFC® with 16 years of industry experience. He is currently an advisor at Raymond James Financial Services Advisors Inc., having joined in 2026 after 16 years at Equitable Advisors. He serves as president and board member of the Brick Morning Rotary Club. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, offering tailored, non-discretionary planning and a variety of advisory programs supported by a large network of professionals.

Tiffany Zausch is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Carmen Memoli is a financial advisor at Cetera with 16 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Avantax Advisory Services and her own accounting firm, Memoli & Company P.C. Memoli is active in her community through multiple treasurer and board member roles in local school districts, political organizations, and public authorities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Scott Waldron is a financial advisor at Fidelity with a Series 66 designation and approximately 1 year of industry experience. His prior work includes positions at Northwestern Mutual Investment Services LLC and various roles outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and delegates day-to-day management to sub-advisers while maintaining oversight.

Christopher Sula is an Investment Consultant at Fidelity Investments as of 2024. He brings over a decade of professional experience to his current role. Prior to joining Fidelity Investments, Christopher served as a Managing Director at BTIG from 2011 to 2023. His approach emphasizes building trust and confidence with clients by providing knowledge and personalized strategies. Christopher focuses on helping clients make informed financial decisions through an individualized and goal-based approach, aiming to co-create holistic plans aligned with their financial goals. Outside of work, Christopher enjoys activities such as beach outings, golf, running, and skiing.

Craig Laday is a financial advisor with LPL Financial and holds a Series 63 designation. He has 38 years of industry experience, including 32 years at Ameriprise Financial Services, Inc., and seven years at LPL Financial. Outside of his advisory work, he owns a limited liability company that provides protection for watercraft. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

Brian Galarza is a financial advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mena Ayad is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2020, serving as a Financial Consultant before his current position. Prior to joining Fidelity, Mena worked at Vanguard from 2015 to 2020 in various roles including Financial Advisor, High Net Worth Brokerage Investment Professional, and Brokerage Investment Professional. Mena holds an MBA in Finance from Rutgers University and is a Certified Financial Planner (CFP4). He is licensed in insurance in California. He focuses on assisting clients in working towards their financial goals by building long-term relationships and paying attention to detail. Outside of his professional career, Mena enjoys family activities, fitness, football, parenthood, and traveling. He is also involved in serving in his church.

James Yuka Jr. is a financial advisor with LPL Financial in Point Pleasant, NJ, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Charles Schwab, TD Ameritrade, Merrill, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on combining advisory services and a broad range of non-advisory financial activities.

Brittany Forte is a Series 66-credentialed financial advisor with six years of industry experience. She is currently with LPL Financial in Manchester, NJ, where she has worked since 2021. Her prior experience includes roles at Wells Fargo Clearing, Power Tool Company, and PNC Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutional clients. The firm offers a range of investment options and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

James Quirk is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, including its period as AXA Advisors, LLC. Outside of advising, he serves as an on-field official for the National Football League. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party managers, focusing on matching client needs with appropriate investment models and services.

Stephen Borriello Jr. is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 designations and has 24 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016 and previously worked at the NY Daily News in 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mark Mclafferty is a CFP® and ChFC® credentialed advisor with 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and previously held positions at Mass Mutual Investors Services and Metlife Securities. Outside of his advisory role, he serves as a board member of the Woodbridge Chamber of Commerce and is involved in nonprofit activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a range of portfolio management options and proprietary model strategies.

David Ricker is a financial advisor with UBS Financial Services in Point Pleasant, NJ, holding a Series 66 designation and having 22 years of industry experience. Prior to joining UBS, he worked at Merrill for 14 years. Outside of his advisory role, he works part-time as a beer tender at Icarus Brewing in Brick, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment strategies.

Moshe Feinstein is a financial advisor with MassMutual Investors Services holding a Series 66 designation and three years of industry experience. His prior roles include positions at NYLife Securities, Bais Reuven Kamenitz, and Thera Era LLC. He is also the owner of Good Hands Financial Planning LLC and serves as an insurance agent with Good Hands Financial. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative, software-driven approach to financial planning and offers specialized programs including estate settlement and divorce planning.