Patrick Preston is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has developed expertise in creating personalized financial strategies that address the complex needs of individuals, families, and businesses. Patrick emphasizes a client-centered approach, aligning his services with the principle that "the client's needs come first." He collaborates with a team of specialists and coordinates with clients' attorneys and accountants to integrate investment management with tax minimization, wealth transfer, and estate planning. Patrick joined Merrill Lynch Wealth Management in 1991 after earning his bachelor's degree from the University of North Carolina at Greensboro, where he was a student-athlete on the men’s soccer team. He was promoted to Resident Director of the Freehold office in recognition of his client commitment and service delivery. Patrick holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Freehold with his three children, Patrick actively contributes to the community through board memberships and volunteer work with organizations such as the YMCA of Western Monmouth, Graeme Preston Foundation for Life, Freehold Soccer League, and the Lake Topanemus Park Commission. His personal interests include gardening, golfing, traveling, and spending time with his family.

Michael Cantin is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, where he worked for over two decades. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations with financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

John Longo is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of advising, he is the majority owner of a wine import business and a partner in a restaurant and bar. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and research, with a focus on advisory services rather than direct security recommendations.

Jennifer Noone is a Senior Financial Advisor with The Noone Group at Merrill Lynch Wealth Management. In her role, she focuses on managing client relationships and acquiring new clients. Jennifer emphasizes the importance of building strong relationships with clients based on understanding, clear communication, and mutual respect. Her passion for financial planning is influenced by a family connection to wealth management, and she is motivated by helping individuals and families achieve their financial goals through goals-based wealth management. Jennifer holds a Bachelor of Arts degree in Psychology and Mathematics, as well as an MBA in Entrepreneurship, both from Syracuse University. She holds FINRA Series 7, 63, and 66 registrations, is licensed in life insurance, and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is actively involved in community service, volunteering with the American Cancer Society and the Boomer Esiason Foundation. Jennifer has chaired and co-chaired the Monmouth County Cancer Ball, New Jersey's largest charitable black tie event for the American Cancer Society, and has been recognized as an honoree at the American Cancer Society Jersey Shore Golf Classic. Her work in the community reflects the Merrill tradition of service to the communities they serve.

Robert Marsiglia is a financial advisor with Merrill in Manasquan, NJ, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with Merrill and its affiliate Bank of America since 2012. Outside of his financial career, he is the band leader of a Christian R and B band called The Next Generation of Soul. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Noone Jr. is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. His work history includes roles at Morgan Stanley and its Private Bank, as well as Bank of America. No additional outside activities were noted. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Lumsden is a Series 66 licensed advisor with Ameriprise Financial Services, LLC, based in Red Bank, NJ. She has 18 years of industry experience, including six years with Ameriprise Financial Services, LLC and four years with Ameriprise Financial Services, Inc. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

John Volpe is a financial advisor with Morgan Stanley, holding a Series 66 designation and one year of industry experience. Before joining Morgan Stanley, he worked in education at Rider University and Wall High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques in its financial planning process.

Daniel Krause is a financial advisor at LPL Enterprise with five years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he operates a business under the name Daniel Krause Design. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products supported by its integrated platform.

Derek Swanner is a financial advisor with Ameriprise in Little Silver, NJ, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with an emphasis on assets held in Ameriprise Managed Accounts and a range of advisory, brokerage, and insurance solutions.

John Emerick III is a financial advisor at Charles Schwab with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TD Ameritrade and Charles Schwab in various capacities since 2014. He maintains a New Jersey insurance license, though he does not conduct other insurance-related business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by proprietary research and a centralized operational structure.

Teresa Decaro Nardi is a financial advisor at UBS Financial Services with 24 years of industry experience. She has been with UBS since 2010. She holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets solutions.

Christa Trust is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 designations and bringing nine years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019 and has also worked at Couto DeFranco and HD Vest Investment Services since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Janice Whiting is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 66 designations and 17 years of industry experience. She has worked across several Wells Fargo entities since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and planning tools to develop tailored client recommendations.

John Petit is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He previously worked at The Investment Center, Inc. for 26 years and has been with Ic Advisory Services, Inc. for 20 years. In addition to his advisory work, he operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Andrew Mcdowell is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Equitable Advisors, he worked at Jumping Brook Country Club and has experience in various roles dating back to 2015. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and multiple third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services tailored to client goals and risk tolerance.

Louis Gorini is a Financial Advisor with Merrill Lynch Wealth Management, focusing on delivering tailored financial guidance to individuals and families. He collaborates closely with clients to define their goals and develop portfolio strategies aimed at achieving those objectives, providing ongoing advice and adapting plans as circumstances evolve. With expertise in areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning, Louis supports clients through the complexities of wealth management. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Seton Hall University. Louis resides in Monmouth County and is engaged in his community. His personal interests include baseball, basketball, bowling, cooking, football, pickleball, spending time with his family, traveling, and watching movies.

Stephen Bannon is a financial advisor with UBS Financial Services in Red Bank, NJ, holding a Series 66 designation and 14 years of industry experience. His career includes two tenures at UBS Financial Services, from 2014 to 2019 and from 2022 to present, with a three-year period at Merrill in between. He is connected to a family-owned business, CBD Hair Studio LLC, which provides salon services but in which he does not have an active management role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor portfolios to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial products and capital markets services.

Aryeh Teren is a financial advisor with Mass Mutual Investors Services in Lakewood, NJ, holding Series 63 and Series 66 licenses and three years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2017. Outside of advising, he owns Teren Financial LLC, focusing on insurance and securities sales and servicing. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers a range of asset management and educational programs.

Valbona Capri is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in providing tailored financial guidance and wealth management solutions for women, professional athletes, entertainers, and non-profit organizations. Valbona's approach centers on personalized financial planning, focusing on family wealth management strategies, philanthropic planning, small business strategies, and socially responsible investing, including ESG investing. Valbona holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC™) designation, the Personal Investment Advisor (PIA) designation, and the Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™) certification. She earned her bachelor's degree from St. John's University. Valbona is involved with professional organizations such as the Certified Financial Planner, Cherie Blair Foundation Mentoring, the National Association of Women Business Owners, NexGen Leadership Council, Sports & Entertainment Accredited Wealth Management Advisor, and the Women's Exchange at Merrill. Outside of her advisory role, Valbona actively participates in community initiatives, including the Cherie Blair Foundation, FulFill Food Bank, Girl Scouts of the Jersey Shore, and serves as a volunteer coach for Manalapan Recreation. She has served as a guest lecturer at Rutgers University on portfolio theory and mentors women entrepreneurs domestically and internationally. As a fitness advocate, she engages in endurance challenges such as marathons, triathlons, and obstacle course races, and enjoys sports including golf, basketball, beach volleyball, and softball.